Publication:
Pension Patterns in Sub-Saharan Africa

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dc.contributor.authorDorfman, Mark
dc.date.accessioned2015-07-29T16:03:21Z
dc.date.available2015-07-29T16:03:21Z
dc.date.issued2015-07
dc.description.abstractThis report provides an initial stocktaking of the characteristics, environment and performance of public and private pensions and elderly assistance programs in Sub-Saharan Africa. It identifies key challenges and suggests reform options for consideration. Considerations for future work and principles for pension policies are also suggested. Two major challenges noted in the report are the need to increase coverage of the labor force by pensions and social insurance schemes, and to increase the proportion of poor elderly covered by social assistance. The report suggests that improving coverage will require a number of parametric reforms to existing contributory schemes, strengthening institutions to serve informal sector workers, and piloting new design options. The report also proposes other parametric reforms, including the harmonization or merger of civil service and national pension schemes. Finally, the report recommends principles to consider for reform, including measures to improve coverage, protect the elderly poor, and better align pension design with needs and enabling conditions, including the needs of rural and informal sector workers.en
dc.identifierhttp://documents.worldbank.org/curated/en/2015/07/24786040/pension-patterns-sub-saharan-africa
dc.identifier.doi10.1596/22339
dc.identifier.urihttps://hdl.handle.net/10986/22339
dc.languageEnglish
dc.language.isoen_US
dc.publisherWorld Bank Group, Washington, DC
dc.relation.ispartofseriesSocial protection and labor discussion paper,no. 1503;
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectCONTINGENT LIABILITIES
dc.subjectREPLACEMENT RATES
dc.subjectRETIREMENT INCOME SECURITY
dc.subjectLABOR INCOME
dc.subjectPENSION FUND MANAGEMENT
dc.subjectOLD-AGE PENSION
dc.subjectDEFINED BENEFIT SCHEME
dc.subjectPENSION FUND MANAGERS
dc.subjectPENSION RIGHTS
dc.subjectANNUITY FACTOR
dc.subjectSOCIAL PENSIONS
dc.subjectFAMILY SUPPORT
dc.subjectBENEFIT FORMULAS
dc.subjectINFLATION RISK
dc.subjectDEFINED- CONTRIBUTION PENSION
dc.subjectLONGEVITY INSURANCE
dc.subjectLABOR FORCE
dc.subjectPENSION ENTITLEMENT
dc.subjectSOCIAL SAFETY NET
dc.subjectAGING POPULATIONS
dc.subjectINFLATION RISKS
dc.subjectPENSION REFORMS
dc.subjectPRIVATE PENSION FUND
dc.subjectLIFE EXPECTANCY
dc.subjectRETIREMENT AGES
dc.subjectPENSION PROVISIONS
dc.subjectDEFINED CONTRIBUTION PENSION
dc.subjectVOLUNTARY PENSION SCHEMES
dc.subjectPENSION PAYMENT
dc.subjectPERSONAL PENSION PLANS
dc.subjectREPLACEMENT RATE
dc.subjectMORAL HAZARD
dc.subjectPENSION LAW
dc.subjectPENSION CONTRIBUTIONS
