Publication:
Financial Access 2009 : Measuring Access to Financial Services around the World

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dc.contributor.authorConsultative Group to Assist the Poor
dc.date.accessioned2013-03-21T20:37:25Z
dc.date.available2013-03-21T20:37:25Z
dc.date.issued2009-09
dc.description.abstractFinancial Access 2009 introduces the latest data from a survey of financial regulators in 139 countries. It presents indicators of access to savings, credit, and payment services in banks, and in regulated nonbank financial institutions. It is intended for a broad audience of policymakers, researchers, practitioners, multilateral and bilateral investors, in order to guide monetary policy, monitor systemic risks, and collect information on the values of deposits and credit. This report reviews three interventions: disclosure requirements, interest rate caps, and methods to address excessive lending that can result in consumer indebtedness. Improved transparency and disclosure allow borrowers to make informed choices and can facilitate competition in financial markets, eventually leading to lower prices and improved products. Policies to restrict interest rates or credit quantity, especially in consumer credit, seem to have limited effect but require further analysis.en
dc.identifierhttp://documents.worldbank.org/curated/en/2009/01/16418208/financial-access-2009-measuring-access-financial-services-around-world
dc.identifier.doi10.1596/12843
dc.identifier.urihttps://hdl.handle.net/10986/12843
dc.languageEnglish
dc.language.isoen_US
dc.publisherConsultative Group to Assist the Poor/The World Bank, Washington, DC
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCESS POINT
dc.subjectACCESS POINTS
dc.subjectACCESS TO CREDIT
dc.subjectACCESS TO FINANCE
dc.subjectACCESS TO FINANCIAL SERVICES
dc.subjectACCESS TO SAVING
dc.subjectACCESS TO SAVINGS
dc.subjectACCOUNT HOLDERS
dc.subjectACCOUNT OWNERSHIP
dc.subjectACCOUNTING
dc.subjectADMINISTRATIVE COSTS
dc.subjectAPPROVAL PROCESS
dc.subjectASSET BUILDING
dc.subjectATM
dc.subjectATMS
dc.subjectAVERAGE BALANCES
dc.subjectBALANCE SHEETS
dc.subjectBANK ACCOUNT
dc.subjectBANK ACCOUNTS
dc.subjectBANK BORROWERS
dc.subjectBANK BRANCH
dc.subjectBANK BRANCH NETWORKS
dc.subjectBANK BRANCHES
dc.subjectBANK DATA
dc.subjectBANK DEPOSIT
dc.subjectBANK DEPOSITS
dc.subjectBANK LENDING
dc.subjectBANK LOAN
dc.subjectBANK LOANS
dc.subjectBANK OFFICIALS
dc.subjectBANKING ACCOUNTS
dc.subjectBANKING NETWORKS
dc.subjectBANKING SERVICES
dc.subjectBANKING SYSTEM
dc.subjectBASIC BANKING
dc.subjectBENEFICIARIES
dc.subjectBIASES
dc.subjectBORROWER
dc.subjectBORROWING
dc.subjectBRIBE
dc.subjectBUSINESS FINANCES
dc.subjectCASH DEPOSIT
dc.subjectCASH PAYMENTS
dc.subjectCOLLATERAL
dc.subjectCOMMERCIAL BANK
dc.subjectCOMMERCIAL BANKING
dc.subjectCOMMERCIAL BANKS
dc.subjectCOMMERCIAL TRANSACTION
dc.subjectCOMPLIANCE COSTS
dc.subjectCONSUMER
dc.subjectCONSUMER CREDIT
dc.subjectCONSUMER LENDING
dc.subjectCONSUMER PROTECTION
dc.subjectCONSUMERS
dc.subjectCONTRIBUTION
dc.subjectCONTRIBUTIONS
dc.subjectCOOPERATIVES
dc.subjectCORRUPTION
dc.subjectCOST OF CREDIT
dc.subjectCREDIT BUREAU
dc.subjectCREDIT BUREAUS
dc.subjectCREDIT CARD
dc.subjectCREDIT DECISIONS
dc.subjectCREDIT HISTORY
dc.subjectCREDIT INFORMATION
dc.subjectCREDIT INFORMATION SYSTEM
dc.subjectCREDIT INFORMATION SYSTEMS
dc.subjectCREDIT INSTITUTIONS
dc.subjectCREDIT MARKET
dc.subjectCREDIT MARKETS
dc.subjectCREDIT PORTFOLIO
dc.subjectCREDIT PRODUCTS
