Publication:
Banking the Poor : Measuring Banking Access in 54 Economies

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dc.contributor.authorWorld Bank
dc.date.accessioned2013-06-05T21:52:26Z
dc.date.available2013-06-05T21:52:26Z
dc.date.issued2009
dc.description.abstractBanking the Poor presents new data collected from two sources: central banks, and leading commercial banks in each surveyed country. It explores associations between countries' banking policies and practices, and their levels of financial access measured in terms of the numbers of bank accounts per thousand adults. It builds on the previous work of measuring financial access through information obtained from regulators, banks, and household surveys. It explores associations between countries' banking policies and practices, and their levels of financial access, measured in terms of the numbers of bank accounts per thousand adults. The extent to which people are banked depends primarily on how wealthy they are. Even in the poorest countries, rich urban customers get access to good banking. Although there are a range of financial services used by the poorest, these are usually provided outside the formal banking system. Banks are used by those above this threshold, usually by salaried employees who have the steady income. Naturally banks are more likely to seek out users with a steady, predicatable income. Expanding credit for enterprises leads to the creation of a salaried class that wants to bank: this is the primary way to increase bank access. While bank clients make up the largest part of those using financial services in most countries, incorporating other formal financial institutions would yield a more comprehensive picture of the population that enjoys access to modern financial services.en
dc.identifier.doi10.1596/978-0-8213-7754-3
dc.identifier.isbn978-0-8213-7754-3
dc.identifier.urihttps://hdl.handle.net/10986/13804
dc.language.isoen_US
dc.publisherWashington, DC
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo
dc.subjectAccess to account
dc.subjectaccess to banking
dc.subjectaccess to banking services
dc.subjectaccess to credit
dc.subjectaccess to finance
dc.subjectaccessibility
dc.subjectaccount holders
dc.subjectaccount maintenance
dc.subjectAccountability
dc.subjectaccounting
dc.subjectapplication procedures
dc.subjectasset accumulation
dc.subjectATM card
dc.subjectATM cards
dc.subjectATM networks
dc.subjectATM withdrawals
dc.subjectaverage balance
dc.subjectbalance inquiries
dc.subjectBalance inquiry
dc.subjectbalance sheet
dc.subjectbank access
dc.subjectbank account
dc.subjectbank accounts
dc.subjectbank assets
dc.subjectbank branch
dc.subjectbank branches
dc.subjectbank credit
dc.subjectbank customer
dc.subjectbank customers
dc.subjectbank fees
dc.subjectBank of Tanzania
dc.subjectbank services
dc.subjectbanking fees
dc.subjectbanking industry
dc.subjectbanking sector
dc.subjectbanking service
dc.subjectbanking services
dc.subjectBanks
dc.subjectbarrier
dc.subjectBribes
dc.subjectbusiness capital
dc.subjectbusiness loan
dc.subjectbusiness plans
dc.subjectcapital loans
dc.subjectcash payments
dc.subjectCash withdrawals
dc.subjectcasual workers
dc.subjectcentral banks
dc.subjectchecking
dc.subjectchecking account
dc.subjectchecking accounts
dc.subjectclearing systems
dc.subjectclient bases
dc.subjectcollateral
dc.subjectCommercial Bank
dc.subjectcommercial banks
dc.subjectconsumer goods
dc.subjectconsumer protection
dc.subjectconsumer protection laws
dc.subjectCopyright Clearance
dc.subjectCopyright Clearance Center
dc.subjectcredit application
dc.subjectcredit card
dc.subjectcredit cards
dc.subjectcredit constraints
dc.subjectcredit information
dc.subjectcredit union
dc.subjectcredit-scoring
dc.subjectcreditors
dc.subjectcredits
dc.subjectcustomer services
dc.subjectdebit card
dc.subjectdebit cards
dc.subjectdebt
dc.subjectdeposit
dc.subjectdeposit accounts
dc.subjectdepositors
dc.subjectdeposits
dc.subjectdeveloping countries
dc.subjectDevelopment Bank
dc.subjectdiscrimination
dc.subjectdiversification
dc.subjectdocumentation requirement
dc.subjectdocumentation requirements
dc.subjectearnings
dc.subjecteconomies of scale
dc.subjectelectronic banking
dc.subjectelectronic payment
dc.subjectelectronic payments
dc.subjectelectronic transfer
dc.subjectElectronic Transfer Account
