Publication:
Philippines: Can Subsidized Microloans Increase Toilet Ownership and Use for Poor Households?

Loading...
Thumbnail Image
Files in English
English PDF (775.3 KB)
258 downloads
English Text (21.97 KB)
20 downloads
Date
2020-11
ISSN
Published
2020-11
Author(s)
Editor(s)
Abstract
The World Bank’s Strategic Impact Evaluation Fund supported a randomized controlled trial from 2015-2018 to assess the extent to which subsidized microloans can enable households to build and use improved toilets. The loans, which carried zero interest, included toilet installation and were offered to poor beneficiaries who also received sanitation behavior change promotion as part of a social safety net program. The large financial subsidy led to modestly higher coverage of improved toilets, better toilet quality, and greater satisfaction, while the small subsidy did not improve access to improved sanitation. Among those who took out the subsidized loans, 59 percent already had improved toilets, which explains the limited effects on improved sanitation and open defecation. Overall, these findings suggest that subsidy programs hold promise, but need to be better targeted.
Link to Data Set
Citation
World Bank. 2020. Philippines: Can Subsidized Microloans Increase Toilet Ownership and Use for Poor Households?. From Evidence to Policy;. © World Bank. http://hdl.handle.net/10986/34897 License: CC BY 3.0 IGO.
Associated URLs
Associated content
Report Series
Report Series
Other publications in this report series
  • Publication
    Kenya
    (Washington, DC, 2022-10) World Bank
    Before the COVID pandemic, more than half of children in low and middle-income countries suffered from learning poverty: they either were out of school or failed to learn to read with comprehension by age 10. At the same time, numerous studies have documented serious challenges related to the quality of education services, particularly for those serving poor students. In a country like Kenya, for example, teachers exhibit low levels of content and pedagogical knowledge. Previous research has shown that highly structured teaching guides could improve literacy, but scripted lessons are not without critics, who worry that teachers will not be able to adapt content to student’s needs. In places where teachers may be less prepared to tailor high quality lessons to their students, however, scripting may offer a way to standardize a minimum level of quality at scale.
  • Publication
    Rwanda
    (World Bank, Washington, DC, 2021-11) World Bank
    Children need a safe, nurturing, healthy, and stimulating environment to thrive and reach their full potential. But millions of children living in poverty don’t receive enough stimulation or good nutrition in their first years of life, and poverty also makes them more likely to experience neglect and violence in the home. Domestic violence, however, is rarely addressed in programs promoting young children’s development, which also typically focus on mothers, with little attention on fathers. Previous research suggests home-based parenting programs can lead to positive improvements in children’s brain development. Can these programs be adapted to address family violence as well Can these services be effectively delivered through government social safety net programs which often target poor, vulnerable families
  • Publication
    Bangladesh
    (World Bank, Washington, DC, 2020-07-21) Spier, Elizabeth; Kamto Sonke, Kevin; Molotsky, Adria; Rahman, A. F. M. Azizur; Hossain, Najmul; Nahar, Zannatun; Khondker, Hosneara
    Early learning experiences promote child development and help children get prepared for school, providing children with a foundation for learning that can last into primary school and well beyond. Evidence suggests the positive impacts of these experiences are particularly pronounced for disadvantaged children, who often have limited access to learning materials and stimulation at home, and policymakers around the world have expanded access to preprimary education. But how much preprimary education do children need? Is one year enough, or do children reap additional benefits from two years of preschool?
  • Publication
    India
    (World Bank, Washington, DC, 2021-07) World Bank
    In the first years of life, all children need healthy food, a clean environment, and stimulation to thrive and reach their full developmental potential. However, poverty prevents millions of young children in low- and middle-income countries from receiving adequate nutrition and stimulation. As a result, many disadvantaged children’s brain development lags behind that of their well-off peers, which can have lifelong consequences. Previous research from low-income settings has found that encouraging parents to play and interact more with their children can improve children’s brain development, with impacts that can last into adulthood. Delivering these parenting programs at scale and in a cost-effective manner, however, has been a challenge, in part because some of the most successful programs have been delivered through intensive and relatively costly home-based programs.
  • Publication
    Armenia
    (World Bank, Washington, DC, 2021-04) World Bank
    More people around the world are dying from noncommunicable diseases than ever before. These diseases, which include cancer, chronic respiratory diseases, diabetes, and heart disease, prematurely kill more than 15 million people between ages 30 and 69 each year. Many of these health conditions also make individuals more susceptible to severe forms of other diseases like Coronavirus disease 2019 (COVID-19). This study targeted adults between the ages of 35 and 68 in Armenia who had not been screened in the preceding year. The baseline data suggests this population was not economically secure: half of participants responded that their income was sufficient for basic family needs, such as food, clothing, and utilities, but not enough for big purchases like a car, while 35 percent responded that their income is sufficient for everyday food but not for clothes and other basic needs. More than half of those in the study were unemployed. This research finds that conditional incentives and personalized invitations can substantially increase screening for diabetes and hypertension for those who haven’t been recently screened. Further research may be needed to evaluate these interventions at scale.
Journal
Journal Volume
Journal Issue

