Publication:
Ecuador : The Faces of Informality (Las Caras de La Informalidad)

Simple item page
dc.contributor.authorWorld Bank
dc.date.accessioned2013-04-22T20:05:47Z
dc.date.available2013-04-22T20:05:47Z
dc.date.issued2012
dc.description.abstractInformality hampers economic performance at both macro and micro levels. High degree of informality and low economic growth tend to go hand-in-hand, although evidence shows that the relationship likely comes from common determinants of both. Informality in Ecuador remains high compared to other countries. This study offers a novel look at informality in Ecuador by directly asking firm owners and workers about their views and behavior. The analysis of the causes and costs of informality for firms in Ecuador in this study is based on data from a 2011 enterprise survey commissioned specifically for this study and complemented by focus groups and in-depth interviews. The survey captures the aspects of the regulatory framework which are most problematic for compliance, and the specific reasons for non-compliance. The study focuses on micro and small firms in the urban areas of Ecuador. The sectors of activity, geographic locations, and sizes of firms covered by this study were agreed upon with the Government during the initial consultations on the report. The study finds that many micro and small firms in Ecuador have limited growth potential, due to low entrepreneurial ability and lack of access to and poor quality of credit.en
dc.description.abstractLa informalidad afecta el desempeño económico tanto a nivel micro como a nivel macro. Este estudio ofrece una mirada nueva sobre la informalidad en el Ecuador, al preguntar directamente a los empresarios y los trabajadores sobre sus opiniones y comportamiento. El análisis de las causas y los costos de la informalidad para las empresas ecuatorianas que realiza este estudio se basa en datos de una encuesta empresarial realizada en 2011 específicamente que además fue complementada con grupos focales y entrevistas en profundidad. La encuesta recoge los aspectos del marco regulatorio cuyo cumplimiento es el más problemático y las razones específicas de la falta de cumplimiento. Asimismo, contiene amplia información para caracterizar a las empresas en cuanto a su acceso a financiamiento, su potencial de crecimiento y sus puntos de vista sobre el contrato social (en particular, la tributación). Los datos cualitativos ofrecen información detallada acerca de la opinión de empresarios y trabajadores sobre lo que significa ser informal y los principales obstáculos que existen para la formalización. El estudio se centra en las micro y pequeñas empresas de las zonas urbanas. Concluye que muchas micro y pequeñas empresas del Ecuador tienen un limitado potencial de crecimiento por la poca capacidad empresarial, el escaso acceso a y las malas condiciones del crédito.es
dc.identifierhttp://documents.worldbank.org/curated/en/2012/01/16702564/ecuador-faces-informality
dc.identifier.doi10.1596/13252
dc.identifier.urihttps://hdl.handle.net/10986/13252
dc.languageEnglish
dc.language.isoen_US
dc.publisherWashington, DC
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCESS TO CREDIT
dc.subjectACCESS TO FINANCE
dc.subjectACCESS TO FINANCING
dc.subjectADVANCED ECONOMIES
dc.subjectAGE COMPOSITION
dc.subjectBANK LOANS
dc.subjectBANKS
dc.subjectBARGAINING POWER
dc.subjectBASIC NEEDS
dc.subjectBORROWER
dc.subjectBORROWING
dc.subjectBRIBES
dc.subjectBROKER
dc.subjectBUSINESS ENVIRONMENT
dc.subjectBUSINESS OPPORTUNITIES
dc.subjectBUSINESS OPPORTUNITY
dc.subjectBUSINESS OWNERS
dc.subjectCASH FLOW
dc.subjectCOLLATERAL
