Publication:
Advancing Crisis-Resilient Social Protection Through a Hybrid Social Protection Scheme in Pakistan: An Empirical Analysis

dc.contributor.authorAdil, Fareeha
dc.contributor.authorGuven, Melis
dc.date.accessioned2024-08-21T14:11:29Z
dc.date.available2024-08-21T14:11:29Z
dc.date.issued2024-08-21
dc.description.abstractThe objective of this paper is to summarize analysis conducted to provide inputs to the Hybrid Social Protection Scheme (HSPS) pilot. Following the analysis conducted, the Benazir Income Support Program (BISP) launched the HSPS in December 2023. Eligible households for the scheme include existing beneficiary households (with a BISP unconditional cash transfer program cut-off score of 32) and those with a PMT score of up to 40. It is expected that a significant portion of households participating in the HSPS pilot consist of households with one or more members engaged in informal sector employment. The focus of the analysis was on gaining insights into saving behaviors, perceptions, and aspirations among potential participants in the HSPS through a survey. The research employed both quantitative and qualitative analysis to gather insights from a representative sample of BISP beneficiaries who exited the program due to improvements in their welfare status, making them ineligible for continued support. This study covered 12 districts across four provinces in Pakistan. The empirical findings suggest that financial literacy, digital inclusion, and family support are key drivers of saving demand. Conversely, taking loans, money transfer methods, and a lack of self-control in spending are observed to have adverse effects on the saving behavior. The multinomial logit analysis indicates a preference for monthly saving frequency and a rationality toward saving with the expectation of lucrative profits and matching contributions from the government. Moreover, the qualitative results underscore the feasibility of implementing HSPS tailored to the savings behavior of BISP beneficiaries contingent upon their willingness to open bank accounts. The study emphasizes the need to enhance literacy skills, promote digital access, and provide customized training and awareness initiatives to successfully implement the HSPS.en
dc.identifierhttp://documents.worldbank.org/curated/en/099157308122489191/IDU1a787561014813140bf188261da22b9059405
dc.identifier.doi10.1596/42066
dc.identifier.urihttps://hdl.handle.net/10986/42066
dc.languageEnglish
dc.language.isoen_US
dc.publisherWashington, DC: World Bank
dc.relation.ispartofseriesSocial Protection & Jobs Discussion Paper; No. 2407
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttps://creativecommons.org/licenses/by 3.0/igo
dc.subjectSOCIAL ANALYSIS
dc.subjectSOCIAL ACCOUNTABILITY
dc.subjectDIGITAL ECONOMY STRATEGY
dc.subjectSOCIAL ADAPTATION
dc.subjectSOCIAL COHESION
dc.subjectSOCIAL RESILIENCE AND CLIMATE CHANGE
dc.subjectICT STRATEGY, POLICY AND REGULATION
dc.subjectSOCIAL DEVELOPMENT
dc.subjectDIGITAL GOVERNMENT
dc.subjectICT STRATEGY
dc.subjectINFORMATION AND COMMUNICATIONS TECHNOLOGIES
dc.subjectDECENT WORK AND ECONOMIC GROWTH
dc.subjectSDG 8
dc.subjectINDUSTRY, INNOVATION AND INFRASTRUCTURE
dc.subjectSDG 9
dc.subjectPEACE, JUSTICE AND STRONG INSTITUTIONS
dc.subjectSDG 16
dc.titleAdvancing Crisis-Resilient Social Protection Through a Hybrid Social Protection Scheme in Pakistanen
dc.title.subtitleAn Empirical Analysisen
dc.typeReport
dspace.entity.typePublication
okr.crossref.titleAdvancing Crisis-Resilient Social Protection Through a Hybrid Social Protection Scheme in Pakistan: An Empirical Analysis
okr.date.disclosure2024-08-21
okr.date.lastmodified2024-08-12T00:00:00Zen
okr.doctypeWorking Paper (Numbered Series)
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/099157308122489191/IDU1a787561014813140bf188261da22b9059405
okr.guid099157308122489191
okr.identifier.docmidIDU-a7875610-4813-40bf-8826-da22b9059405
okr.identifier.doihttps://doi.org/10.1596/42066
okr.identifier.externaldocumentum34376244
okr.identifier.internaldocumentum34376244
okr.identifier.report192986
okr.import.id5119
okr.importedtrueen
okr.language.supporteden
okr.pdfurlhttp://documents.worldbank.org/curated/en/099157308122489191/pdf/IDU1a787561014813140bf188261da22b9059405.pdfen
okr.region.administrativeSouth Asia
okr.region.countryPakistan
okr.topicGovernance::E-Government
okr.topicInformation and Communication Technologies::ICT Applications
okr.topicInformation and Communication Technologies::ICT Policy and Strategies
okr.topicSocial Protections and Labor::Social Protections & Assistance
okr.unitSocial Protection & Labor Global (HSPGE)
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