Publication:
Pooling, Saving, and Prevention : A Comprehensive Insurance Approach to Social Risk Management

dc.contributor.authorPackard, Truman
dc.date.accessioned2012-08-13T11:16:53Z
dc.date.available2012-08-13T11:16:53Z
dc.date.issued2004-01
dc.description.abstractIndividuals and societies can respond in a variety of ways when faced with the prospect of economic losses from shocks like natural disasters, sickness, sudden death, disability and unemployment. Social risk management is a conceptual framework encompassing three broad categories of response: prevention, mitigation, and coping. The comprehensive Insurance approach focuses on mitigation, offering a tool for determining which insurance instruments and preventive measures will be most effective given the size and frequency of various types of possible economic losses. This article explains the comprehensive insurance framework, and uses it to assess recent reforms in Chile's unemployment insurance system.en
dc.identifierhttp://documents.worldbank.org/curated/en/2004/01/12050318/pooling-saving-prevention-comprehensive-insurance-approach-social-risk-management
dc.identifier.doi10.1596/10369
dc.identifier.urihttps://hdl.handle.net/10986/10369
dc.languageEnglish
dc.publisherWorld Bank, Washington, DC
dc.relation.ispartofseriesen breve; No. 38
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCIDENT INSURANCE
dc.subjectADVERSE SELECTION
dc.subjectAGGREGATE DEMAND
dc.subjectBANK POLICY
dc.subjectCASH TRANSFERS
dc.subjectCOST OF CAPITAL
dc.subjectDISASTER INSURANCE
dc.subjectDISASTERS
dc.subjectDRIVERS
dc.subjectECONOMIC INSECURITY
dc.subjectECONOMIC POLICIES
dc.subjectEMPLOYMENT PROGRAMS
dc.subjectFINDING WORK
dc.subjectFIRM LEVEL
dc.subjectFISCAL POLICY
dc.subjectGLOBAL ECONOMY
dc.subjectGOVERNMENT FUNDING
dc.subjectHOUSEHOLD INCOME
dc.subjectHUMAN DEVELOPMENT
dc.subjectIMPERFECT INFORMATION
dc.subjectINCOME
dc.subjectINCOME SECURITY
dc.subjectINFORMAL SECTOR
dc.subjectINFORMAL SECTOR WORKERS
dc.subjectINNOVATION
dc.subjectINSTRUMENT
dc.subjectINSURANCE
dc.subjectINSURANCE COVERAGE
dc.subjectINSURANCE POOLS
dc.subjectINSURANCE PREMIUM
dc.subjectINSURANCE PREMIUMS
dc.subjectINSURANCE SYSTEM
dc.subjectINSURERS
dc.subjectINVESTING
dc.subjectJOB LOSS
dc.subjectJOB TURNOVER
dc.subjectJOBS
dc.subjectLABOR COSTS
dc.subjectLABOR MARKET
dc.subjectLABOR MARKETS
dc.subjectMARKET EFFICIENCY
dc.subjectMARKET INEFFICIENCIES
dc.subjectMARKET SIZE
dc.subjectMARKET TURNOVER
dc.subjectMARKET WAGE
dc.subjectMINIMUM WAGES
dc.subjectMITIGATION
dc.subjectMONETARY POLICIES
dc.subjectMORAL HAZARD
dc.subjectNATURAL DISASTERS
dc.subjectPAYROLL TAX
dc.subjectPAYROLL TAXES
dc.subjectPENSION
dc.subjectPENSION REFORM
dc.subjectPOLITICAL ECONOMY
dc.subjectPOOL OF FUNDS
dc.subjectPRICE RISK
dc.subjectPRIMARY SCHOOL
dc.subjectPRIVATE MARKET
dc.subjectPRIVATE SAVINGS
dc.subjectPRIVATE SECTOR
dc.subjectPROGRAMS
dc.subjectPUBLIC EMPLOYMENT
dc.subjectPUBLIC SPENDING
dc.subjectRATES
dc.subjectREFORM PROGRAMS
dc.subjectREPLACEMENT RATES
dc.subjectRETIREMENT
dc.subjectRETIREMENT SAVINGS
dc.subjectRISK MANAGEMENT
dc.subjectRISK POOLING
dc.subjectSAFETY
dc.subjectSAVINGS
dc.subjectSAVINGS ACCOUNTS
dc.subjectSHORT-TERM UNEMPLOYMENT
dc.subjectSMALL BUSINESS
dc.subjectSOCIAL ASSISTANCE
dc.subjectSOCIAL FUNDS
dc.subjectSOCIAL PROTECTION
dc.subjectSOCIAL RISK
dc.subjectSOCIAL RISK MANAGEMENT
dc.subjectTAX RATES
dc.subjectUNEMPLOYED
dc.subjectUNEMPLOYED WORKERS
dc.subjectUNEMPLOYMENT
dc.subjectUNEMPLOYMENT ASSISTANCE
dc.subjectUNEMPLOYMENT BENEFIT
dc.subjectUNEMPLOYMENT INSURANCE
dc.subjectUNEMPLOYMENT INSURANCE SYSTEM
dc.subjectVOLATILITY
dc.subjectWORKER
dc.titlePooling, Saving, and Prevention : A Comprehensive Insurance Approach to Social Risk Managementen
dc.title.alternativeMancomunacion de esfuerzos, ahorro y prevencion : un enfoque de seguro integral para la gestion de los riesgos socialesen
dspace.entity.typePublication
okr.crosscuttingsolutionareaJobs
okr.date.doiregistration2025-04-29T09:29:20.645523Z
okr.doctypePublications & Research::Brief
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/2004/01/12050318/pooling-saving-prevention-comprehensive-insurance-approach-social-risk-management
okr.globalpracticeSocial Protection and Labor
okr.globalpracticeFinance and Markets
okr.globalpracticeTrade and Competitiveness
okr.guid162441468270863551
okr.guid118751468229143113
okr.identifier.externaldocumentum000334955_20100406002813
okr.identifier.internaldocumentum12050318
okr.identifier.report53806
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2010/04/06/000334955_20100406002813/Rendered/PDF/538060BRI0EN0B10Box345626B01PUBLIC1.pdfen
okr.region.administrativeLatin America & Caribbean
okr.topicInsurance and Risk Mitigation
okr.topicSocial Protections and Labor::Labor Policies
okr.topicSocial Protections and Labor::Labor Markets
okr.topicFinance and Financial Sector Development::Debt Markets
okr.topicPrivate Sector Development::Emerging Markets
okr.unitHuman Development Econ. (ECSH4)
okr.volume1 of 1
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