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Agent Banking in a Highly Under-Developed Financial Sector: Evidence from the Democratic Republic of Congo

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dc.contributor.authorCull, Robert
dc.contributor.authorGine, Xavier
dc.contributor.authorHarten, Sven
dc.contributor.authorRusu, Anca Bogdana
dc.date.accessioned2017-03-01T21:39:21Z
dc.date.available2017-03-01T21:39:21Z
dc.date.issued2017-02
dc.description.abstractThe paper provides evidence on the number and volume of financial transactions undertaken by agents (local businesses that double as more convenient, lower cost alternatives to formal branches) of the largest microfinance institution operating in the Democratic Republic of Congo. More important than agents’ personal characteristics, transactions are higher in low-income, densely populated areas with high levels of commercial development. This finding suggests that the agent network has been best at supporting financial transactions among the urban poor. In addition, branding and effective liquidity management are strongly linked to agent activity.en
dc.identifierhttp://documents.worldbank.org/curated/en/722441488208513171/Agent-banking-in-a-highly-under-developed-financial-sector-evidence-from-the-Democratic-Republic-of-Congo
dc.identifier.doi10.1596/1813-9450-7984
dc.identifier.urihttps://hdl.handle.net/10986/26182
dc.languageEnglish
dc.language.isoen_US
dc.publisherWorld Bank, Washington, DC
dc.relation.ispartofseriesPolicy Research Working Paper;No. 7984
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo
dc.subjectmicrofinance
dc.subjectagent banking
dc.subjectfinancial inclusion
dc.subjectfinancial institutions
dc.subjectnon-bank financial institutions
dc.subjectliquidity management
dc.titleAgent Banking in a Highly Under-Developed Financial Sectoren
dc.title.subtitleEvidence from the Democratic Republic of Congoen
dc.typeWorking Paperen
dc.typeDocument de travailfr
dc.typeDocumento de trabajoes
dspace.entity.typePublication
okr.crossref.titleAgent Banking in a Highly Under-Developed Financial Sector: Evidence from the Democratic Republic of Congo
okr.date.disclosure2017-02-27
okr.doctypePublications & Research
okr.doctypePublications & Research::Policy Research Working Paper
okr.docurlhttp://documents.worldbank.org/curated/en/722441488208513171/Agent-banking-in-a-highly-under-developed-financial-sector-evidence-from-the-Democratic-Republic-of-Congo
okr.guid722441488208513171
okr.identifier.doi10.1596/1813-9450-7984
okr.identifier.doihttps://doi.org/10.1596/1813-9450-7984
okr.identifier.externaldocumentum090224b08498e52b_1_0
okr.identifier.internaldocumentum27227344
okr.identifier.reportWPS7984
okr.importedtrue
okr.language.supporteden
okr.pdfurlhttp://documents.worldbank.org/curated/en/722441488208513171/pdf/WPS7984.pdfen
okr.region.administrativeAfrica
okr.region.countryCongo, Democratic Republic of
okr.statistics.combined2901
okr.statistics.dr722441488208513171
okr.statistics.drstats1871
okr.topicFinance and Financial Sector Development::Microfinance
okr.topicRural Development::Rural Microfinance and SMEs
okr.topicUrban Development::Urban Financial Intermediation
okr.unitFinance and Private Sector Development Team, Development Research Group
relation.isAuthorOfPublication460a3e9c-f7d0-5335-977a-578f6fc8ebe3
relation.isAuthorOfPublication.latestForDiscovery460a3e9c-f7d0-5335-977a-578f6fc8ebe3
relation.isSeriesOfPublication26e071dc-b0bf-409c-b982-df2970295c87
relation.isSeriesOfPublication.latestForDiscovery26e071dc-b0bf-409c-b982-df2970295c87
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