Publication:
The Role of Postal Networks in Expanding Access to Financial Services : Kazakhstan's Postal Finance Services

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dc.contributor.authorWorld Bank
dc.date.accessioned2013-08-08T13:29:51Z
dc.date.available2013-08-08T13:29:51Z
dc.date.issued2004-01-01
dc.description.abstractThis paper discusses the role of the postal network in expanding access to financial services in Kazakhstan. It reviews the public postal operator within the postal sector and within the broader context of the communications sector. The roles of the postal network and state and privately-owned banks are also reviewed from the perspective of the financial sector development, with particular focus on payments systems development and microfinance. While this country case on Kazakhstan can stand alone, it is an integral part of this large study of the potential of postal networks to coordinate with financial service providers in 7 countries (Egypt, Kazakhstan, Namibia, Romania, Sri Lanka, Uganda, and Vietnam) and 5 regions (Africa, Asia, Eastern Europe and Central Asia, Latin America and the Caribbean, and the Middle East and Northern Africa). Within Central Asia and the other countries of the former Soviet Union, Kazakhstan's postal network is widely regarded as a leader and pioneer in postal innovation, setting an example for other postal operators in the region. An in-depth assessment of Kazakhstan's postal network development options could also be a model to guide other postal networks.en
dc.identifierhttp://documents.worldbank.org/curated/en/2004/01/16338255/kazakhstan-role-postal-networks-expanding-access-financial-services-country-case-kazakhstans-postal-finance-services
dc.identifier.doi10.1596/14899
dc.identifier.urihttps://hdl.handle.net/10986/14899
dc.languageEnglish
dc.language.isoen_US
dc.publisherWashington, DC
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCESS TO FINANCE
dc.subjectACCESS TO FINANCIAL SERVICES
dc.subjectACCESS TO INFORMATION
dc.subjectACCOUNTABILITY
dc.subjectACCOUNTING
dc.subjectACCOUNTING STANDARDS
dc.subjectACCOUNTS FOR INDIVIDUALS
dc.subjectACCOUNTS RECEIVABLE
dc.subjectAUTOMATED TELLER MACHINES
dc.subjectBALANCE SHEET
dc.subjectBALANCE SHEETS
dc.subjectBANK ACCOUNT
dc.subjectBANK ACCOUNTS
dc.subjectBANK ASSETS
dc.subjectBANK BRANCH
dc.subjectBANK BRANCH NETWORK
dc.subjectBANK BRANCH OFFICES
dc.subjectBANK BRANCHES
dc.subjectBANK LOANS
dc.subjectBANKING SECTOR
dc.subjectBANKING SERVICES
dc.subjectBANKING SYSTEM
dc.subjectBANKRUPTCY
dc.subjectBANKS
dc.subjectBOND MARKET
dc.subjectBUSINESS ACTIVITIES
dc.subjectBUSINESS STRATEGY
dc.subjectCAPITAL ADEQUACY
dc.subjectCAPITAL MARKET
dc.subjectCAPITAL REQUIREMENTS
dc.subjectCAPITALIZATION
dc.subjectCASH FLOW
dc.subjectCASH IN CIRCULATION
dc.subjectCASH PAYMENTS
dc.subjectCASH WITHDRAWALS
dc.subjectCOLLATERAL
dc.subjectCOLLECTION SERVICES
dc.subjectCOMMERCIAL BANK
dc.subjectCOMMERCIAL BANKING
dc.subjectCOMMERCIAL BANKS
dc.subjectCONFIDENCE IN BANKS
dc.subjectCONSOLIDATION
dc.subjectCONSUMER CONFIDENCE
