Publication: Deposit Insurance Around the Globe : Where Does It Work?
Date
2001-09
ISSN
Published
2001-09
Author(s)
Abstract
Explicit deposit insurance has been
spreading rapidly in recent years, even to countries not
advanced in financial and institutional development.
Economic theory indicates that deposit insurance design
features interact--for good or ill--with country-specific
elements of the financial and governmental contracting
environment. The authors document the extent of
cross-country differences in deposit insurance design and
review empirical evidence on how design features affect
private market discipline, banking stability, financial
development, and the effectiveness of crisis resolution.
This evidence challenges the wisdom of encouraging countries
to adopt explicit deposit insurance without first addresing
weaknesses in their informational and supervisory environments.
Link to Data Set
Citation
“Demirguc-Kunt, Asli; Kane, Edward J.. 2001. Deposit Insurance Around the Globe : Where Does It Work?. Policy Research Working Paper;No. 2679. © World Bank, Washington, DC. http://hdl.handle.net/10986/19549 License: CC BY 3.0 IGO.”
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