dc.subjectelectronic transfer accounts
dc.subjectelectronic transfers
dc.subjectemployer
dc.subjectemployment growth
dc.subjectentrepreneur
dc.subjectentrepreneurs
dc.subjectexpenditure
dc.subjectexpenditures
dc.subjectfamilies
dc.subjectfinancial access
dc.subjectfinancial development
dc.subjectfinancial education
dc.subjectfinancial flows
dc.subjectfinancial literacy
dc.subjectfinancial performance
dc.subjectFinancial Services
dc.subjectFinancial Services industry
dc.subjectfinancial statements
dc.subjectfinancial support
dc.subjectfixed cost
dc.subjectfixed costs
dc.subjectforeign banks
dc.subjectformal banking
dc.subjectformal banking system
dc.subjectFormal banks
dc.subjectformal financial institutions
dc.subjectformal savings
dc.subjectGood credit
dc.subjectgroup lending
dc.subjectGuarantee scheme
dc.subjecthome country
dc.subjecthousehold income
dc.subjecthouseholds
dc.subjectHousing
dc.subjecthusband
dc.subjecthusbands
dc.subjectID
dc.subjectidentity document
dc.subjectidentity documents
dc.subjectIDs
dc.subjectilliteracy
dc.subjectinactive accounts
dc.subjectincome categories
dc.subjectincome groups
dc.subjectincomes
dc.subjectindividual accounts
dc.subjectinformal borrowing
dc.subjectInformal savings
dc.subjectinsurance
dc.subjectInternational Bank
dc.subjectJob creation
dc.subjectjob security
dc.subjectlegislation
dc.subjectlevels of access
dc.subjectliquidity
dc.subjectloan
dc.subjectloan amount
dc.subjectloan application
dc.subjectloan application procedures
dc.subjectloan applications
dc.subjectloan processes
dc.subjectmarginal costs
dc.subjectmarket penetration
dc.subjectmerchants
dc.subjectmicrocredit
dc.subjectMicrofinance
dc.subjectmicrofinance institutions
dc.subjectMigrant workers
dc.subjectminimum balance
dc.subjectminimum balances
dc.subjectminimum wage
dc.subjectmobile banking
dc.subjectmoney laundering
dc.subjectmoney orders
dc.subjectMoney transfer
dc.subjectmoney transfers
dc.subjectnew entrants
dc.subjectoverdraft
dc.subjectpayment cards
dc.subjectpayment services
dc.subjectpayment system
dc.subjectpayment systems
dc.subjectpayments infrastructure
dc.subjectpayments systems
dc.subjectpenalties
dc.subjectpension
dc.subjectpersonal savings
dc.subjectpoint-of-sale
dc.subjectpoint-of-sale terminals
dc.subjectpoor clients
dc.subjectPOOR Credit
dc.subjectportfolio
dc.subjectPost Office
dc.subjectPost Office Savings
dc.subjectPost Office Savings Bank
dc.subjectpost offices
dc.subjectPostal banks
dc.subjectpostal savings
dc.subjectPrivate credit
dc.subjectprivate savings
dc.subjectpurchasing power
dc.subjectreal assets
dc.subjectreceipt
dc.subjectreceipts
dc.subjectregulators
dc.subjectregulatory authorities
dc.subjectremittance
dc.subjectremittances
dc.subjectRemote banking
dc.subjectretirement
dc.subjectrural banking
dc.subjectsavings
dc.subjectsavings account
dc.subjectsavings accounts
dc.subjectsavings banks
dc.subjectsavings groups
dc.subjectsavings plans
dc.subjectsavings product
dc.subjectsavings products
dc.subjectsavings programs
dc.subjectsavings schemes
dc.subjectsavings services
dc.subjectsecurities
dc.subjectsmall borrowers
dc.subjectsmall enterprises
dc.subjectsmall loans
dc.subjectSocial Development
dc.subjectsocial welfare
dc.subjectspecial savings
dc.subjectState Bank
dc.subjectsubsidiaries
dc.subjectsubsidiary
dc.subjecttax
dc.subjecttax incentives
dc.subjecttellers
dc.subjectTime deposits
dc.subjecttransparency
dc.subjecttransport
dc.subjectTreasury
dc.subjectunemployment
dc.subjectUnion
dc.subjecturban areas
dc.subjectVulnerable Groups
dc.subjectworking capital
dc.subjectWorld Development Indicators
dc.titleBanking the Poor : Measuring Banking Access in 54 Economiesen
dspace.entity.typePublication
okr.doctypePublications & Research::Publication
okr.doctypePublications & Research
okr.globalpracticeFinance and Markets
okr.globalpracticeTrade and Competitiveness
okr.identifier.doi10.1596/978-0-8213-7754-3
okr.identifier.report69961
okr.language.supporteden
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicFinance and Financial Sector Development::Banks & Banking Reform
okr.topicFinance and Financial Sector Development::Debt Markets
okr.topicFinance and Financial Sector Development::Financial Intermediation
okr.topicPrivate Sector Development::Emerging Markets
okr.unitOffice of the Publisher (EXTOP)
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