Publication:
IFC Mobile Money Study 2011: Brazil

dc.contributor.authorInternational Finance Corporation
dc.date.accessioned2015-04-14T22:10:40Z
dc.date.available2015-04-14T22:10:40Z
dc.date.issued2011
dc.description.abstractAlthough a number of m-money businesses have emerged around the world, few have reached significant scale. Overall, m-money uptake is limited when contrasted with its apparent promises of reaching the unbanked and underserved, of servicing existing banking clients, and of being a means for a cashless society. This study examines the following in more detail: existing major money flows and the critical mass of low-value, high-volume payment transactions and whether m-money can be used for them (i.e., potential demand); regulatory environment and major obstacles for m-money uptake; business models of partnering institutions; payment behavior of users and nonusers (banked and unbanked), in particular where they receive funds and how they use money, including alternative means; and existing and potential agents networks, their requirements to run m-money as a viable business, and their training needs. This report provides detailed information regarding the five main topics as they relate to Brazil, business models, money flows and demand, potential user perceptions and behavior, regulation, and agent networks.en
dc.identifierhttp://documents.worldbank.org/curated/en/2011/01/24115690/brazil-ifc-mobile-money-study-2011
dc.identifier.doi10.1596/21745
dc.identifier.urihttps://hdl.handle.net/10986/21745
dc.languageEnglish
dc.language.isoen_US
dc.publisherWashington, DC
dc.rightsCC BY-NC-ND 3.0 IGO
dc.rights.holderInternational Finance Corporation
dc.rights.urihttp://creativecommons.org/licenses/by-nc-nd/3.0/igo/
dc.subjectACCESS TO ATMS
dc.subjectACCESS TO BANK ACCOUNTS
dc.subjectACCESS TO CREDIT
dc.subjectACCESS TO FINANCE
dc.subjectACCESS TO FINANCIAL SERVICES
dc.subjectACCOUNT HOLDERS
dc.subjectACCOUNTING
dc.subjectADMINISTRATIVE COSTS
dc.subjectADVANCED TECHNOLOGY
dc.subjectADVISORY SERVICES
dc.subjectAFFILIATES
dc.subjectAGRICULTURAL ACTIVITIES
dc.subjectALTERNATIVE CREDIT
dc.subjectB2B
dc.subjectBALANCE INQUIRY
dc.subjectBANK ACCOUNT
dc.subjectBANK ACCOUNTS
dc.subjectBANK BRANCH
dc.subjectBANK BRANCHES
dc.subjectBANK CUSTOMERS
dc.subjectBANK OF THAILAND
dc.subjectBANKING INDUSTRY
dc.subjectBANKING SECTOR
dc.subjectBANKING SERVICES
dc.subjectBANKING SYSTEM
dc.subjectBANKS
dc.subjectBAR CODE
dc.subjectBUSINESS DEVELOPMENT
dc.subjectBUSINESS MODEL
dc.subjectBUSINESS MODELS
dc.subjectBUSINESS STRATEGIES
dc.subjectBUSINESS TO BUSINESS
dc.subjectBUSINESS TRANSACTIONS
dc.subjectBUSINESS-TO-BUSINESS
dc.subjectBUSINESS-TO-EMPLOYEE
dc.subjectCABLE TV
dc.subjectCAPABILITIES
dc.subjectCAPABILITY
dc.subjectCASH WITHDRAWAL
dc.subjectCELL PHONES
dc.subjectCENTRAL BANK OF SRI LANKA
dc.subjectCHECKING ACCOUNT
dc.subjectCHECKING ACCOUNTS
dc.subjectCLEARING HOUSES
dc.subjectCOMMERCIAL BANKS
dc.subjectCOMMUNICATIONS TECHNOLOGY
