Publication:
Chile - Financial Sector Assessment Program, December 2021: Technical Note - Household Indebtedness and Financial Consumer Protection

dc.contributor.authorCohen, Charles
dc.contributor.authorDijkman, Miquel
dc.date.accessioned2022-07-25T13:38:05Z
dc.date.available2022-07-25T13:38:05Z
dc.date.issued2021-11
dc.description.abstractThis Technical Note discusses household indebtedness issues in Chile from a financial consumer protection perspective. The note discusses over-indebtedness concerns and other creditrelated issues practices that appear to be adversely affecting consumers – particularly more vulnerable, lower income consumers – in Chile and gaps in the current financial consumer protection regulatory and supervisory framework needing to be bridged to assist in addressing these issues. The note considers both issues that had already manifested prior to the COVID-19 pandemic and developments during the pandemic. Importantly, the note highlights credit-related issues which warrant focus from a consumer protection perspective even if they may not necessarily be a concern from a stability perspective.en
dc.identifierhttp://documents.worldbank.org/curated/en/099455107152211331/P172020018d97103a0aa0c02fbdce66bdcd
dc.identifier.doi10.1596/37750
dc.identifier.urihttps://hdl.handle.net/10986/37750
dc.languageEnglish
dc.publisherWorld Bank, Washington, DC
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo
dc.subjectHOUSEHOLD INDEBTEDNESS
dc.subjectFINANCIAL CONSUMER PROTECTION
dc.subjectOVER-INDEBTEDNESS
dc.subjectCREDIT
dc.subjectLOWER INCOME CONSUMERS
dc.subjectCONSUMER PROTECTION
dc.subjectFINANCIAL EQUITY
dc.subjectFINANCIAL IMPACT OF COVID-19
dc.subjectLOSS OF INCOME
dc.subjectINDEBTEDNESS VULNERABILITY
dc.subjectFINANCIAL IMPACT OF PANDEMIC
dc.titleChile - Financial Sector Assessment Program, December 2021en
dc.title.subtitleTechnical Note - Household Indebtedness and Financial Consumer Protectionen
dc.typeReporten
dc.typeRapportfr
dc.typeInformees
dspace.entity.typePublication
okr.crossref.titleChile - Financial Sector Assessment Program, December 2021
okr.date.disclosure2022-07-15
okr.date.doiregistration2025-05-07T11:28:22.475784Z
okr.date.lastmodified2022-07-15T00:00:00Zen
okr.doctypeEconomic & Sector Work::Financial Sector Assessment Program (FSAP)
okr.docurlhttp://documents.worldbank.org/curated/en/099455107152211331/P172020018d97103a0aa0c02fbdce66bdcd
okr.guid099455107152211331
okr.identifier.externaldocumentum33869506
okr.identifier.internaldocumentum33869506
okr.identifier.report174045
okr.importedtrueen
okr.language.supporteden
okr.pdfurlhttp://documents.worldbank.org/curated/en/099455107152211331/pdf/P172020018d97103a0aa0c02fbdce66bdcd.pdfen
okr.region.administrativeLatin America & Caribbean
okr.region.countryChile
okr.topicFinance and Financial Sector Development::Strategic Debt Management
okr.topicSocial Protections and Labor::Social Protections & Assistance
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicPoverty Reduction::Poverty Assessment
okr.topicSocial Development::Social Assessment
okr.unitEFNFP
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