Publication:
Report on the Treatment of the Insolvency of Natural Persons

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dc.contributor.authorInsolvency and Creditor/Debtor Regimes Task Force
dc.date.accessioned2014-04-02T21:12:31Z
dc.date.available2014-04-02T21:12:31Z
dc.date.issued2014-01
dc.description.abstractThis report addresses the insolvency of natural persons following this structure: a first part introduces the objectives and nature of the report, deals with general issues, and describes the foundations of a system for the treatment of the insolvency of natural persons. The second part of the report analyzes the core legal attributes of system for the treatment of the insolvency of natural persons: within this system, the most relevant questions are analyzed in depth, namely the design of the system and the institutional framework, access to the system, the participation of creditors, the solutions to the insolvency process, and discharge. The main objective of this report is to provide guidance on the characteristics of an effective insolvency regime for natural persons and on the opportunities and challenges encountered in the development of such a regime. In this regard, the report raises awareness about the importance of a regime for the treatment of the insolvency of natural persons, and explores the advantages and disadvantages of the solutions to the numerous practical issues that have to be confronted in the design of an insolvency regime for natural persons.en
dc.identifierhttp://documents.worldbank.org/curated/en/2014/01/18836883/world-working-group-treatment-insolvency-natural-persons
dc.identifier.doi10.1596/17606
dc.identifier.urihttps://hdl.handle.net/10986/17606
dc.languageEnglish
dc.language.isoen_US
dc.publisherWorld Bank, Washington, DC
dc.rightsCC BY 3.0 IGO
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCIDENTS
dc.subjectACCOUNT DEBTOR
dc.subjectACCOUNT DEBTORS
dc.subjectACCOUNT RECEIVABLE
dc.subjectACCOUNTS RECEIVABLE
dc.subjectADMINISTRATIVE EXPENSES
dc.subjectASSET SALES
dc.subjectASSET VALUE
dc.subjectASSETS
dc.subjectAVAILABILITY OF CREDIT
dc.subjectBALANCE SHEET
dc.subjectBALANCE SHEETS
dc.subjectBANK INSOLVENCY
dc.subjectBANKRUPTCY
dc.subjectBANKRUPTCY PROFESSIONALS
dc.subjectBLACK MARKET
dc.subjectBORROWER
dc.subjectBUSINESS DEBTORS
dc.subjectBUSINESS INSOLVENCY
dc.subjectCASE OF DEFAULT
dc.subjectCASH FLOW
dc.subjectCLAIM
dc.subjectCOLLATERAL
dc.subjectCOLLECTION SYSTEM
dc.subjectCOLLECTIVE ACTION
dc.subjectCOLLECTIVE ACTION PROBLEM
dc.subjectCOMMERCIAL CREDIT
dc.subjectCONSUMER DEBT
dc.subjectCONSUMER LAW
dc.subjectCONSUMER PROTECTION
dc.subjectCORRUPTION
dc.subjectCOURT SYSTEM
dc.subjectCREDIT CARD
dc.subjectCREDIT EXTENSION
dc.subjectCREDIT INSTITUTIONS
dc.subjectCREDIT REPORTING
dc.subjectCREDIT SOCIETIES
dc.subjectCREDITOR
dc.subjectCREDITOR RIGHTS
dc.subjectCREDITOR RIGHTS SYSTEMS
dc.subjectCREDITORS
dc.subjectDEBT
dc.subjectDEBT ADJUSTMENT
dc.subjectDEBT BURDEN
dc.subjectDEBT BURDENS
dc.subjectDEBT COLLECTION
dc.subjectDEBT COLLECTIONS
dc.subjectDEBT PROBLEMS
dc.subjectDEBT RELIEF
dc.subjectDEBT REPAYMENT
dc.subjectDEBT SERVICE
