Publication:
Note de Politique sur le Developpement du Credit Agricole au Niger

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2021-12-20
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2022-01-06
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Moins de 1,1% de la population adulte nigérienne a eu accès un crédit agricole pour améliorer sa production ou investir dans la transformation de produits agricoles en 2017. Ce secteur embauche cependant plus de 80% de la population adulte du pays. Les institutions financières qui interviennent dans le secteur agricole, notamment trois parmi les principales institutions de microfinance du pays et environ trois banques commerciales et la BAGRI (banque publique agricole) sont pour la plupart elles-mêmes vulnérables. La majeure partie de ces institutions préfèrent se focaliser sur le crédit pour la commercialisation de produits agricoles et le financement des fonds de roulement (qui sont généralement des crédits à court terme à échéances fréquentes). Ces types de crédit ne conviennent cependant pas toujours aux activités agricoles saisonnières ou pour la transformation qui nécessite des investissements à moyen et long terme. Malgré les efforts récents, l’activité de crédit-bail reste négligeable, le crédit warrantage limité, le crédit digital encore inexistant.
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World Bank. 2021. Note de Politique sur le Developpement du Credit Agricole au Niger. © World Bank. http://hdl.handle.net/10986/36803 License: CC BY 3.0 IGO.
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