Publication:
Financial Sector Development in Africa : Opportunities and Challenges

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dc.contributor.authorBeck, Thorsten
dc.contributor.authorMaimbo, Samuel Munzele
dc.contributor.editorBeck, Thorsten
dc.contributor.editorMaimbo, Samuel Munzele
dc.date.accessioned2012-12-04T20:02:56Z
dc.date.available2012-12-04T20:02:56Z
dc.date.issued2013
dc.description.abstractAfrica's financial systems face challenges across many dimensions, as discussed in the report financing Africa: through the crisis and beyond. The analysis in that report was based partly on several detailed background papers that are included in this volume. The next six chapters are written by experts in their respective areas and provide an in-depth analysis of these challenges and present possible solutions. In this introduction, the authors provide an overview of the different chapters and how they are related to each other and the main volume. The three chapters in first part focus on key challenges concerned with access to financial services, including financial and operational deficiencies in the microfinance market, reaping the benefits from the technological revolution of retail banking, and deepening and broadening agricultural finance across Africa. The three chapters thus each cover different aspects with a different focus, ranging from an institutional approach to a focus on innovation as a driver of financial broadening to an important element of financial infrastructure to a specific sector. The second part includes the fourth chapter, it involves documents the sizable need for additional housing in many African countries, based on these countries' continuous population growth and an ongoing urbanization trend. The third part includes fifth chapter, which discuss the repercussions of regulatory reforms in Europe and North America for African regulators as well as local challenges. The fourth part includes the sixth chapter, which is the final chapter of this volume. It discusses the politics of financial sector reform in Africa and, more specifically, the space needed for an activist role for government to help create the markets and coordination mechanisms necessary for financial markets to deepen and broaden.en
dc.identifierhttp://documents.worldbank.org/curated/en/2012/11/16988270/financial-sector-development-africa-opportunities-challenges
dc.identifier.doi10.1596/978-0-8213-9628-5
dc.identifier.isbn978-0-8213-9628-5
dc.identifier.urihttps://hdl.handle.net/10986/11881
dc.languageEnglish
dc.language.isoen_US
dc.publisherWashington, DC: World Bank
dc.relation.ispartofseriesDirections in development;finance
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo
dc.subjectACCESS TO CREDIT
dc.subjectACCESS TO FINANCE
dc.subjectACCESS TO FINANCIAL SERVICES
dc.subjectACCESS TO LOANS
dc.subjectADVERSE MACROECONOMIC ENVIRONMENT
dc.subjectADVISORY SERVICES
dc.subjectAFFORDABILITY
dc.subjectAFFORDABLE HOUSING
dc.subjectAGRICULTURAL FINANCE
dc.subjectAGRICULTURAL SECTOR
dc.subjectAPPLICATION COSTS
dc.subjectATMS
dc.subjectAVERAGE BALANCES
dc.subjectBANK ACCOUNT
dc.subjectBANK ACCOUNTS
dc.subjectBANK LOAN
dc.subjectBANK LOANS
dc.subjectBANK OFFICE
dc.subjectBANKING CRISES
dc.subjectBANKING SERVICE
dc.subjectBANKING SERVICES
dc.subjectBANKING SUPERVISION
