Publication:
Household Savings and Residential Mobility in Informal Settlements

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dc.contributor.authorSuri, Ajay
dc.contributor.authorLall, Somik V.
dc.contributor.authorDeichmann, Uwe
dc.date.accessioned2012-06-25T17:11:50Z
dc.date.available2012-06-25T17:11:50Z
dc.date.issued2005-05
dc.description.abstractStrategies to help the one billion people worldwide who live in informal settlements have mainly focused on slum upgrading, sites and services programs, and tenure security. In contrast, there has been less attention on what enables slum dwellers to transition into the formal housing sector, which has the dual benefits of improving service access and escaping social stigma. In this paper the authors investigate residential mobility among slum dwellers in Bhopal, India. Their analysis shows that one in five households succeeds in getting out of a slum settlement, and a major determinant is the household's ability to save on a regular basis. Due to limited outreach of institutional housing finance, most slum dwellers rely solely on household savings for purchasing a house. These findings underscore the urgent need to improve savings instruments for slum dwellers and to downmarket housing finance to reach the poorest residents of rapidly growing cities in developing countries.en
dc.identifierhttp://documents.worldbank.org/curated/en/2005/05/5800545/household-savings-residential-mobility-informal-settlements
dc.identifier.doi10.1596/1813-9450-3596
dc.identifier.urihttps://hdl.handle.net/10986/8946
dc.languageEnglish
dc.publisherWorld Bank, Washington, DC
dc.relation.ispartofseriesPolicy Research Working Paper; No. 3596
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCESS TO INFRASTRUCTURE
dc.subjectANALYTICAL APPROACH
dc.subjectBASIC SERVICES
dc.subjectCITIES
dc.subjectCOMMERCIAL BORROWING
dc.subjectCOMMUNITIES
dc.subjectCONSOLIDATION
dc.subjectCONSTRUCTION
dc.subjectCOOPERATIVE HOUSING
dc.subjectCRIME
dc.subjectDWELLING
dc.subjectDWELLING UNITS
dc.subjectDWELLINGS
dc.subjectEMPLOYMENT
dc.subjectFEMALES
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectGENDER
dc.subjectHABITAT
dc.subjectHAZARD
dc.subjectHOME OWNERSHIP
dc.subjectHOMES
dc.subjectHOUSEHOLDS
dc.subjectHOUSING
dc.subjectHOUSING DEMAND
dc.subjectHOUSING DEVELOPMENT
dc.subjectHOUSING DEVELOPMENTS
dc.subjectHOUSING FINANCE
dc.subjectHOUSING MARKET
dc.subjectHOUSING MARKETS
dc.subjectHOUSING POLICY
dc.subjectHOUSING POLICY REFORM
dc.subjectHOUSING PRICES
dc.subjectHOUSING SUPPLY
dc.subjectHOUSING UNITS
dc.subjectHUMAN SETTLEMENTS
dc.subjectINFORMAL HOUSING
dc.subjectINFORMAL SETTLEMENTS
dc.subjectINFRASTRUCTURE SERVICES
dc.subjectINTERVENTION
dc.subjectLAND MARKET
dc.subjectLAND TITLING
dc.subjectLAND USE
dc.subjectLAND USE REGULATIONS
dc.subjectLAWS
dc.subjectLIVING CONDITIONS
dc.subjectLOCAL GOVERNMENTS
dc.subjectLOW- INCOME HOUSEHOLDS
dc.subjectMICROFINANCE
dc.subjectMORAL HAZARD
dc.subjectNATIVES
dc.subjectNEIGHBORHOOD
dc.subjectOCCUPANCY
dc.subjectPERSONAL SAVINGS
dc.subjectPRIVATE DEVELOPERS
dc.subjectPRIVATE HOUSING
dc.subjectPROPERTY RIGHTS
dc.subjectPUBLIC HOUSING
dc.subjectPUBLIC POLICY
dc.subjectPUBLIC SERVICES
dc.subjectREGULATORY REFORM
dc.subjectRESETTLEMENT
dc.subjectRESIDENCES
dc.subjectRESIDENTIAL MOBILITY
dc.subjectRESOURCE MOBILIZATION
dc.subjectSAFETY
dc.subjectSANITATION
dc.subjectSAVINGS
dc.subjectSAVINGS ACCOUNTS
dc.subjectSAVINGS BEHAVIOR
dc.subjectSETTLEMENT
dc.subjectSLUM AREAS
dc.subjectSLUM UPGRADING
dc.subjectSLUMS
dc.subjectSMALL TOWNS
dc.subjectSQUATTER SETTLEMENT
dc.subjectSQUATTER SETTLEMENTS
dc.subjectTEMPORARY SHELTER
dc.subjectTOWNS
dc.subjectTRANSACTION COSTS
dc.subjectURBAN AREAS
dc.subjectURBAN POOR
dc.subjectURBAN POPULATION
dc.subjectURBAN STUDIES
dc.subjectURBAN UPGRADING
dc.subjectURBAN UPGRADING PROJECTS
dc.titleHousehold Savings and Residential Mobility in Informal Settlementsen
dspace.entity.typePublication
okr.crossref.titleHousehold Savings And Residential Mobility In Informal Settlements
okr.date.doiregistration2025-04-10T10:28:49.003733Z
okr.doctypePublications & Research::Policy Research Working Paper
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/2005/05/5800545/household-savings-residential-mobility-informal-settlements
okr.globalpracticePoverty
okr.globalpracticeSocial, Urban, Rural and Resilience
okr.globalpracticeFinance and Markets
okr.guid746921468034219723
okr.identifier.doi10.1596/1813-9450-3596
okr.identifier.externaldocumentum000090341_20050515143752
okr.identifier.internaldocumentum5800545
okr.identifier.reportWPS3596
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2005/05/15/000090341_20050515143752/Rendered/PDF/wps3596.pdfen
okr.region.administrativeSouth Asia
okr.region.countryIndia
okr.topicBanks and Banking Reform
okr.topicHousing and Human Habitats
okr.topicUrban Development::Urban Housing
okr.topicUrban Development::Urban Services to the Poor
okr.topicFinance and Financial Sector Development
okr.unitDevelopment Research Group (DECRG)
okr.volume1 of 1
relation.isAuthorOfPublication1bad1919-f70a-5855-b415-77aa5d72f22d
relation.isAuthorOfPublication.latestForDiscovery1bad1919-f70a-5855-b415-77aa5d72f22d
relation.isSeriesOfPublication26e071dc-b0bf-409c-b982-df2970295c87
relation.isSeriesOfPublication.latestForDiscovery26e071dc-b0bf-409c-b982-df2970295c87
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