dc.subjectCONSUMER CREDIT
dc.subjectCONVENIENT PAYMENT
dc.subjectCORRESPONDENT BANKS
dc.subjectCREDIT ANALYSIS
dc.subjectCREDIT CARD
dc.subjectCREDIT CARD COMPANIES
dc.subjectCREDIT CARDS
dc.subjectCREDIT COOPERATIVES
dc.subjectCREDIT MARKET
dc.subjectCREDIT RATING
dc.subjectCREDIT RATING AGENCY
dc.subjectCREDIT SOCIETIES
dc.subjectCREDITS
dc.subjectCURRENT ACCOUNTS
dc.subjectDATA ANALYSIS
dc.subjectDEBIT CARD
dc.subjectDEBIT CARDS
dc.subjectDEMAND DEPOSITS
dc.subjectDEMAND FOR CREDIT
dc.subjectDEPOSIT
dc.subjectDEPOSIT ACCOUNT
dc.subjectDEPOSIT INSURANCE
dc.subjectDEPOSITS
dc.subjectDEVELOPMENT BANK
dc.subjectDISTRIBUTION NETWORK
dc.subjectE-MONEY
dc.subjectE-PAYMENT
dc.subjectEARNINGS
dc.subjectECONOMIC DEVELOPMENT
dc.subjectECONOMIC GROWTH
dc.subjectECONOMIES OF SCALE
dc.subjectEDUCATIONAL CAMPAIGNS
dc.subjectELECTRICITY
dc.subjectELECTRONIC COMMERCE
dc.subjectELECTRONIC MONEY
dc.subjectELECTRONIC PAYMENT
dc.subjectELECTRONIC WALLET
dc.subjectEMPLOYEE
dc.subjectEQUIPMENT PURCHASE
dc.subjectEXCHANGE RATE
dc.subjectFACILITATION
dc.subjectFAMILIES
dc.subjectFAMILY BUSINESS
dc.subjectFARMERS
dc.subjectFINANCIAL ACCESS
dc.subjectFINANCIAL DATA
dc.subjectFINANCIAL EDUCATION
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL LITERACY
dc.subjectFINANCIAL SERVICE
dc.subjectFINANCIAL SYSTEM
dc.subjectFIRST CREDIT
dc.subjectFORMAL ECONOMY
dc.subjectFORMAL FINANCIAL SERVICES
dc.subjectGENDER
dc.subjectHOUSEHOLD INCOME
dc.subjectHOUSEHOLDS
dc.subjectICT
dc.subjectID
dc.subjectIDENTIFICATION NUMBER
dc.subjectIDENTITY MODULE
dc.subjectINCOME GROUP
dc.subjectINCOME GROUPS
dc.subjectINEQUALITY
dc.subjectINFLATION
dc.subjectINITIAL CREDIT
dc.subjectINSTALLMENT
dc.subjectINSTALLMENTS
dc.subjectINSTITUTIONAL DEVELOPMENT
dc.subjectINTEREST RATE
dc.subjectINTEREST RATES
dc.subjectINTERNATIONAL FINANCE
dc.subjectINTERNATIONAL LAW
dc.subjectINTEROPERABILITY
dc.subjectINVESTMENT OPPORTUNITIES
dc.subjectLARGE CITIES
dc.subjectLEGISLATION
dc.subjectLENDER
dc.subjectLICENSE
dc.subjectLICENSES
dc.subjectLOAN
dc.subjectLOAN APPLICATIONS
dc.subjectLOAN REQUESTS
dc.subjectLOTTERIES
dc.subjectLOW-INCOME FAMILIES
dc.subjectMARKET OPPORTUNITY
dc.subjectMARKET SEGMENT
dc.subjectMARKET SEGMENTS
dc.subjectMARKET SHARE
dc.subjectMARKET SHARES
dc.subjectMARKETING STRATEGY
dc.subjectMASS MARKET
dc.subjectMASS TRANSIT
dc.subjectMATERIAL
dc.subjectMEDIUM ENTERPRISES
dc.subjectMERCHANT
dc.subjectMERCHANTS
dc.subjectMETROPOLITAN AREAS
dc.subjectMFI
dc.subjectMFIS
dc.subjectMICROCREDIT
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE INSTITUTION
dc.subjectMICROFINANCE INSTITUTIONS
dc.subjectMIGRATION
dc.subjectMINIMUM WAGE
dc.subjectMINIMUM WAGES
dc.subjectMOBILE ACCESS
dc.subjectMOBILE COMMUNICATIONS
dc.subjectMOBILE NETWORK
dc.subjectMOBILE PHONE
dc.subjectMOBILE PHONES
dc.subjectMONEY TRANSFER
dc.subjectMONEY TRANSFERS
dc.subjectMUNICIPALITIES
dc.subjectNET SAVINGS
dc.subjectNETWORKS
dc.subjectNEW BUSINESS
dc.subjectNEW COMPANY