dc.subjectCONSUMER CREDIT
dc.subjectCONSUMER LENDING
dc.subjectCORRUPTION
dc.subjectCOST-EFFICIENCY
dc.subjectCREDIT BANK
dc.subjectCREDIT CAPACITY
dc.subjectCREDIT LINE
dc.subjectCREDIT PRODUCTS
dc.subjectCREDIT SCORING
dc.subjectCREDIT TRANSFERS
dc.subjectCURRENCY EXCHANGE
dc.subjectDEBIT CARD
dc.subjectDEFICITS
dc.subjectDEMAND DEPOSITS
dc.subjectDEPOSIT
dc.subjectDEPOSIT ACCOUNTS
dc.subjectDEPOSIT INSURANCE
dc.subjectDEPOSIT MOBILIZATION
dc.subjectDEPOSITORS
dc.subjectDEPOSITS
dc.subjectDEVELOPMENT BANK
dc.subjectDIRECT MARKETING
dc.subjectDISTRIBUTION OF NEWSPAPERS
dc.subjectDIVERSIFICATION
dc.subjectE-BANKING
dc.subjectE-COMMERCE
dc.subjectE-FINANCE
dc.subjectE-GOVERNMENT
dc.subjectE-LEARNING
dc.subjectECONOMIC GROWTH
dc.subjectECONOMIC STABILITY
dc.subjectELECTRONIC PAYMENT
dc.subjectELECTRONIC PAYMENTS
dc.subjectENCASHMENT
dc.subjectENTREPRENEURS
dc.subjectEXCESS DEMAND
dc.subjectEXPENDITURE
dc.subjectEXPENDITURES
dc.subjectEXPRESS MAIL
dc.subjectEXPRESS MAIL SERVICE
dc.subjectFINANCIAL ACCOUNTING
dc.subjectFINANCIAL INFRASTRUCTURE
dc.subjectFINANCIAL INSTITUTION
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL LEASING
dc.subjectFINANCIAL MARKET
dc.subjectFINANCIAL POLICIES
dc.subjectFINANCIAL PRODUCTS
dc.subjectFINANCIAL SECTOR DEVELOPMENT
dc.subjectFINANCIAL SERVICE
dc.subjectFINANCIAL SERVICE PROVIDERS
dc.subjectFINANCIAL SYSTEM
dc.subjectFIXED COST
dc.subjectFOREIGN BANKS
dc.subjectFOREIGN CURRENCY
dc.subjectFOREIGN INVESTMENT
dc.subjectFORMAL BANK
dc.subjectGOVERNMENT POLICIES
dc.subjectGROWTH OPPORTUNITY
dc.subjectHOUSEHOLD DEPOSIT
dc.subjectHOUSEHOLD DEPOSITS
dc.subjectHOUSEHOLDS
dc.subjectHOUSING
dc.subjectHYBRID MAIL
dc.subjectINCOME GROUPS
dc.subjectINCOME STATEMENTS
dc.subjectINDIVIDUAL ENTREPRENEURS
dc.subjectINEQUALITY
dc.subjectINFORMATION INFRASTRUCTURE
dc.subjectINFORMATION MANAGEMENT
dc.subjectINFORMATION SYSTEM
dc.subjectINFORMATION SYSTEMS
dc.subjectINFORMATION TECHNOLOGIES
dc.subjectINFORMATION TECHNOLOGY
dc.subjectINSTALLMENTS
dc.subjectINSURANCE PREMIUMS
dc.subjectINTEREST INCOME
dc.subjectINTEREST RATES
dc.subjectINTERNATIONAL ACCOUNTING STANDARDS
dc.subjectINTERNATIONAL BANKING
dc.subjectINTERNATIONAL FINANCE
dc.subjectISLAMIC DEVELOPMENT BANK
dc.subjectLARGE CITIES
dc.subjectLEGAL FRAMEWORK
dc.subjectLENDERS
dc.subjectLENDING POLICIES
dc.subjectLETTER MAIL
dc.subjectLIQUID ASSETS
dc.subjectLOAN
dc.subjectLOAN FUND
dc.subjectLOAN PORTFOLIO
dc.subjectLOAN PORTFOLIOS
dc.subjectLOAN SIZE
dc.subjectLOAN SIZES
dc.subjectMAIL MARKET
dc.subjectMAIL ORDER
dc.subjectMAIL ORDER BUSINESS
dc.subjectMAIL SERVICES
dc.subjectMANAGEMENT INFORMATION SYSTEMS
dc.subjectMANDATES
dc.subjectMARKET DEVELOPMENT
dc.subjectMFI
dc.subjectMFIS
dc.subjectMICRO CREDIT
dc.subjectMICRO ENTERPRISE
dc.subjectMICRO ENTERPRISES
dc.subjectMICROCREDIT
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE INSTITUTION
dc.subjectMICROFINANCE INSTITUTIONS
dc.subjectMICROFINANCE LOAN
dc.subjectMONEY ORDERS
dc.subjectMONEY TRANSFERS
dc.subjectMORTGAGES
dc.subjectMUTUAL FUND
dc.subjectMUTUAL FUNDS
dc.subjectNATIONAL BANK
dc.subjectNET INTEREST MARGIN
