Publication:
Expanding Microfinance in Brazil : Credit Utilization and Performance of Small Firms

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dc.contributor.authorLeite, Phillippe
dc.contributor.authorSkoufias, Emmanuel
dc.contributor.authorNarita, Renata
dc.date.accessioned2013-08-27T21:19:02Z
dc.date.available2013-08-27T21:19:02Z
dc.date.issued2013-06-18
dc.description.abstractWe take advantage of the natural experiment generated by the exogenous change in government policy towards microcredit to evaluate the impact of the increased supply of microcredit on the utilisation of credit by micro-entrepreneurs. Based on micro-entrepreneurs' survey and administrative data from a microcredit programme in Brazil, we show that: the increased supply of microcredit raised formal credit utilisation and this does not crowd out the use of informal credit sources; formal credit taking improves business performance; and returns are larger for women- than for men-owned firms, but males employ significantly more workers after taking formal credit than females.en
dc.identifier.citationJournal of Development Studies
dc.identifier.doi10.1596/15400
dc.identifier.issn0022-0388
dc.identifier.otherDOI:10.1080/00220388.2013.790961
dc.identifier.urihttps://hdl.handle.net/10986/15400
dc.language.isoen_US
dc.publisherTaylor and Francis
dc.rightsCC BY-NC-ND 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by-nc-nd/3.0/igo/
dc.subjecttreatment effects
dc.subjectfirm performance
dc.subjectCrediAmigo
dc.subjectmicrocredit
dc.subjectbusiness performance
dc.titleExpanding Microfinance in Brazil : Credit Utilization and Performance of Small Firmsen
dc.typeJournal Articleen
dc.typeArticle de journalfr
dc.typeArtículo de revistaes
dspace.entity.typePublication
okr.crosscuttingsolutionareaJobs
okr.date.doiregistration2025-05-06T11:30:54.737145Z
okr.doctypePublications & Research::Journal Article
okr.doctypePublications & Research
okr.externalcontentExternal Content
okr.globalpracticeFinance and Markets
okr.globalpracticeTrade and Competitiveness
okr.identifier.doi10.1080/00220388.2013.790961
okr.journal.nbpages1256-1269
okr.language.supporteden
okr.peerreviewAcademic Peer Review
okr.region.countryBrazil
okr.relation.associatedurlhttp://www.tandfonline.com/doi/abs/10.1080/00220388.2013.790961
okr.sectorFinance :: Micro- and SME finance
okr.topicFinance and Financial Sector Development::Microfinance
okr.topicPrivate Sector Development::Small and Medium Size Enterprises
okr.volume49(9)
relation.isAuthorOfPublicationa13e8a03-0b69-5efe-bbe1-e28689834753
relation.isAuthorOfPublication.latestForDiscoverya13e8a03-0b69-5efe-bbe1-e28689834753
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