Publication:
Capital, Gender, and Microenterprise Growth in Ghana

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dc.contributor.authorFafchamps, Marcel
dc.contributor.authorMcKenzie, David
dc.contributor.authorQuinn, Simon
dc.contributor.authorWoodruff, Christopher
dc.date.accessioned2012-08-13T10:23:59Z
dc.date.available2012-08-13T10:23:59Z
dc.date.issued2011-06
dc.description.abstractDespite the emphasis placed by microfinance organizations on lending to female business owners, evidence from three recent randomized controlled trials has cast doubt on the ability of capital alone to grow female-operated microenterprises: in my own previous experiment in Sri Lanka women given grants saw no increase in business profits, while the recent randomized trials of microfinance in the Philippines and India also see very little in the way of profit increases when women get loans. One possible interpretation is that female-owned microenterprises in these countries are already operating at their efficient level of capital, which might be very low especially in countries where other labor market options for women are limited. However, an alternative explanation could be that the small scale of many female-owned firms is not efficient, but arises instead from a lack of separation of business and household accounts, and from inefficiencies in the way people allocate assets between them. These inefficiencies might arise from self-control problems, leading owners to not undertake profitable investments, or from external pressure to share with others.en
dc.identifierhttp://documents.worldbank.org/curated/en/2011/06/14928455/capital-gender-microenterprise-growth-ghana
dc.identifier.doi10.1596/10093
dc.identifier.urihttps://hdl.handle.net/10986/10093
dc.languageEnglish
dc.publisherWorld Bank, Washington, DC
dc.relation.ispartofseriesFinance & PSD Impact; No. 14
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCESS TO CAPITAL
dc.subjectACTION PLAN
dc.subjectBANK POLICY
dc.subjectBUSINESSES
dc.subjectEQUIPMENT
dc.subjectFIRMS
dc.subjectINVENTORIES
dc.subjectLABOR MARKET
dc.subjectMICROENTERPRISE
dc.subjectMICROENTERPRISES
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE ORGANIZATIONS
dc.subjectPROFITABILITY
dc.subjectRESULTS
dc.subjectRETURNS
dc.titleCapital, Gender, and Microenterprise Growth in Ghanaen
dspace.entity.typePublication
okr.date.disclosure2011-08-31
okr.date.doiregistration2025-04-29T09:44:55.268857Z
okr.doctypePublications & Research::Brief
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/2011/06/14928455/capital-gender-microenterprise-growth-ghana
okr.globalpracticeMacroeconomics and Fiscal Management
okr.globalpracticeFinance and Markets
okr.globalpracticeTransport and ICT
okr.globalpracticeTrade and Competitiveness
okr.guid944941468030553324
okr.identifier.externaldocumentum000386194_20110831042826
okr.identifier.internaldocumentum14928455
okr.identifier.report63674
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2011/08/31/000386194_20110831042826/Rendered/PDF/636740BRI0Capi00Box0361520B0PUBLIC0.pdfen
okr.region.administrativeAfrica
okr.region.countryGhana
okr.topicMacroeconomics and Economic Growth::Investment and Investment Climate
okr.topicPrivate Sector Development::E-Business
okr.topicFinance and Financial Sector Development::Microfinance
okr.topicFinance and Financial Sector Development::Debt Markets
okr.topicFinance and Financial Sector Development::Rural Finance
okr.unitDECRG: Finance & Priv Sec Devt (DECFP)
okr.volume1 of 1
relation.isAuthorOfPublication148d6d6d-76e5-5d6f-9af9-98313e30551f
relation.isAuthorOfPublication.latestForDiscovery148d6d6d-76e5-5d6f-9af9-98313e30551f
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