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Taking Control: How Financial Inclusion Impacts Labor Supply

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dc.contributor.authorCarranza, Eliana
dc.contributor.authorDonald, Aletheia
dc.contributor.authorGrosset, Florian
dc.contributor.authorKaur, Supreet
dc.date.accessioned2023-07-13T15:19:04Z
dc.date.available2023-07-13T15:19:04Z
dc.date.issued2023-07-13
dc.description.abstractSocial and familial financial transfers are common in low-income communities and have positive social effects. To address this challenge, the authors designed and implemented a financial innovation to lower redistributive pressure among female cashew-processing workers: a blocked savings account into which gains in workers’ earnings get transferred. Take-up of the private account was substantially higher at 60 percent, compared to 14 percent for the non-private account. Being offered a private account increased workers’ attendance by 9.7 percent and earnings by 11.4 percent. The estimates imply that workers face a 9-23 percent social tax rate, and that the welfare benefits of informal redistribution may come at the cost of depressing labor supply and productivity.en
dc.identifierhttp://documents.worldbank.org/curated/en/099500206282349231/IDU00fdb196a0eb32046b40a7990f0210fb6ace7
dc.identifier.doi10.1596/39996
dc.identifier.urihttps://openknowledge.worldbank.org/handle/10986/39996
dc.languageEnglish
dc.language.isoen_US
dc.publisherWashington, DC: World Bank
dc.relation.ispartofseriesGender Innovation Lab; June 2023
dc.rightsCC BY-NC 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttps://creativecommons.org/licenses/by-nc/3.0/igo
dc.subjectAFRICA GENDER POLICY
dc.subjectGENDER INNOVATION LAB
dc.subjectWOMEN AND AGRICULTURE
dc.subjectWOMEN AND PRIVATE SECTOR DEVELOPMENT
dc.subjectWOMEN AND PROPERTY RIGHTS
dc.subjectWOMEN AND YOUTH EMPLOYMENT
dc.subjectWOMEN AND SOCIAL NORMS
dc.titleTaking Controlen
dc.title.subtitleHow Financial Inclusion Impacts Labor Supplyen
dc.typeBrief
dspace.entity.typePublication
okr.crossref.titleTaking Control: How Financial Inclusion Impacts Labor Supply
okr.date.disclosure2023-07-13
okr.date.lastmodified2023-06-28T00:00:00Zen
okr.doctypeBrief
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/099500206282349231/IDU00fdb196a0eb32046b40a7990f0210fb6ace7
okr.guid099500206282349231
okr.identifier.docmidIDU-0fdb196a-eb32-46b4-a799-f0210fb6ace7
okr.identifier.doihttp://dx.doi.org/10.1596/39996
okr.identifier.externaldocumentum34103575
okr.identifier.internaldocumentum34103575
okr.identifier.report183418
okr.import.id1096
okr.importedtrueen
okr.language.supporteden
okr.pdfurlhttp://documents.worldbank.org/curated/en/099500206282349231/pdf/IDU00fdb196a0eb32046b40a7990f0210fb6ace7.pdfen
okr.region.geographicalAfrica
okr.topicGender::Gender and Economics
okr.topicGender::Gender and Social Policy
okr.unitSocial Protection&Jobs Director (HSJDR)
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