dc.subjectDEBT SERVICING
dc.subjectDEBTOR
dc.subjectDEBTOR FRAUD
dc.subjectDEBTOR'S PROPERTY
dc.subjectDEBTORS
dc.subjectDEFAULT JUDGMENT
dc.subjectDEFAULT JUDGMENTS
dc.subjectDEFAULTS
dc.subjectDEPOSITS
dc.subjectDEVELOPING COUNTRIES
dc.subjectDISCHARGE OF DEBT
dc.subjectDISPOSABLE INCOME
dc.subjectDISTRESSED DEBT
dc.subjectDIVORCE
dc.subjectDOMESTIC LAWS
dc.subjectECONOMIC CIRCUMSTANCES
dc.subjectECONOMIC DEVELOPMENT
dc.subjectECONOMIC REGULATION
dc.subjectEDUCATIONAL LOANS
dc.subjectEFFECTIVE INSOLVENCY
dc.subjectENFORCEMENT OF CLAIMS
dc.subjectENFORCEMENT OF JUDGMENTS
dc.subjectENFORCEMENT SYSTEM
dc.subjectENFORCEMENT SYSTEMS
dc.subjectENTRY REQUIREMENTS
dc.subjectEQUIPMENT
dc.subjectESTATE
dc.subjectEXCESSIVE DEBT
dc.subjectEXPROPRIATION
dc.subjectFEDERAL RESERVE
dc.subjectFEDERAL RESERVE BANK
dc.subjectFINANCIAL CRISIS
dc.subjectFINANCIAL DIFFICULTY
dc.subjectFINANCIAL DISTRESS
dc.subjectFINANCIAL FLOWS
dc.subjectFINANCIAL INTERMEDIATION
dc.subjectFINANCIAL RESPONSIBILITY
dc.subjectFINANCIAL SITUATION
dc.subjectFINANCIAL STABILITY
dc.subjectFINANCIAL STRESS
dc.subjectFINANCIAL SYSTEM
dc.subjectFORGIVENESS
dc.subjectFORMAL INSOLVENCY
dc.subjectFRAUD
dc.subjectGARNISHMENT
dc.subjectGLOBALIZATION
dc.subjectGOVERNMENT DEBTS
dc.subjectGOVERNMENT INTERVENTION
dc.subjectGOVERNMENT REGULATORS
dc.subjectGOVERNMENT SUBSIDIES
dc.subjectHOME MORTGAGES
dc.subjectHOUSEHOLD DEBT
dc.subjectINDEBTED
dc.subjectINDEBTEDNESS
dc.subjectINDIRECT COSTS
dc.subjectINDIVIDUAL CREDITOR
dc.subjectINDIVIDUAL CREDITORS
dc.subjectINDIVIDUAL DEBTOR
dc.subjectINDIVIDUAL DEBTORS
dc.subjectINDIVIDUAL LIABILITY
dc.subjectINFORMAL DISPUTE RESOLUTION
dc.subjectINFORMAL WORKOUT
dc.subjectINFORMAL WORKOUTS
dc.subjectINFORMATION ASYMMETRY
dc.subjectINSOLVENCIES
dc.subjectINSOLVENCY
dc.subjectINSOLVENCY AREA
dc.subjectINSOLVENCY CASE
dc.subjectINSOLVENCY LAW
dc.subjectINSOLVENCY LAWS
dc.subjectINSOLVENCY MECHANISM
dc.subjectINSOLVENCY POLICY
dc.subjectINSOLVENCY PRACTITIONERS
dc.subjectINSOLVENCY PROCEDURE
dc.subjectINSOLVENCY PROCEDURES
dc.subjectINSOLVENCY PROCEEDING
dc.subjectINSOLVENCY PROCEEDINGS
dc.subjectINSOLVENCY PROCESS
dc.subjectINSOLVENCY REFORM
dc.subjectINSOLVENCY REGIME
dc.subjectINSOLVENCY REGIMES
dc.subjectINSOLVENCY RELIEF
dc.subjectINSOLVENCY REPRESENTATIVE
dc.subjectINSOLVENCY REPRESENTATIVES
dc.subjectINSOLVENCY SYSTEM
dc.subjectINSOLVENCY SYSTEMS
dc.subjectINSOLVENT
dc.subjectINSOLVENT DEBTOR
dc.subjectINSOLVENT DEBTORS
dc.subjectINSOLVENT INDIVIDUALS
dc.subjectINSTITUTIONAL CAPACITIES
dc.subjectINSTITUTIONAL FRAMEWORK
dc.subjectINSTITUTIONAL FRAMEWORKS
dc.subjectINSURANCE
dc.subjectINTERNATIONAL BANK
dc.subjectINTERNATIONAL TRADE
dc.subjectINTERNATIONAL TRADE LAW
dc.subjectINVESTING
dc.subjectJUDGES
dc.subjectJUDGMENT
dc.subjectJUDICIAL SYSTEM
dc.subjectJUDICIARY
dc.subjectJURISDICTIONS
dc.subjectLABOR MARKET
dc.subjectLAND TENURE
dc.subjectLEGAL FRAMEWORKS
dc.subjectLEGAL REFORMS
dc.subjectLEGAL SYSTEMS
dc.subjectLEGAL TRADITIONS
dc.subjectLEGISLATIVE GUIDE ON INSOLVENCY LAW
dc.subjectLENDERS
dc.subjectLIMITED LIABILITY
dc.subjectLIQUIDATION
dc.subjectLOAN
dc.subjectLOAN PORTFOLIOS
dc.subjectLOSS OF VALUE
