Publication:
Microfinance and Index Insurance: Testing Business Models in the Agricultural Sector

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dc.contributor.authorAssah, Fatou C.
dc.contributor.authorSberro-Kessler, Rachel
dc.date.accessioned2017-04-12T17:50:15Z
dc.date.available2017-04-12T17:50:15Z
dc.date.issued2017
dc.description.abstractWhile access to credit is a key instrument toalleviate rural poverty, microfinance institutions(MFIs) are often unable to expand their agriculturelending portfolio. One of the key advantages for microfinance institutions to offer index insurance products to their customersis to reduce the default risk on their agriculture lending portfolio and therefore allow the expansion of agriculture credit. Index-insurance can be sold by microfinance institutions either on a mandatory or voluntary basis.One of the key success factors of credit-bundling is to offer a holistic solution to mitigate agriculture risks. The second business model that microfinance institutions have tested is to be direct customers of index insurance. Portfolio insurance has the potential to benefit farmers both ex-post (ex: restructuring of loans, loans write-offs, offer of emergency loans) and ex-ante (ex: larger supply of agriculture credit, reduced agriculture lending interest rates).en
dc.identifierhttp://documents.worldbank.org/curated/en/777531490707709588/Microfinance-and-index-insurance-testing-business-models-in-the-agricultural-sector
dc.identifier.doi10.1596/26341
dc.identifier.urihttps://hdl.handle.net/10986/26341
dc.languageEnglish
dc.language.isoen_US
dc.publisherWorld Bank, Washington, DC
dc.relation.ispartofseriesGlobal Index Insurance Facility Knowledge Notes;
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo
dc.subjectMICROFINANCE
dc.subjectINSURANCE
dc.subjectINDEX INSURANCE
dc.subjectAGRICULTURAL LENDING
dc.subjectRISKS
dc.titleMicrofinance and Index Insuranceen
dc.title.subtitleTesting Business Models in the Agricultural Sectoren
dc.typeBriefen
dc.typeFichefr
dc.typeResumenes
dspace.entity.typePublication
okr.crossref.titleMicrofinance and Index Insurance: Testing Business Models in the Agricultural Sector
okr.date.disclosure2017-03-28
okr.doctypePublications & Research
okr.doctypePublications & Research::Brief
okr.docurlhttp://documents.worldbank.org/curated/en/777531490707709588/Microfinance-and-index-insurance-testing-business-models-in-the-agricultural-sector
okr.guid777531490707709588
okr.identifier.doi10.1596/26341
okr.identifier.externaldocumentum090224b084a52271_1_0
okr.identifier.internaldocumentum27308117
okr.identifier.report113733
okr.importedtrue
okr.language.supporteden
okr.pdfurlhttp://documents.worldbank.org/curated/en/777531490707709588/pdf/113733-BRI-K-Briefs-Microfinance-12-17-PUBLIC.pdfen
okr.region.countryIndia
okr.region.countryKenya
okr.topicAgriculture::Agricultural Sector Economics
okr.topicAgriculture::Commodity Risk Management
okr.topicAgriculture::Food Security
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicFinance and Financial Sector Development::Microfinance
okr.topicRural Development::Rural Microfinance and SMEs
okr.unitF&M GP GST - 3A Fin for Devlp (GFM3A)
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