dc.subjectDEFINED-BENEFIT SCHEME
dc.subjectSOCIAL INSURANCE FUND
dc.subjectOCCUPATIONAL PENSION PLANS
dc.subjectNATIONAL PENSION
dc.subjectRETIREMENT PENSION
dc.subjectSOCIAL PROTECTION
dc.subjectPUBLIC SCHEMES
dc.subjectDEPENDENCY RATIOS
dc.subjectMANDATORY SCHEME
dc.subjectPENSION FUNDS
dc.subjectMORTALITY
dc.subjectLEGAL FRAMEWORK
dc.subjectPENSION INVESTMENT
dc.subjectELDERLY
dc.subjectDEFINED BENEFIT
dc.subjectACCRUAL RATE
dc.subjectPENSION FUND ASSETS
dc.subjectSOCIAL SECURITY SYSTEMS
dc.subjectFUNDED SCHEMES
dc.subjectACCOUNTING METHODS
dc.subjectOCCUPATIONAL SCHEME
dc.subjectPRIVATE PENSIONS
dc.subjectBENEFIT LEVEL
dc.subjectNATIONAL PENSIONS
dc.subjectSOCIAL WELFARE
dc.subjectPENSION ADMINISTRATION
dc.subjectPENSION AGENCY
dc.subjectSOCIAL SECURITY AGENCY
dc.subjectRETIREMENT SAVINGS
dc.subjectWORKER CONTRIBUTION
dc.subjectTAX PURPOSES
dc.subjectPENSION SCHEME
dc.subjectANNUITY
dc.subjectINVESTMENT RETURN
dc.subjectPENSION ASSETS
dc.subjectPENSIONERS
dc.subjectPENSION DEBT
dc.subjectEARNINGS REPLACEMENT
dc.subjectEMPLOYEE
dc.subjectPENSION BENEFITS
dc.subjectMANDATORY SCHEMES
dc.subjectPENSION RESERVES
dc.subjectPENSION SCHEMES
dc.subjectSUPERVISORY AGENCY
dc.subjectINSURANCE COMPANIES
dc.subjectDEFINED BENEFIT SCHEMES
dc.subjectFUNDED SCHEME
dc.subjectPENSION ARRANGEMENTS
dc.subjectPUBLIC PENSION
dc.subjectPENSION PROVISION
dc.subjectVOLUNTARY PENSIONS
dc.subjectEMPLOYEES
dc.subjectCONTRIBUTION BASE
dc.subjectINDIVIDUAL ACCOUNTS
dc.subjectPENSIONABLE EARNINGS
dc.subjectRETIREMENT ACCOUNT
dc.subjectINDIVIDUAL BENEFITS
dc.subjectRETIREES
dc.subjectCONTRIBUTION RECORDS
dc.subjectINFORMAL SECTOR
dc.subjectRETIREMENT
dc.subjectSUPERVISORY AUTHORITY
dc.subjectLIFE INSURANCE
dc.subjectPENSION SYSTEMS
dc.subjectPROVIDENT FUNDS
dc.subjectDEFINED- BENEFIT SCHEME
dc.subjectPENSION LIABILITIES
dc.subjectPORTFOLIO CHOICE
dc.subjectAGING POPULATION
dc.subjectPENSION CONTRIBUTION
dc.subjectWELFARE
dc.subjectINDEXED ANNUITY
dc.subjectHEALTH
dc.subjectPRICE INDEXATION
dc.subjectDEFERRED ANNUITY
dc.subjectWAGE TAX
dc.subjectPENSION SYSTEM
dc.subjectSOCIAL SECURITY BENEFITS
dc.subjectCONTRIBUTION RATES
dc.subjectPENSION SERVICE
dc.subjectSOCIAL ASSISTANCE
dc.subjectPRIVATE PENSION
dc.subjectPENSION
dc.subjectLONGEVITY RISK
dc.subjectRETIREMENT INCOME SYSTEM
dc.subjectWAGE GROWTH
dc.subjectSAFETY NETS
dc.subjectPENSION POLICIES
dc.subjectPENSION ACCOUNTS
dc.subjectBENEFIT SCHEMES
dc.subjectCIVIL SERVICE PENSIONS
dc.subjectRETIREE
dc.subjectPROVIDENT FUND
dc.subjectPENSION FUND MEMBER
dc.subjectRETIREMENT ELIGIBILITY
dc.subjectRETIREMENT AGE
dc.subjectPENSION REGULATION
dc.subjectPENSION PLAN
dc.subjectSOCIAL INSURANCE
dc.subjectTAX TREATMENTS
dc.subjectRETIREMENT PLANNING
dc.subjectPENSION REFORM
dc.subjectSOCIAL SECURITY
dc.subjectSUPPLEMENTAL BENEFIT