dc.subjectMANDATE
dc.subjectMODEL LAW
dc.subjectMONETARY FUND
dc.subjectMORAL HAZARD
dc.subjectMORTGAGE
dc.subjectMORTGAGES
dc.subjectNEGOTIATIONS
dc.subjectPARTICIPATION OF CREDITORS
dc.subjectPARTICULAR ASSETS
dc.subjectPAYMENT FOR CREDITORS
dc.subjectPAYMENT OF CLAIMS
dc.subjectPAYMENT PLAN
dc.subjectPAYMENT PLANS
dc.subjectPAYMENT TO CREDITORS
dc.subjectPAYMENTS TO CREDITORS
dc.subjectPENALTIES
dc.subjectPENSION
dc.subjectPERSONAL BANKRUPTCY
dc.subjectPERSONAL BANKRUPTCY LAW
dc.subjectPERSONAL GUARANTEES
dc.subjectPERSONAL LIABILITY
dc.subjectPOOL OF ASSETS
dc.subjectPOTENTIAL INSOLVENCY
dc.subjectPREVENTION OF INSOLVENCY
dc.subjectPROBLEM OF CONSUMER INSOLVENCY
dc.subjectPROPERTY RIGHTS
dc.subjectREAFFIRMATION AGREEMENTS
dc.subjectRECEIVABLES
dc.subjectRESERVE BANK
dc.subjectRETURN
dc.subjectRETURNS
dc.subjectRISK OF DEFAULT
dc.subjectROLE OF COURTS
dc.subjectRULE OF LAW
dc.subjectSAFETY NETS
dc.subjectSALARY
dc.subjectSETTLEMENT
dc.subjectSHAREHOLDERS
dc.subjectSLAVERY
dc.subjectSOPHISTICATED CREDITORS
dc.subjectSPECIFIC CREDITORS
dc.subjectSTATE OF INSOLVENCY
dc.subjectTAX
dc.subjectTAX DEDUCTIONS
dc.subjectTREATMENT OF INSOLVENCY
dc.subjectTYPES OF INSOLVENCY
dc.subjectUNSOPHISTICATED CREDITORS
dc.subjectVALUATION
dc.subjectVALUE OF ASSETS
dc.subjectWAGES
dc.subjectWITHDRAWAL
dc.subjectWORKOUT AGREEMENT
dc.titleReport on the Treatment of the Insolvency of Natural Personsen
dspace.entity.typePublication
okr.crossref.titleReport on the Treatment of the Insolvency of Natural Persons
okr.date.disclosure2014-01-23
okr.date.doiregistration2025-05-05T12:31:05.554049Z
okr.doctypePublications & Research::Working Paper
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/2014/01/18836883/world-working-group-treatment-insolvency-natural-persons
okr.globalpracticeFinance and Markets
okr.globalpracticeGovernance
okr.globalpracticeTrade and Competitiveness
okr.guid671551492067133071
okr.guid120771468153857674
okr.identifier.externaldocumentum000333037_20140123123111
okr.identifier.internaldocumentum18836883
okr.identifier.reportACS6818
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2014/01/23/000333037_20140123123111/Rendered/PDF/ACS68180WP0P120Box0382094B00PUBLIC0.pdfen
okr.sectorPublic Administration, Law, and Justice :: Law and justice
okr.sectorFinance :: Payment systems, securities clearance and settlement
okr.sectorFinance :: General finance sector
okr.themeRule of law :: Access to law and justice
okr.themeRule of law :: Judicial and other dispute resolution mechanisms
okr.themeRule of law :: Personal and property rights
okr.themeFinancial and private sector development :: Other financial and private sector development
okr.themeSocial protection and risk management :: Social safety nets
okr.topicInternational Economics and Trade::External Debt
okr.topicFinance and Financial Sector Development::Deposit Insurance
okr.topicLaw and Development::Corporate Law
okr.topicFinance and Financial Sector Development::Debt Markets
okr.topicFinance and Financial Sector Development::Bankruptcy and Resolution of Financial Distress
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