Related items

Showing items related by metadata.

  • Publication
    Sanitation Finance in Rural Cambodia
    (World Bank, Washington, DC, 2012-02) Robinson, Andy
    This document presents the findings of a study on sanitation finance in Cambodia conducted for the Water and Sanitation Program (WSP) with support from the Asian Development Bank (ADB). The overall objective of the assignment was to consider sustainable sanitation financing options with a focus on promoting access for the poorest. This guidance note contains an introduction on sanitation financing and subsidies, stating the cases for subsidies as well as some of their practical pitfalls. The study used data (as of late 2009) from two case studies of rural sanitation finance in Cambodia to illustrate the practical issues, sup-plemented by preliminary data from two sanitation marketing projects. The study also examined the potential use and effectiveness of (hardware) subsidies, conditional cash transfers (CCTs), and other financing approaches relevant for sanitation improvement. The document ends with recommendations for improved sanitation finance, including practical suggestions for sanitation programs in Cambodia. These recommendations bear particular relevance for the ADB's Second Rural Water Supply and Sanitation Sector Project, which commenced in 2010.
  • Publication
    Support to Rural Sanitation Scale Up Under the Philippine National Sustainable Sanitation Plan
    (World Bank, Washington, DC, 2015-05) World Bank
    This report summarizes the results and lessons learned from the Technical Assistance (TA) Support to Rural Sanitation Scale Up under the Philippine National Sustainable Sanitation Plan. The TA was carried out by the World Bank’s Water and Sanitation Program from July 2012 to March 2016, and is part of a larger programmatic assistance by the Bank to the Government of the Philippines in framing relevant institutional and financial reforms by key sector agencies and in strengthening the government’s capacity to accelerate delivery of basic water and sanitation services particularly to the poor. This synthesis report provides recommendations to consolidate and accelerate the scaling up rural sanitation initiative focusing on priorities for World Bank engagement and alignment with the incoming government’s overall strategic direction.
  • Publication
    Economic Impacts of Sanitation in Cambodia : A Five-Country Study Conducted in Cambodia, Indonesia, Lao PDR, the Philippines, and Vietnam Under the Economics of Sanitation Initiative
    (Jakarta, 2008-02) World Bank
    The sanitation impact study, initiated by the World Bank water and sanitation program, aims to generate sound evidence on the negative impacts of existing sanitation and hygiene conditions and the potential benefits of improvements in sanitation and hygiene in Cambodia. In this study, quantitative assessment is conducted on the economic impacts of poor sanitation and hygiene on health, water resource, tourism and other welfare impacts. In addition to the quantitative evaluation, the study also discusses the effects of poor sanitation on various qualitative dimensions including health-related quality of life, intangible user preferences, life decisions, and the quality of the surrounding environment. The analysis focused on a narrow definition of sanitation, related to human excreta. However, there were instances in which sanitation as it relates to gray water and solid waste were also included. In measuring the impacts, the study uses a peer-reviewed methodology developed specifically for this study, which draws on established methods and, where these do not exist, develops new approaches to capture the impacts of poor sanitation. For improving policy interpretation of the results, the study distinguishes between financial and economic impacts, and presents for rural/urban areas and different geographical groupings at zonal level. Overall, the study finds that poor sanitation leads to economic losses. These economic losses are equivalent to 7.2 percent of the Cambodia's Gross Domestic product (GDP) in 2005. This amount is roughly equivalent to the contribution of the fishery sector, to the GDP, or twice the contribution of the forestry sector.