dc.subjectBANKS
dc.subjectBEST PRACTICE
dc.subjectBOND
dc.subjectBORROWER
dc.subjectBORROWING
dc.subjectBORROWINGS
dc.subjectBUSINESS ACTIVITY
dc.subjectBUSINESS ADVISORY
dc.subjectBUSINESS DEVELOPMENT
dc.subjectBUSINESS DEVELOPMENT SERVICES
dc.subjectBUSINESS MANAGEMENT
dc.subjectBUSINESS PEOPLE
dc.subjectBUYER
dc.subjectCALCULATIONS
dc.subjectCAPITAL ADEQUACY
dc.subjectCAPITAL REQUIREMENTS
dc.subjectCC
dc.subjectCOLLATERAL
dc.subjectCOLLATERAL REQUIREMENT
dc.subjectCOLLATERALS
dc.subjectCOMMERCIAL BANK
dc.subjectCOMMERCIAL BANKS
dc.subjectCOMMERCIAL FINANCE
dc.subjectCONSULTING FIRM
dc.subjectCONSUMER PROTECTION
dc.subjectCONTRIBUTION
dc.subjectCONTRIBUTIONS
dc.subjectCOOPERATIVES
dc.subjectCREDIT BUREAUS
dc.subjectCREDIT COOPERATIVES
dc.subjectCREDIT HISTORIES
dc.subjectCREDIT HISTORY
dc.subjectCREDIT INFORMATION
dc.subjectCREDIT INFORMATION SYSTEM
dc.subjectCREDIT RATING
dc.subjectCREDIT RATING AGENCIES
dc.subjectCREDIT RATINGS
dc.subjectCREDIT REGISTRIES
dc.subjectCREDIT RISK
dc.subjectCREDIT UNIONS
dc.subjectCREDIT-WORTHINESS
dc.subjectCUSTOMER SERVICE
dc.subjectDEPOSIT
dc.subjectDEPOSIT ACCOUNTS
dc.subjectDEPOSIT BALANCE
dc.subjectDEPOSIT BALANCES
dc.subjectDEPOSIT MOBILIZATION
dc.subjectDEPOSITOR
dc.subjectDEPOSITORS
dc.subjectDEPOSITS
dc.subjectDEVELOPMENT FINANCE
dc.subjectDEVELOPMENT OF WOMEN
dc.subjectDISCLOSURE REQUIREMENT
dc.subjectDOUBLE BOTTOM LINE
dc.subjectECONOMIC GROWTH
dc.subjectECONOMIES OF SCALE
dc.subjectENTREPRENEURS
dc.subjectEQUITY INVESTMENT
dc.subjectEXCLUSION
dc.subjectFEMALE BORROWERS
dc.subjectFEMALE CLIENTS
dc.subjectFINANCES
dc.subjectFINANCIAL ACCESS
dc.subjectFINANCIAL CAPACITY
dc.subjectFINANCIAL COSTS
dc.subjectFINANCIAL CRISIS
dc.subjectFINANCIAL INFRASTRUCTURE
dc.subjectFINANCIAL INNOVATION
dc.subjectFINANCIAL INTERMEDIATION
dc.subjectFINANCIAL LITERACY
dc.subjectFINANCIAL MARKET
dc.subjectFINANCIAL MARKETS
dc.subjectFINANCIAL PENETRATION
dc.subjectFINANCIAL POLICY
dc.subjectFINANCIAL PRODUCT
dc.subjectFINANCIAL PROVIDERS
dc.subjectFINANCIAL REFORM
dc.subjectFINANCIAL REGULATION
dc.subjectFINANCIAL REGULATORS
dc.subjectFINANCIAL RESOURCES
dc.subjectFINANCIAL SECTOR
dc.subjectFINANCIAL SECTOR DEVELOPMENT
dc.subjectFINANCIAL SECTOR REFORM
dc.subjectFINANCIAL SECTORS
dc.subjectFINANCIAL SERVICES
dc.subjectFINANCIAL SERVICES AUTHORITY
dc.subjectFINANCIAL SERVICES INDUSTRY
dc.subjectFINANCIAL STABILITY
dc.subjectFINANCIAL SUPPORT
dc.subjectFINANCIAL SUSTAINABILITY
dc.subjectFINANCIAL SYSTEM
dc.subjectFINANCIAL SYSTEMS
dc.subjectFLEXIBLE REPAYMENT
dc.subjectFORMAL BANK
dc.subjectFORMAL FINANCE
dc.subjectFUNDING SOURCE
dc.subjectGENDER
dc.subjectGOVERNMENT INTERVENTION
dc.subjectGOVERNMENT INTERVENTIONS
dc.subjectGOVERNMENT POLICY
dc.subjectGROUP LOANS
dc.subjectGUARANTEE SCHEME
dc.subjectHOUSEHOLD INCOME
dc.subjectHOUSEHOLDS
dc.subjectHOUSING FINANCE
dc.subjectHOUSING LOANS
dc.subjectHUSBANDS
dc.subjectID
dc.subjectINFORMATION ABOUT CREDIT
dc.subjectINFORMATION SHARING
dc.subjectINFORMATION TECHNOLOGY
dc.subjectINITIAL PUBLIC OFFERING
dc.subjectINTEREST RATE
dc.subjectINTEREST RATES
dc.subjectINTERNATIONAL BANK
dc.subjectINTERNATIONAL BANKING
dc.subjectINVESTMENT BANK
dc.subjectKEY CHALLENGES
dc.subjectLACK OF CREDIT
dc.subjectLENDERS
dc.subjectLOAN
dc.subjectLOAN DOCUMENTATION
dc.subjectLOAN FACILITIES
dc.subjectLOAN FACILITY
dc.subjectLOAN OFFICERS