dc.subjectCOMPANY
dc.subjectCOMPETITIVE PRESSURE
dc.subjectCORRUPTION
dc.subjectCREDIT ACCESS
dc.subjectCREDIT GUARANTEES
dc.subjectCREDIT MARKETS
dc.subjectCURRENCY
dc.subjectCUSTOMER BASE
dc.subjectDEBT
dc.subjectDEVELOPMENT BANK
dc.subjectDISMISSAL
dc.subjectDOMESTIC WORKERS
dc.subjectDOWNSIZING
dc.subjectDRIVERS
dc.subjectEARNINGS
dc.subjectECONOMIC ACTIVITY
dc.subjectECONOMIC GROWTH
dc.subjectEDUCATIONAL ATTAINMENT
dc.subjectEMERGING ECONOMIES
dc.subjectEMPLOYEE
dc.subjectEMPLOYER
dc.subjectEMPLOYMENT GENERATION
dc.subjectEMPLOYMENT GROWTH
dc.subjectEMPLOYMENT GROWTH RATES
dc.subjectEMPLOYMENT OPPORTUNITIES
dc.subjectENTREPRENEUR
dc.subjectENTREPRENEURIAL ABILITY
dc.subjectENTREPRENEURS
dc.subjectENTREPRENEURSHIP
dc.subjectEQUIPMENT
dc.subjectEXCLUSION
dc.subjectEXPANSION
dc.subjectEXPANSIONS
dc.subjectEXPORTER
dc.subjectFAMILIES
dc.subjectFAMILY BUSINESSES
dc.subjectFAMILY RESPONSIBILITIES
dc.subjectFEMALE ENTREPRENEURS
dc.subjectFINANCIAL DEPTH
dc.subjectFIRING RESTRICTIONS
dc.subjectFIRM DYNAMICS
dc.subjectFIRM ENTRY
dc.subjectFIRM EXIT
dc.subjectFIRM GROWTH
dc.subjectFIRM LEVEL
dc.subjectFIRM PERFORMANCE
dc.subjectFIRM SIZE
dc.subjectFIRM SIZES
dc.subjectFIRM SURVIVAL
dc.subjectFIRMS
dc.subjectFIRST LOAN
dc.subjectFORMAL FINANCIAL SECTOR
dc.subjectFORMAL SECTOR WORKERS
dc.subjectFUNDING SOURCE
dc.subjectGENDER
dc.subjectGROSS DOMESTIC PRODUCT
dc.subjectHIGH INTEREST RATES
dc.subjectHOUSEHOLDS
dc.subjectINFLATION
dc.subjectINFORMAL ECONOMY
dc.subjectINFORMAL EMPLOYMENT
dc.subjectINFORMAL LENDER
dc.subjectINFORMAL LENDERS
dc.subjectINFORMAL SECTOR
dc.subjectINFORMAL WORKERS
dc.subjectINFORMATION ASYMMETRIES
dc.subjectINFORMATION SHARING
dc.subjectINITIAL LOANS
dc.subjectINTEREST RATE
dc.subjectINTEREST RATES
dc.subjectINTERNATIONAL BANK
dc.subjectINTERNATIONAL DEVELOPMENT
dc.subjectINTERNATIONAL STANDARDS
dc.subjectINVENTORY
dc.subjectINVESTMENT CLIMATE
dc.subjectJOBS
dc.subjectLABOR COSTS
dc.subjectLABOR FORCE
dc.subjectLABOR FORCE SURVEY
dc.subjectLABOR MARKET
dc.subjectLABOR MARKET INDICATORS
dc.subjectLABOR MARKET RIGIDITIES
dc.subjectLABOR PRODUCTIVITY
dc.subjectLABOR REGULATION
dc.subjectLABOR REGULATIONS
dc.subjectLABOR RELATIONS
dc.subjectLABOUR
dc.subjectLACK OF ACCESS
dc.subjectLACK OF INFORMATION
dc.subjectLEGAL REQUIREMENT
dc.subjectLEGAL REQUIREMENTS
dc.subjectLIABILITY
dc.subjectLIQUIDITY
dc.subjectLOAN
dc.subjectLOAN MATURITY
dc.subjectLOAN SIZE
dc.subjectLONG-TERM INVESTMENT
dc.subjectLOW EMPLOYMENT
dc.subjectMATURITY
dc.subjectMEDIA CAMPAIGNS
dc.subjectMEDIUM ENTERPRISE
dc.subjectMICRO ENTREPRENEURS
dc.subjectMICRO-ENTERPRISE
dc.subjectMICRO-ENTERPRISES
dc.subjectMICRO-ENTREPRENEURS
dc.subjectMICROFINANCE
dc.subjectMINIMUM WAGE
dc.subjectNEW BUSINESS
dc.subjectNOTARY
dc.subjectOCCUPATIONS
dc.subjectPAWN
dc.subjectPENSIONS
dc.subjectPERSONAL LOANS
dc.subjectPRINCIPAL FACTOR
dc.subjectPRIVATE FIRMS
dc.subjectPRODUCING GOODS
dc.subjectPRODUCTION UNITS
dc.subjectPRODUCTIVITY GROWTH
dc.subjectPROFITABILITY
dc.subjectPUBLIC BANK
dc.subjectPUBLIC POLICY
dc.subjectRECEIPTS
dc.subjectREFERENDUM
dc.subjectREGULATORY FRAMEWORK
dc.subjectRETURN
dc.subjectRULE OF LAW
dc.subjectSAFETY NETS
dc.subjectSALARIED EMPLOYMENT
dc.subjectSALARIED WORKER
dc.subjectSALARIED WORKERS
dc.subjectSALARY COSTS
dc.subjectSAVINGS
dc.subjectSELF-EMPLOYMENT
dc.subjectSERVICE SECTORS
dc.subjectSEVERANCE PAYMENTS
dc.subjectSHADOW ECONOMY
dc.subjectSHOP
dc.subjectSHOP OWNERS
dc.subjectSHOPS
dc.subjectSIZE OF FIRM
dc.subjectSMALL BUSINESS
dc.subjectSMALL BUSINESSES
dc.subjectSMALL ENTERPRISES
dc.subjectSMALL FIRM
dc.subjectSMALL FIRMS
dc.subjectSMALL-SCALE ENTREPRENEURS
dc.subjectSME