  • Publication
    Financing On-Site Sanitation for the Poor : A Six-Country Comparative Review and Analysis
    (World Bank, Washington, DC, 2010-01) Trémolet, Sophie; Kolsky, Pete; Perez, Eddy
    The present study offers evidence on alternative financing approaches for on-site household sanitation from case studies in six countries: Bangladesh, Ecuador, India, Mozambique, Senegal, and Vietnam. This evidence can help identify the best-performing approaches and the relevant factors and issues to consider in designing a sanitation financing strategy. The study systematically compares alternative financing approaches based on a set of common indicators, including in terms of the effectiveness in the use of public funds and targeting. The team chose to focus on those projects recognized as successes to obtain a reasonable representation of the better practices in sanitation programs. The study identified a number of useful examples and tentative lessons about finance which should help to advance the design of sanitation finance at the outset of a project. Replicating such experiences will require a better understanding of what drives household investment and what the key constraints limiting such investment are, in both financial and non-financial terms. The sanitation challenge continues to grow with population, as does the cost of failing to meet it. This study is a worthwhile contribution to addressing the challenge of how to pay for sanitation.
  • Publication
    Nicaragua : Ex-Post Impact Evaluation of the Emergency Social Investment Fund
    (Washington, DC, 2000-12-07) World Bank
    The Emergency Social Investment Fund (FISE) ex-post impact evaluation, is one of the first to be carried out on a social fund since the introduction of these mechanisms, a decade ago. Through strong impact evaluation methodologies, the report provides empirical evidence regarding FISE's success in reaching poor households, and contributing to their human capital formation, and provides as well, insights into communities interactions with FISE, and the quality of publicly provided social services that have received a FISE investment. The evaluation makes use of data sources, such as the Living Standards Measurement Survey (LSMS), FISE Household Surveys, and FISE Facilities Survey, as well as from the qualitative beneficiary assessment, instruments which allow an integrated evaluation on assessment of poverty targeting, and household impact. Based on social sectors results, recommendations for FISE operations, its work with others, and its monitoring system, suggest increased community participation at the subproject level, including a revision on the balance between social sector infrastructure investments, and, replacement, rehabilitation, and expansion of existing infrastructure. FISE's coordination with other institutions should be strengthened, to forge stronger community links, and, to balance decentralization, and strategic planning, while complementing infrastructure supply, with demand-side interventions, through direct household contacts. Finally, the link between LSMS and the FISE evaluation should be maintained, to compare alternative interventions, strengthening monitoring and evaluation activities.