dc.subjectDEPENDENCY RATIO
dc.subjectPENSION SAVINGS
dc.subjectPENSIONER
dc.subjectCIVIL SERVICE PENSION
dc.subjectPENSION INCOME
dc.subjectAGE SUPPORT
dc.subjectBENEFIT SCHEME
dc.subjectOCCUPATIONAL RETIREMENT
dc.subjectSOCIAL SAFETY NETS
dc.subjectBENEFIT LEVELS
dc.subjectTAX ADVANTAGES
dc.subjectFORMAL PENSION
dc.subjectANNUITIES
dc.subjectRETIREMENT BENEFIT
dc.subjectPENSIONS
dc.subjectCONTRIBUTION RATE
dc.subjectMINIMUM BENEFIT
dc.subjectSOCIAL POLICY
dc.subjectLIFE EXPECTANCIES
dc.subjectLONGEVITY RISKS
dc.subjectFUTURE PENSION
dc.subjectPENSION REGULATOR
dc.subjectSAFETY NET
dc.subjectINDIVIDUAL ACCOUNT
dc.subjectSOCIAL PENSION
dc.subjectSUPERVISORY FRAMEWORK
dc.subjectPENSION PROGRAMS
dc.subjectFUNDED ACCOUNTS
dc.subjectRETIREMENT BENEFITS
dc.subjectDEFINED-CONTRIBUTION PENSION
dc.subjectBENEFIT FORMULA
dc.subjectDEFINED-BENEFIT SCHEMES
dc.subjectPENSION ENTITLEMENTS
dc.subjectINITIAL REPLACEMENT RATES
dc.subjectRETIREMENT FUNDS
dc.subjectINVESTMENT RETURNS
dc.subjectLONG-TERM PROJECTIONS
dc.subjectPUBLIC SYSTEM
dc.subjectINVESTMENT MANAGEMENT
dc.subjectPENSION BENEFICIARIES
dc.subjectPAYROLL TAX
dc.subjectOCCUPATIONAL SCHEMES
dc.subjectPENSIONABLE AGE
dc.subjectPENSION PROVIDER
dc.subjectPERSONAL PENSION
dc.subjectPENSION BENEFIT
dc.subjectSOCIAL CONTRIBUTION
dc.subjectOLDER PERSONS
dc.subjectPENSION COSTS
dc.subjectTAX TREATMENT
dc.subjectPENSION EXPENDITURE
dc.subjectSOCIAL SECURITY SYSTEM
dc.subjectPENSION COVERAGE
dc.subjectVOLUNTARY PENSION
dc.subjectNORMAL RETIREMENT AGE
dc.subjectPENSION FUND
dc.subjectFERTILITY
dc.subjectRETIREMENT INCOME
dc.subjectPENSION PLANS
dc.subjectPENSION EXPENDITURES
dc.subjectPENSION INVESTMENTS
dc.subjectPENSION SPENDING
dc.subjectRETIREMENT SYSTEMS
dc.subjectPENSION PROGRAM
dc.subjectACCRUAL RATES
dc.titlePension Patterns in Sub-Saharan Africaen
dc.typeWorking Paperen
dc.typeDocument de travailfr
dc.typeDocumento de trabajoes
dspace.entity.typePublication
okr.date.disclosure2015-07-15
okr.date.doiregistration2025-05-05T12:26:16.327412Z
okr.doctypePublications & Research
okr.doctypePublications & Research::Working Paper
okr.docurlhttp://documents.worldbank.org/curated/en/2015/07/24786040/pension-patterns-sub-saharan-africa
okr.globalpracticeSocial Protection and Labor
okr.guid743801468190183781
okr.identifier.externaldocumentum090224b082ffbd6a_1_0
okr.identifier.internaldocumentum24786040
okr.identifier.report98131
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2015/07/15/090224b082ffbd6a/1_0/Rendered/PDF/Pension0patterns0in0Sub0Saharan0Africa.pdfen
okr.region.administrativeAfrica
okr.topicSocial Protections and Labor::Pensions & Retirement Systems
okr.topicSocial Protections and Labor::Safety Nets and Transfers
okr.unitSocial Protect Labor - GP (GSPDR)
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