dc.subjectSOCIAL SECURITY
dc.subjectSOURCE OF INCOME
dc.subjectSOURCES OF CREDIT
dc.subjectSOURCES OF FINANCE
dc.subjectSTART-UP
dc.subjectSTART-UP CAPITAL
dc.subjectSTART-UPS
dc.subjectSTATE SUPPORT
dc.subjectSUPPLIER
dc.subjectSUPPLIERS
dc.subjectSURVIVAL RATE
dc.subjectSURVIVAL RATES
dc.subjectTAX
dc.subjectTAX BENEFITS
dc.subjectTAX BURDEN
dc.subjectTAX REGIME
dc.subjectTAX RULES
dc.subjectTAX SYSTEM
dc.subjectTAXATION
dc.subjectTERMS OF LOANS
dc.subjectTOTAL EMPLOYMENT
dc.subjectTRAINED WORKERS
dc.subjectURBAN AREAS
dc.subjectVENDOR
dc.subjectVENDORS
dc.subjectWAGE EMPLOYMENT
dc.subjectWOMEN OWNERS
dc.subjectWORKER
dc.subjectYOUNG WORKERS
dc.titleEcuador : The Faces of Informality (Las Caras de La Informalidad)en
dc.titleEcuador - Las caras de la informalidades
dc.title.alternativeEcuador - Las caras de la informalidaden
dc.title.alternativeEcuador - Las caras de la informalidades
dspace.entity.typePublication
okr.crosscuttingsolutionareaJobs
okr.date.disclosure2013-03-07
okr.date.doiregistration2025-05-07T10:50:06.634065Z
okr.doctypeEconomic & Sector Work::General Economy, Macroeconomics and Growth Study
okr.doctypeEconomic & Sector Work
okr.docurlhttp://documents.worldbank.org/curated/en/2012/01/16702564/ecuador-faces-informality
okr.globalpracticeSocial Protection and Labor
okr.globalpracticeFinance and Markets
okr.globalpracticeTrade and Competitiveness
okr.guid804261468036892770
okr.guid942561468246331465
okr.identifier.externaldocumentum000356161_20120905032554
okr.identifier.internaldocumentum16702564
okr.identifier.report67808
okr.language.supporteden
okr.language.supportedes
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2012/09/05/000356161_20120905032554/Rendered/PDF/678080ESW0P1260Faces0of0Informality.pdfen
okr.pdfurlhttp://documents.worldbank.org/curated/en/942561468246331465/pdf/678080SPANISH00Box0374379B00PUBLIC0.pdfes
okr.region.administrativeLatin America & Caribbean
okr.region.countryEcuador
okr.sectorAgriculture, fishing, and forestry :: General agriculture, fishing and forestry sector
okr.sectorPublic Administration, Law, and Justice :: General public administration sector
okr.sectorFinance :: General finance sector
okr.sectorIndustry and trade :: General industry and trade sector
okr.themeEconomic management :: Analysis of economic growth
okr.themeEconomic management :: Macroeconomic management
okr.topicSocial Protections and Labor::Labor Markets
okr.topicFinance and Financial Sector Development::Microfinance
okr.topicFinance and Financial Sector Development::Debt Markets
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicSmall Scale Enterprise
okr.topicIndustry
okr.txturlhttp://documents.worldbank.org/curated/en/942561468246331465/text/678080SPANISH00Box0374379B00PUBLIC0.txtes
okr.unitEconomic Policy Sector (LCSPE)
okr.volume1 of 1
Files
Original bundle
Now showing 1 - 4 of 4
Thumbnail Image
Name:
678080ESW0P1260Faces0of0Informality.pdf
Size:
4.9 MB
Format:
Adobe Portable Document Format
Download
No Thumbnail Available
Name:
678080ESW0P1260Faces0of0Informality.txt
Size:
453.18 KB
Format:
Plain Text
Download
Thumbnail Image
Name:
678080SPANISH00Box0374379B00PUBLIC0.pdf
Size:
3.92 MB
Format:
Adobe Portable Document Format
Download
No Thumbnail Available
Name:
678080SPANISH00Box0374379B00PUBLIC0.txt
Size:
465.93 KB
Format:
Plain Text
Download
License bundle
Now showing 1 - 2 of 2
No Thumbnail Available
Name:
license.txt
Size:
1.71 KB
Format:
Plain Text
Description:
Download
No Thumbnail Available
Name:
license.txt
Size:
1.71 KB
Format:
Plain Text
Description:
Download
Collections
General Economy, Macroeconomics, and Growth Study
Spanish PDFs Available