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Deposit Insurance Design and Implementation : Policy Lessons from Research and Practice

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2006-07
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2012-06-18
Author(s)
Kane, Edward J.
Laeven, Luc
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Abstract
This paper illustrates the trends in deposit insurance adoption. It discusses the cross-country differences in design, and synthesizes the policy messages from cross-country empirical work as well as individual country experiences. The paper develops practical lessons from this work and distills the evidence into a set of principles of good design. Cross-country empirical research and individual-country experience confirm that, for at least the time being, officials in many countries would do well to delay the installation of a deposit insurance system.
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Kane, Edward J.; Demirgüç-Kunt, Asli; Laeven, Luc. 2006. Deposit Insurance Design and Implementation : Policy Lessons from Research and Practice. Policy Research Working Paper; No. 3969. © World Bank. http://hdl.handle.net/10986/8376 License: CC BY 3.0 IGO.
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