Users also downloaded

Showing related downloaded files

  • Publication
    Lebanon Economic Monitor, Fall 2022
    (Washington, DC, 2022-11) World Bank
    The economy continues to contract, albeit at a somewhat slower pace. Public finances improved in 2021, but only because spending collapsed faster than revenue generation. Testament to the continued atrophy of Lebanon’s economy, the Lebanese Pound continues to depreciate sharply. The sharp deterioration in the currency continues to drive surging inflation, in triple digits since July 2020, impacting the poor and vulnerable the most. An unprecedented institutional vacuum will likely further delay any agreement on crisis resolution and much needed reforms; this includes prior actions as part of the April 2022 International Monetary Fund (IMF) staff-level agreement (SLA). Divergent views among key stakeholders on how to distribute the financial losses remains the main bottleneck for reaching an agreement on a comprehensive reform agenda. Lebanon needs to urgently adopt a domestic, equitable, and comprehensive solution that is predicated on: (i) addressing upfront the balance sheet impairments, (ii) restoring liquidity, and (iii) adhering to sound global practices of bail-in solutions based on a hierarchy of creditors (starting with banks’ shareholders) that protects small depositors.
  • Publication
    Argentina Country Climate and Development Report
    (World Bank, Washington, DC, 2022-11) World Bank Group
    The Argentina Country Climate and Development Report (CCDR) explores opportunities and identifies trade-offs for aligning Argentina’s growth and poverty reduction policies with its commitments on, and its ability to withstand, climate change. It assesses how the country can: reduce its vulnerability to climate shocks through targeted public and private investments and adequation of social protection. The report also shows how Argentina can seize the benefits of a global decarbonization path to sustain a more robust economic growth through further development of Argentina’s potential for renewable energy, energy efficiency actions, the lithium value chain, as well as climate-smart agriculture (and land use) options. Given Argentina’s context, this CCDR focuses on win-win policies and investments, which have large co-benefits or can contribute to raising the country’s growth while helping to adapt the economy, also considering how human capital actions can accompany a just transition.
  • Publication
    World Development Report 2006
    (Washington, DC, 2005) World Bank
    This year’s Word Development Report (WDR), the twenty-eighth, looks at the role of equity in the development process. It defines equity in terms of two basic principles. The first is equal opportunities: that a person’s chances in life should be determined by his or her talents and efforts, rather than by pre-determined circumstances such as race, gender, social or family background. The second principle is the avoidance of extreme deprivation in outcomes, particularly in health, education and consumption levels. This principle thus includes the objective of poverty reduction. The report’s main message is that, in the long run, the pursuit of equity and the pursuit of economic prosperity are complementary. In addition to detailed chapters exploring these and related issues, the Report contains selected data from the World Development Indicators 2005‹an appendix of economic and social data for over 200 countries. This Report offers practical insights for policymakers, executives, scholars, and all those with an interest in economic development.
  • Publication
    The Journey Ahead
    (Washington, DC: World Bank, 2024-10-31) Bossavie, Laurent; Garrote Sánchez, Daniel; Makovec, Mattia
    The Journey Ahead: Supporting Successful Migration in Europe and Central Asia provides an in-depth analysis of international migration in Europe and Central Asia (ECA) and the implications for policy making. By identifying challenges and opportunities associated with migration in the region, it aims to inform a more nuanced, evidencebased debate on the costs and benefits of cross-border mobility. Using data-driven insights and new analysis, the report shows that migration has been an engine of prosperity and has helped address some of ECA’s demographic and socioeconomic disparities. Yet, migration’s full economic potential remains untapped. The report identifies multiple barriers keeping migration from achieving its full potential. Crucially, it argues that policies in both origin and destination countries can help maximize the development impacts of migration and effectively manage the economic, social, and political costs. Drawing from a wide range of literature, country experiences, and novel analysis, The Journey Ahead presents actionable policy options to enhance the benefits of migration for destination and origin countries and migrants themselves. Some measures can be taken unilaterally by countries, whereas others require close bilateral or regional coordination. The recommendations are tailored to different types of migration— forced displacement as well as high-skilled and low-skilled economic migration—and from the perspectives of both sending and receiving countries. This report serves as a comprehensive resource for governments, development partners, and other stakeholders throughout Europe and Central Asia, where the richness and diversity of migration experiences provide valuable insights for policy makers in other regions of the world.
  • Publication
    Classroom Assessment to Support Foundational Literacy
    (Washington, DC: World Bank, 2025-03-21) Luna-Bazaldua, Diego; Levin, Victoria; Liberman, Julia; Gala, Priyal Mukesh
    This document focuses primarily on how classroom assessment activities can measure students’ literacy skills as they progress along a learning trajectory towards reading fluently and with comprehension by the end of primary school grades. The document addresses considerations regarding the design and implementation of early grade reading classroom assessment, provides examples of assessment activities from a variety of countries and contexts, and discusses the importance of incorporating classroom assessment practices into teacher training and professional development opportunities for teachers. The structure of the document is as follows. The first section presents definitions and addresses basic questions on classroom assessment. Section 2 covers the intersection between assessment and early grade reading by discussing how learning assessment can measure early grade reading skills following the reading learning trajectory. Section 3 compares some of the most common early grade literacy assessment tools with respect to the early grade reading skills and developmental phases. Section 4 of the document addresses teacher training considerations in developing, scoring, and using early grade reading assessment. Additional issues in assessing reading skills in the classroom and using assessment results to improve teaching and learning are reviewed in section 5. Throughout the document, country cases are presented to demonstrate how assessment activities can be implemented in the classroom in different contexts.