Publication: Hedging the Health of the Poor : The Case for Community Financing in India
Date
2001-09
ISSN
Published
2001-09
Author(s)
Gumber, Anil
Abstract
This paper reviews the existing
community-based and self-financing health insurance schemes
in India catering to the general population as well as
addressing the needs of the poor and vulnerable section of
the society. Also discussed are some critical issues of
accessibility and use of health care services, out-of-pocket
expenditure on treatment and the need for health insurance
for poor households pursuing varied occupations in both
rural and urban areas. The paper examines in detail the
determinants of enrollment in the community-based financing
scheme, using the household-level data from the pilot study
undertaken in Gujarat (India). It also investigates the
issue of how much health insurance mitigates the
households' burden of health care expenditure. The
findings suggest that the community plan fairly addresses
equity in enrollment but that, in terms of providing financial
Citation
“Gumber, Anil. 2001. Hedging the Health of the Poor : The Case for Community Financing in India. HNP discussion paper series;. © World Bank, Washington, DC. http://openknowledge.worldbank.org/entities/publication/a74cac6d-1f29-564e-bf86-bd0c47405a87 License: CC BY 3.0 IGO.”