dc.subjectNET WORTH
dc.subjectNEW BUSINESS
dc.subjectNEW COMPANY
dc.subjectOPEN MARKETS
dc.subjectOUTREACH
dc.subjectPARCEL SERVICES
dc.subjectPARTNER BANKS
dc.subjectPAYMENT INFRASTRUCTURE
dc.subjectPAYMENTS COLLECTION
dc.subjectPAYMENTS INSTRUMENTS
dc.subjectPENSION FUNDS
dc.subjectPENSIONS
dc.subjectPERSONAL COMPUTER
dc.subjectPOINT OF ACCESS
dc.subjectPOINT OF SALE
dc.subjectPOOR CLIENTS
dc.subjectPOST
dc.subjectPOST OFFICE
dc.subjectPOST OFFICE NETWORK
dc.subjectPOST OFFICES
dc.subjectPOSTAL
dc.subjectPOSTAL BANKING
dc.subjectPOSTAL FINANCE
dc.subjectPOSTAL FINANCIAL SERVICES
dc.subjectPOSTAL MAIL
dc.subjectPOSTAL NETWORK
dc.subjectPOSTAL NETWORKS
dc.subjectPOSTAL POLICY
dc.subjectPOSTAL SAVINGS
dc.subjectPOSTAL SECTOR
dc.subjectPOSTAL SECTOR DEVELOPMENT
dc.subjectPOSTAL SERVICE
dc.subjectPOSTAL SERVICES
dc.subjectPRIVATE COMMERCIAL BANKS
dc.subjectPRIVATIZATION
dc.subjectPROFITABILITY
dc.subjectPUBLIC AGENCIES
dc.subjectPUBLIC POSTAL OPERATOR
dc.subjectRECEIPT
dc.subjectRECESSION
dc.subjectREGULATORY FRAMEWORK
dc.subjectREMITTANCES
dc.subjectREORGANIZATION
dc.subjectREPOSSESSION
dc.subjectRETAIL BANKING
dc.subjectSAVINGS
dc.subjectSAVINGS BANK
dc.subjectSAVINGS BANKS
dc.subjectSAVINGS PRODUCTS
dc.subjectSAVINGS SERVICES
dc.subjectSCHOLARSHIPS
dc.subjectSECURITIES
dc.subjectSMALL BUSINESS
dc.subjectSOLVENCY
dc.subjectSTATE ENTERPRISES
dc.subjectSUBSIDIARIES
dc.subjectSUBSIDIARY
dc.subjectTAX INCENTIVE
dc.subjectTELECOMMUNICATIONS
dc.subjectTRANSITION ECONOMIES
dc.subjectTRANSPORT
dc.subjectUNEMPLOYMENT
dc.subjectUNION
dc.subjectURBAN AREAS
dc.subjectVOUCHERS
dc.subjectWAGES
dc.titleThe Role of Postal Networks in Expanding Access to Financial Services : Kazakhstan's Postal Finance Servicesen
dspace.entity.typePublication
okr.date.disclosure2012-06-06
okr.date.doiregistration2025-05-07T12:20:19.523419Z
okr.doctypeEconomic & Sector Work::Other Public Sector Study
okr.doctypeEconomic & Sector Work
okr.docurlhttp://documents.worldbank.org/curated/en/2004/01/16338255/kazakhstan-role-postal-networks-expanding-access-financial-services-country-case-kazakhstans-postal-finance-services
okr.globalpracticeTransport and ICT
okr.globalpracticeFinance and Markets
okr.globalpracticeTrade and Competitiveness
okr.guid306051468153556802
okr.identifier.externaldocumentum000427087_20120606115200
okr.identifier.internaldocumentum16338255
okr.identifier.report69449
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2012/06/06/000427087_20120606115200/Rendered/PDF/694490ESW0P0850PUBLIC0000Kazakhstan.pdfen
okr.sectorPostal services
okr.sectorGeneral finance sector
okr.themeRural development :: Rural services and infrastructure
okr.topicBanks and Banking Reform
okr.topicInformation and Communication Technologies::Postal Services
okr.topicFinance and Financial Sector Development::Debt Markets
okr.topicPrivate Sector Development::Emerging Markets
okr.topicFinance and Financial Sector Development::Access to Finance
okr.unitInformation & Communication Tech (TWICT)
okr.volume1 of 1
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