dc.subjectNEW ENTRANTS
dc.subjectNEW TECHNOLOGIES
dc.subjectNICHE MARKET
dc.subjectNONBANKS
dc.subjectOUTREACH
dc.subjectOUTSTANDING BALANCES
dc.subjectPARTNER BANK
dc.subjectPAYMENT CARD
dc.subjectPAYMENT CARDS
dc.subjectPAYMENT METHODS
dc.subjectPAYMENT PROCESSING
dc.subjectPAYMENT SYSTEM
dc.subjectPAYMENT TRANSACTIONS
dc.subjectPEER REVIEW
dc.subjectPENETRATION RATE
dc.subjectPENSION FUND
dc.subjectPERSONAL DATA
dc.subjectPOINT OF SALE
dc.subjectPOINT-OF-SALE
dc.subjectPRIVATE INVESTORS
dc.subjectPRIVATE SECTOR
dc.subjectPRIVATE SECTOR BANK
dc.subjectPRIVATE SECTOR BANKS
dc.subjectPROFITABILITY
dc.subjectPROJECT MANAGEMENT
dc.subjectPUBLIC TRANSPORT
dc.subjectQUERIES
dc.subjectRECEIPT
dc.subjectREGULAR PAYMENTS
dc.subjectREGULATORY ENVIRONMENT
dc.subjectREGULATORY FRAMEWORK
dc.subjectREGULATORY OVERSIGHT
dc.subjectRELIABILITY
dc.subjectREMITTANCE
dc.subjectREMITTANCES
dc.subjectRETAIL BANKING
dc.subjectROAD TOLLS
dc.subjectSAVINGS
dc.subjectSAVINGS ACCOUNTS
dc.subjectSAVINGS BEHAVIOR
dc.subjectSAVINGS PRODUCTS
dc.subjectSAVINGS RATE
dc.subjectSEARCH
dc.subjectSECURITIES
dc.subjectSERVICE PROVIDER
dc.subjectSERVICE PROVIDERS
dc.subjectSMALL BUSINESSES
dc.subjectSOCIAL DEVELOPMENT
dc.subjectSOCIAL SECURITY
dc.subjectSUBSIDIARY
dc.subjectSUPERMARKETS
dc.subjectSUPPLY CHAIN
dc.subjectTECHNICAL ASSISTANCE
dc.subjectTELECOMMUNICATIONS
dc.subjectTELECOMMUNICATIONS EQUIPMENT
dc.subjectTELEPHONE
dc.subjectTELEPHONE SERVICE
dc.subjectTELEVISION
dc.subjectTRANSMISSION
dc.subjectUNEMPLOYMENT
dc.subjectUNEMPLOYMENT INSURANCE
dc.subjectUNION
dc.subjectURBAN AREAS
dc.subjectURBANIZATION
dc.subjectUSER
dc.subjectUSERS
dc.subjectVALUE CHAIN
dc.subjectVOUCHERS
dc.subjectWEB
dc.subjectWEB SITE
dc.subjectWIRELESS APPLICATION PROTOCOL
dc.titleIFC Mobile Money Study 2011en
dc.title.subtitleBrazilen
dc.typeWorking Paperen
dc.typeDocument de travailfr
dc.typeDocumento de trabajoes
dspace.entity.typePublication
okr.date.disclosure2015-03-10
okr.date.doiregistration2025-05-05T11:31:31.888963Z
okr.doctypePublications & Research
okr.doctypePublications & Research::Working Paper
okr.docurlhttp://documents.worldbank.org/curated/en/2011/01/24115690/brazil-ifc-mobile-money-study-2011
okr.globalpracticeFinance and Markets
okr.guid613701468226768453
okr.identifier.externaldocumentum000333037_20150310081033
okr.identifier.internaldocumentum24115690
okr.identifier.report94736
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2015/03/09/000333037_20150310081033/Rendered/PDF/947360WP0Box380leMoneyReport0Brazil.pdfen
okr.region.administrativeLatin America & Caribbean
okr.region.countryBrazil
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicBanks and Banking Reform
okr.topicEconomic Theory and Research
okr.topicFinance and Financial Sector Development::Debt Markets
okr.topicPrivate Sector Development::E-Business
okr.topicMacroeconomics and Economic Growth
okr.unitFinance & Markets - GP - IFC (GFMDR)
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