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Government-Sponsored Health Insurance in India : Are You Covered?

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dc.contributor.authorLa Forgia, Gerard
dc.contributor.authorNagpal, Somil
dc.date.accessioned2012-12-11T19:25:49Z
dc.date.available2012-12-11T19:25:49Z
dc.date.issued2012-08-26
dc.description.abstractSince independence, India has struggled to provide its people with universal health coverage. Whether defined in terms of financial protection or access to and effective use of health care, the majority of Indians remain irregularly and incompletely covered. Finally, and most recently, a new generation of Government-Sponsored Health Insurance Schemes (GSHISs) has emerged to provide the poor with financial coverage. Briefly, the main objective of these new GSHISs was to offer financial protection against catastrophic health shocks, defined in terms of an inpatient stay. Between 2007 and 2010, six major schemes have emerged, including one sponsored by the Government of India (GOI) and five state-sponsored schemes. This new wave of schemes provides fully subsidized coverage for a limited package of secondary or tertiary inpatient care, targeting below poverty populations. Similar to the private voluntary insurance products in the country, ambulatory services including drugs are not covered except as part of an episode of illness requiring an inpatient stay. The schemes have organized hospital networks consisting of public and private facilities, and most care funded by these schemes is provided in private hospitals. Ostensibly, the objective of any health insurance scheme is to increase access, utilization, and financial protection, and ultimately improve health status. Due to lack of evaluations and analyses of household data, the authors of this book do not examine the impact of health insurance in terms of these objectives. This book is not meant to highlight problems of the GSHISs, but rather to raise potential challenges and emerging issues that should be addressed to ensure the long-term viability of these schemes and secure their place within the health finance and delivery system.en
dc.identifierhttp://documents.worldbank.org/curated/en/2012/08/16653451/government-sponsored-health-insurance-india-covered
dc.identifier.doi10.1596/978-0-8213-9618-6
dc.identifier.isbn978-0-8213-9618-6
dc.identifier.urihttps://hdl.handle.net/10986/11957
dc.languageEnglish
dc.language.isoen_US
dc.relation.ispartofseriesDirections in development : human development;
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo
dc.subjectFinancial protection
dc.subjectHealth financing
dc.subjectHealth insurance
dc.subjectHealth provision
dc.subjectHealth coverage
dc.subjectSocial insurance
dc.subjectTargeting of the poor
dc.subjectUniversal health coverage
dc.subjectPublic-private partnerships
dc.titleGovernment-Sponsored Health Insurance in India : Are You Covered?en
dspace.entity.typePublication
okr.crossref.titleGovernment-Sponsored Health Insurance in India
okr.date.disclosure2012-08-29
okr.date.doiregistration2025-04-15T11:07:28.012984Z
okr.doctypePublications & Research::Publication
okr.doctypePublications & Research::Publication
okr.docurlhttp://documents.worldbank.org/curated/en/2012/08/16653451/government-sponsored-health-insurance-india-covered
okr.globalpracticeSocial Protection and Labor
okr.globalpracticePoverty
okr.globalpracticeHealth, Nutrition, and Population
okr.guid644241468042840697
okr.identifier.doi10.1596/978-0-8213-9618-6
okr.identifier.externaldocumentum000356161_20120830020253
okr.identifier.internaldocumentum16653451
okr.identifier.report72238
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2012/08/30/000356161_20120830020253/Rendered/PDF/722380PUB0EPI008029020120Box367926B.pdfen
okr.region.administrativeSouth Asia
okr.region.countryIndia
okr.topicHealth, Nutrition and Population
okr.topicPoverty Reduction
okr.topicSocial Protections and Labor
okr.unitHNP Sector Unit (EASHH)
okr.volume1 of 1
relation.isAuthorOfPublication3c78a7a8-4100-50c1-9f9b-2719e91cf386
relation.isAuthorOfPublication.latestForDiscovery3c78a7a8-4100-50c1-9f9b-2719e91cf386
relation.isSeriesOfPublication706db16a-e556-46f0-8283-1b4a4b88645c
relation.isSeriesOfPublication.latestForDiscovery706db16a-e556-46f0-8283-1b4a4b88645c
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