Publication:
Evening the Credit Score: Can Psychometric Credit-Scoring Address Collateral Constraints for Women Entrepreneurs?

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dc.contributor.authorAlibhai, Salman
dc.contributor.authorCassidy, Rachel
dc.contributor.authorEbrahim, Menaal
dc.contributor.authorGoldstein, Markus
dc.contributor.authorEdey, Yemsrach Kinfe
dc.contributor.authorPapineni, Sreelakshmi
dc.date.accessioned2023-07-13T15:35:24Z
dc.date.available2023-07-13T15:35:24Z
dc.date.issued2023-07-13
dc.description.abstractDespite gender parity in access to microfinance, and many group-based microfinance schemes favoring women, women face more difficulty than men in getting loans of larger size, longer duration, individual liability, and more flexible terms that may promote firm growth.1 In Ethiopia, as in many contexts where credit information systems are in their infancy, financial institutions typically impose stringent collateral requirements for larger loans. Women are less likely than men to own large, collateralizable assets such as housing, land, or vehicles due to inheritance practices, unequal land ownership laws, and social customs. Innovative solutions to replace or reduce the reliance on fixed-asset collateral may help to expand access to capital for growth-oriented women owned firms.en
dc.identifierhttp://documents.worldbank.org/curated/en/099440203162337439/IDU046d2582b04f4b047d6086a408f375dfc12ae
dc.identifier.doi10.1596/39998
dc.identifier.urihttps://openknowledge.worldbank.org/handle/10986/39998
dc.languageEnglish
dc.publisherWashington, DC: World Bank
dc.relation.ispartofseriesGender Innovation Lab; March 2023
dc.rightsCC BY-NC 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttps://creativecommons.org/licenses/by-nc/3.0/igo
dc.subjectAFRICA GENDER POLICY
dc.subjectGENDER INNOVATION LAB
dc.subjectWOMEN AND PRIVATE SECTOR DEVELOPMENT
dc.subjectWOMEN AND PROPERTY RIGHTS
dc.subjectWOMEN AND SOCIAL NORMS
dc.titleEvening the Credit Scoreen
dc.title.subtitleCan Psychometric Credit-Scoring Address Collateral Constraints for Women Entrepreneurs?en
dspace.entity.typePublication
okr.crossref.titleEvening the Credit Score: Can Psychometric Credit-Scoring Address Collateral Constraints for Women Entrepreneurs?
okr.date.disclosure2023-07-13
okr.date.doiregistration2025-04-23T02:23:04.150086Z
okr.date.lastmodified2023-03-15T00:00:00Zen
okr.doctypeBrief
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/099440203162337439/IDU046d2582b04f4b047d6086a408f375dfc12ae
okr.guid099440203162337439
okr.identifier.docmidIDU-46d2582b-4f4b-47d6-86a4-8f375dfc12ae
okr.identifier.doihttp://dx.doi.org/10.1596/39998
okr.identifier.externaldocumentum34022521
okr.identifier.internaldocumentum34022521
okr.identifier.report180868
okr.import.id1099
okr.importedtrueen
okr.language.supporteden
okr.pdfurlhttp://documents.worldbank.org/curated/en/099440203162337439/pdf/IDU046d2582b04f4b047d6086a408f375dfc12ae.pdfen
okr.unitEFI-EAP-FCI-Finance-2 (EEAF2)
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