Publication:
Product Design and Distribution: Emerging Regulatory Approaches for Retail Banking Products

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dc.contributor.authorWorld Bank Group
dc.date.accessioned2019-09-04T19:39:22Z
dc.date.available2019-09-04T19:39:22Z
dc.date.issued2019-08
dc.description.abstractThis note discusses emerging international approaches for regulating design and distribution of retail banking products. Such products include deposit, credit, and payment products, being the products that new financial consumers typically acquire first. Policy makers are finding that financial consumer protection measures implemented to date, such as disclosure requirements, while still important, are insufficient to protect consumers against all key risks. Anticipating new or changing risks to consumers has also become more difficult for regulators given rapid financial sector innovation. Regulation of providers’ product design and distribution processes aims to ensure that products distributed in a market are designed to meet the needs of consumers in that market. This discussion note analyses relevant frameworks in a number of jurisdictions and highlights emerging common approaches, including in relation to requirements for governance arrangements, target market assessments, distribution arrangements and product reviews.en
dc.identifierhttp://documents.worldbank.org/curated/en/993431567620025068/Product-Design-and-Distribution-Emerging-Regulatory-Approaches-for-Retail-Banking-Products-Discussion-Note
dc.identifier.doi10.1596/32344
dc.identifier.urihttps://hdl.handle.net/10986/32344
dc.languageEnglish
dc.publisherWorld Bank, Washington, DC
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo
dc.subjectRETAIL BANKING
dc.subjectFINANCIAL SERVICES
dc.subjectFINANCIAL CONSUMER PROTECTION
dc.subjectDISCLOSURE
dc.subjectACCOUNTABILITY
dc.subjectBANKING REGULATION
dc.subjectFINANCIAL INCLUSION
dc.subjectACCESS TO FINANCE
dc.titleProduct Design and Distributionen
dc.title.subtitleEmerging Regulatory Approaches for Retail Banking Productsen
dc.typeReporten
dc.typeRapportfr
dc.typeInformees
dspace.entity.typePublication
okr.crossref.titleProduct Design and Distribution
okr.date.disclosure2019-09-04
okr.doctypeEconomic & Sector Work
okr.doctypeEconomic & Sector Work::Other Financial Accountability Study
okr.docurlhttp://documents.worldbank.org/curated/en/993431567620025068/Product-Design-and-Distribution-Emerging-Regulatory-Approaches-for-Retail-Banking-Products-Discussion-Note
okr.guid993431567620025068
okr.identifier.doi10.1596/32344
okr.identifier.externaldocumentum090224b0870863bb_1_0
okr.identifier.internaldocumentum31384361
okr.identifier.report141420
okr.importedtrueen
okr.language.supporteden
okr.pdfurlhttp://documents.worldbank.org/curated/en/993431567620025068/pdf/Product-Design-and-Distribution-Emerging-Regulatory-Approaches-for-Retail-Banking-Products-Discussion-Note.pdfen
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicFinance and Financial Sector Development::Banks & Banking Reform
okr.topicFinance and Financial Sector Development::Finance and Development
okr.topicFinance and Financial Sector Development::Financial Literacy
okr.topicFinance and Financial Sector Development::Financial Regulation & Supervision
okr.unitFinance, Competitiveness and Innovation Global Practice
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