Publication:
Increasing Access to Rural Finance in Bangladesh : The Forgotten "Missing Middle"

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dc.contributor.authorFerrari, Aurora
dc.date.accessioned2012-06-01T13:53:28Z
dc.date.available2012-06-01T13:53:28Z
dc.date.issued2007
dc.description.abstractIncreasing access to rural finance is often the last frontier for financial sector development in developing countries. Financial institutions aiming to operate in rural areas in these countries usually have to deal with high transaction costs, low population densities, remote areas, and a heavy focus on agriculture, with related weather and commodity risks. Although Bangladesh is highly vulnerable to natural disasters, its high population density lowers transaction costs considerably. This report seeks to: measure the quantity and quality of access to finance by rural micro, small, and medium-size enterprises (MSMEs) and marginal, small, and medium-size farmesr (MSMFs). In Bangladesh these are also referred to as the missing middle -- a segment not served by banks or microfinance institutions (MFIs). The report also identifies constraints that financial institutions face in serving MSMEs and MSMFs. The institutions analyzed in detail include, Bangladesh Krishi Bank (BKB), Rajshahi Krishi Unnayan Bank (RAKUB), MFIs, private banks, and insurance companies. These institutions have been selected because they are among the largest providers of finance to the missing middle. Moreover, given their size, they have a considerable impact on the current dysfunction of rural financial markets. The report finally develops a realistic strategy and options for sustainably increasing access to finance for the missing middle.en
dc.identifierhttp://documents.worldbank.org/curated/en/2007/07/8713591/increasing-access-rural-finance-bangladesh-forgotten-missing-middle
dc.identifier.doi10.1596/978-0-8213-7333-0
dc.identifier.isbn978-0-8213-7333-0
dc.identifier.urihttps://hdl.handle.net/10986/6832
dc.languageEnglish
dc.language.isoen_US
dc.publisherWashington, DC: World Bank
dc.relation.ispartofseriesDirections in Development, Finance
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo
dc.subjectACCESS INDICATORS
dc.subjectACCESS TO CREDIT
dc.subjectACCESS TO FINANCE
dc.subjectACCESS TO FINANCIAL SERVICES
dc.subjectACCESS TO FORMAL CREDIT
dc.subjectACCESS TO INSURANCE
dc.subjectACCESS TO RURAL FINANCE
dc.subjectACCOUNTING
dc.subjectACCOUNTING STANDARDS
dc.subjectAGRICULTURAL ACTIVITIES
dc.subjectAGRICULTURAL CREDIT
dc.subjectAPPLICATION PROCESS
dc.subjectAPPLICATION PROCESSES
dc.subjectAUDITING
dc.subjectAUDITORS
dc.subjectBALANCE SHEET
dc.subjectBALANCE SHEETS
dc.subjectBANK ASSETS
dc.subjectBANK BRANCH
dc.subjectBANK BRANCHES
dc.subjectBANK CHARGES
dc.subjectBANK CREDIT
dc.subjectBANK DEPOSITS
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE INSTITUTION
dc.subjectMICROFINANCE INSTITUTIONS
dc.subjectMICROFINANCE LENDING
dc.subjectMINORITY SHAREHOLDERS
dc.subjectMOVABLE COLLATERAL
dc.subjectNATURAL DISASTERS
dc.subjectNONPERFORMING LOANS
dc.subjectOPERATING COSTS
dc.subjectOPERATING EXPENSES
dc.subjectOPERATING LOSSES
dc.subjectOUTSTANDING LOANS
dc.subjectPRIVATE BANKS
dc.subjectPRIVATE COMMERCIAL BANKS
dc.subjectPRIVATE CREDIT
dc.subjectPRIVATE FINANCIAL INSTITUTIONS
dc.subjectPROFIT MARGINS
dc.subjectPROFITABILITY
dc.subjectPROFITABILITY MEASURES
dc.subjectRECAPITALIZATION
dc.subjectREGULATORY FRAMEWORK
dc.subjectREMITTANCES
dc.subjectREPAYMENT
dc.subjectREPAYMENT CAPACITY
dc.subjectREPAYMENTS
dc.subjectRETAIL BUSINESS
dc.subjectRETAINED EARNINGS
dc.subjectRETURN ON EQUITY
dc.subjectRETURNS
dc.subjectREVOLVING LOAN
dc.subjectRISK MANAGEMENT
dc.subjectRURAL ACCESS
dc.subjectRURAL BANK
dc.subjectRURAL BANK BRANCH
dc.subjectRURAL BANKING
dc.subjectRURAL BANKS
dc.subjectRURAL BRANCH
dc.subjectRURAL BRANCHES
dc.subjectRURAL CREDIT
dc.subjectRURAL FINANCIAL SERVICES
dc.subjectRURAL LOAN
dc.subjectRURAL LOANS
dc.subjectSAVINGS
dc.subjectSECURITY INTERESTS
dc.subjectSMALL BUSINESS
dc.subjectSMALL BUSINESS LENDING
dc.subjectSMALL BUSINESSES
dc.subjectSMALL ENTERPRISE
dc.subjectSMALL ENTERPRISES
dc.subjectSMALL FARMERS
dc.subjectSMALL LOANS
dc.subjectSOURCES OF CREDIT
dc.subjectSOURCES OF FINANCE
dc.subjectSTATE BANKS
dc.subjectSUBSIDIARY
dc.subjectTECHNICAL ASSISTANCE
dc.subjectTERMS OF LOAN
dc.subjectTRANSACTION
dc.subjectTRANSACTION COSTS
dc.subjectTRANSPORT
dc.subjectURBAN AREAS
dc.subjectVOLATILE INCOMES
dc.subjectWORKING CAPITAL
dc.titleIncreasing Access to Rural Finance in Bangladesh : The Forgotten "Missing Middle"en
dspace.entity.typePublication
okr.date.disclosure2010-04-20
okr.doctypePublications & Research::Publication
okr.doctypePublications & Research::Publication
okr.docurlhttp://documents.worldbank.org/curated/en/2007/07/8713591/increasing-access-rural-finance-bangladesh-forgotten-missing-middle
okr.globalpracticeFinance and Markets
okr.guid110731467997889074
okr.identifier.doi10.1596/978-0-8213-7333-0
okr.identifier.externaldocumentum000310607_20071116155527
okr.identifier.internaldocumentum8713591
okr.identifier.report41459
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2007/11/16/000310607_20071116155527/Rendered/PDF/41459optmzd0BD101OFFICIAL0USE0ONLY1.pdfen
okr.region.administrativeSouth Asia
okr.region.countryBangladesh
okr.region.geographicalAsia
okr.region.geographicalSouth Asia
okr.topicBanks and Banking Reform
okr.topicFinance and Financial Sector Development::Debt Markets
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicFinance and Financial Sector Development::Bankruptcy and Resolution of Financial Distress
okr.unitOffice of the Regional Vice Pres (SARVP)
okr.volume1 of 1
relation.isSeriesOfPublication706db16a-e556-46f0-8283-1b4a4b88645c
relation.isSeriesOfPublication.latestForDiscovery706db16a-e556-46f0-8283-1b4a4b88645c
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