Publication: Prudential Regulatory and Supervisory Practices for Fintech: Payments, Credit and Deposits
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Date
2019
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2019
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This report is a stock-take of the state of prudential regulation and supervision of fintech. It focuses on prudential questions related to three primary products—transaction accounts (deposits and e-money accounts), credit, and payments. As such, the report covers e-money providers, P2P platforms, and overall outsourcing of the banking sector industry. The report identifies typologies of existing regulatory approaches, as well as emerging questions concerning: monitoring, engagement, and test environments; licensing; supervision; resolution; safety nets; and national and international coordination.
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“World Bank Group. 2019. Prudential Regulatory and Supervisory Practices for Fintech: Payments, Credit and Deposits. Finance, Competitiveness, and Innovation Insight;. © World Bank. http://hdl.handle.net/10986/33221 License: CC BY 3.0 IGO.”
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