dc.subjectLOAN PORTFOLIO
dc.subjectLOAN PROCESSING
dc.subjectLOAN REPAYMENT
dc.subjectLOAN REPAYMENT RATES
dc.subjectLOAN REPAYMENTS
dc.subjectLOAN SIZE
dc.subjectLOANS TO WOMEN
dc.subjectLOW-INCOME
dc.subjectMARKET ANALYSES
dc.subjectMARKETING
dc.subjectMEDIUM ENTERPRISE
dc.subjectMEDIUM ENTERPRISES
dc.subjectMFI
dc.subjectMFIS
dc.subjectMICRO ENTERPRISE
dc.subjectMICRO-FINANCE
dc.subjectMICROCREDIT
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE INSTITUTION
dc.subjectMICROFINANCE INSTITUTIONS
dc.subjectMINIMUM BALANCE
dc.subjectMONEY TRANSFER
dc.subjectMONTHLY PAYMENT
dc.subjectMORTGAGE
dc.subjectMORTGAGE DEBT
dc.subjectMORTGAGE LOAN
dc.subjectNECESSARY COLLATERAL
dc.subjectNEW MARKETS
dc.subjectOPERATING COSTS
dc.subjectOUTREACH
dc.subjectPAYMENT SERVICES
dc.subjectPENETRATION RATE
dc.subjectPENETRATION RATES
dc.subjectPENSION
dc.subjectPOINT OF SALE
dc.subjectPRIVATE FINANCIAL INSTITUTIONS
dc.subjectPRIVATE INVESTMENT
dc.subjectPRIVATE INVESTORS
dc.subjectPROFITABILITY
dc.subjectPUBLIC POLICY
dc.subjectREALITY CHECK
dc.subjectREGISTRATION REQUIREMENTS
dc.subjectREMITTANCES
dc.subjectREPAYMENT
dc.subjectREPAYMENT PERIOD
dc.subjectRETAIL BANKING
dc.subjectRISK AVERSION
dc.subjectRISK MANAGEMENT
dc.subjectRURAL BANKS
dc.subjectRURAL BRANCH
dc.subjectRURAL CLIENTS
dc.subjectRURAL FINANCE
dc.subjectSAVINGS
dc.subjectSAVINGS PRODUCTS
dc.subjectSECONDARY MORTGAGE MARKETS
dc.subjectSECURITIES
dc.subjectSENIOR
dc.subjectSMALL INVESTORS
dc.subjectSOCIAL ENTREPRENEURSHIP
dc.subjectSOCIAL FUND
dc.subjectSOCIAL NETWORK
dc.subjectSOURCE OF INCOME
dc.subjectSTART-UP
dc.subjectSTART-UPS
dc.subjectSTOCK EXCHANGE
dc.subjectTAX INCENTIVES
dc.subjectTRANSACTION
dc.subjectTRANSACTION COSTS
dc.subjectUNFAIR COMPETITION
dc.subjectUNION
dc.subjectURBAN POPULATION
dc.subjectVOLUNTARY DEPOSIT
dc.subjectWOMEN ENTREPRENEURS
dc.titleFinancial Sector Development in Africa : Opportunities and Challengesen
dspace.entity.typePublication
okr.crossref.titleFinancial Sector Development in Africa
okr.date.disclosure2012-11-21
okr.date.doiregistration2025-04-15T11:48:54.747100Z
okr.doctypePublications & Research::Publication
okr.doctypePublications & Research::Publication
okr.docurlhttp://documents.worldbank.org/curated/en/2012/11/16988270/financial-sector-development-africa-opportunities-challenges
okr.globalpracticeFinance and Markets
okr.globalpracticeTrade and Competitiveness
okr.guid122711468203049069
okr.identifier.doi10.1596/978-0-8213-9628-5
okr.identifier.externaldocumentum000386194_20121122013649
okr.identifier.internaldocumentum16988270
okr.identifier.report73822
okr.language.supporteden
okr.peerreviewAcademic Peer Review
okr.region.administrativeAfrica
okr.region.geographicalAfrica
okr.topicFinance and Financial Sector Development::Debt Markets
okr.topicBanks and Banking Reform
okr.topicPrivate Sector Development::Emerging Markets
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicFinance and Financial Sector Development::Financial Literacy
okr.unitNon-Banking Financial Inst - WB (FCMNB)
okr.volume1 of 1
relation.isAuthorOfPublication4694cd5a-bd90-594b-abe2-f5b681139e6d
relation.isAuthorOfPublicationb5dea247-69d4-53cc-87d6-482abd725596
relation.isAuthorOfPublication.latestForDiscovery4694cd5a-bd90-594b-abe2-f5b681139e6d
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