dc.subjectCREDIT PROVIDER
dc.subjectCREDIT PROVIDERS
dc.subjectCREDIT REGISTRIES
dc.subjectCREDIT REGISTRY
dc.subjectCREDIT UNIONS
dc.subjectCREDITOR
dc.subjectCREDITORS
dc.subjectDEBIT CARD
dc.subjectDEBIT CARDS
dc.subjectDEBT
dc.subjectDEPOSIT
dc.subjectDEPOSIT ACCOUNT
dc.subjectDEPOSIT ACCOUNTS
dc.subjectDEPOSIT INSURANCE
dc.subjectDEPOSITOR
dc.subjectDEPOSITORS
dc.subjectDEPOSITORY INSTITUTIONS
dc.subjectDEPOSITS
dc.subjectDEVELOPMENT BANK
dc.subjectDEVELOPMENT BANKS
dc.subjectDEVELOPMENT FINANCE
dc.subjectDEVELOPMENT FINANCE INSTITUTIONS
dc.subjectDIRECT COSTS
dc.subjectDIRECT DEPOSITS
dc.subjectDIRECT FINANCING
dc.subjectDISCLOSURE REQUIREMENT
dc.subjectDISCLOSURE REQUIREMENTS
dc.subjectDOCUMENTATION REQUIREMENTS
dc.subjectECONOMIC DEVELOPMENT
dc.subjectECONOMIC GROWTH
dc.subjectECONOMIC POLICIES
dc.subjectELECTRONIC TRANSFERS
dc.subjectENTREPRENEURS
dc.subjectEXCLUSION
dc.subjectFAMILIES
dc.subjectFARMERS
dc.subjectFINANCES
dc.subjectFINANCIAL ACCESS
dc.subjectFINANCIAL ACCESS INDICATORS
dc.subjectFINANCIAL DEVELOPMENT
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL LITERACY
dc.subjectFINANCIAL MARKETS
dc.subjectFINANCIAL OBLIGATIONS
dc.subjectFINANCIAL PRODUCTS
dc.subjectFINANCIAL REGULATOR
dc.subjectFINANCIAL REGULATORS
dc.subjectFINANCIAL SERVICE
dc.subjectFINANCIAL SERVICE PROVIDERS
dc.subjectFINANCIAL STABILITY
dc.subjectFINANCIAL SYSTEM
dc.subjectFINANCIAL SYSTEMS
dc.subjectFIXED COSTS
dc.subjectFORMAL BANK
dc.subjectFORMAL CREDIT
dc.subjectFORMAL FINANCIAL SECTOR
dc.subjectFORMAL FINANCIAL SERVICES
dc.subjectFORMAL LENDING
dc.subjectGROUPS OF PEOPLE
dc.subjectGUARANTEE SCHEME
dc.subjectHIGH INTEREST RATES
dc.subjectHOUSEHOLDS
dc.subjectINCOME
dc.subjectINDEBTEDNESS
dc.subjectINDICATORS OF ACCESS
dc.subjectINDIVIDUAL ACCOUNTS
dc.subjectINFLATION
dc.subjectINFORMAL FINANCIAL INSTITUTIONS
dc.subjectINFORMAL SAVINGS
dc.subjectINFORMATION ASYMMETRIES
dc.subjectINFORMATION SHARING
dc.subjectINFORMATION SYSTEM
dc.subjectINFORMED CHOICES
dc.subjectINITIAL DEPOSITS
dc.subjectINSURANCE SCHEME
dc.subjectINTEREST RATE
dc.subjectINTEREST RATES
dc.subjectLENDER
dc.subjectLENDERS
dc.subjectLOAN
dc.subjectLOAN SIZE
dc.subjectLOAN SIZES
dc.subjectLOAN TERMS
dc.subjectLOW INCOME
dc.subjectLOW MINIMUM BALANCES
dc.subjectLOW-INCOME
dc.subjectLOWER INCOME
dc.subjectMAINTENANCE FEE
dc.subjectMAINTENANCE FEES
dc.subjectMARKETING
dc.subjectMICROCREDIT
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE INSTITUTIONS
dc.subjectMINIMUM BALANCE
dc.subjectMONETARY POLICY
dc.subjectMONEY LAUNDERING
dc.subjectMONEY LENDERS
dc.subjectMONEYLENDERS
dc.subjectMONTHLY FEE
dc.subjectMONTHLY PAYMENTS
dc.subjectOPERATING COST
dc.subjectOUTREACH
dc.subjectOUTSTANDING LOANS
dc.subjectPAYMENT SERVICES
dc.subjectPAYMENTS SERVICES
dc.subjectPENSIONS
dc.subjectPOINT-OF-SALE
dc.subjectPOINT-OF-SALE TERMINALS
dc.subjectPOOR BORROWERS
dc.subjectPOOR CLIENTS
dc.subjectPOSTAL BANK
dc.subjectPOSTAL BANKING
dc.subjectPOSTAL BANKS
dc.subjectPRIVATE CREDIT
dc.subjectPRIVATE FINANCIAL INSTITUTIONS
dc.subjectPRIVATE SAVINGS
dc.subjectPUBLIC CREDIT
dc.subjectQUESTIONNAIRE
dc.subjectRECORD KEEPING
dc.subjectREGULAR PAYMENTS
dc.subjectREGULAR SAVINGS
dc.subjectREPAYMENT
dc.subjectRISK MITIGATION
dc.subjectRURAL BRANCHES
dc.subjectRURAL CLIENTS
dc.subjectSAVERS
dc.subjectSAVINGS
dc.subjectSAVINGS ACCOUNTS
dc.subjectSAVINGS PROGRAMS
dc.subjectSAVINGS RATE
dc.subjectSAVINGS SERVICES
dc.subjectSMALL BUSINESS
dc.subjectSMALL BUSINESS OWNERS
dc.subjectSMALL BUSINESSES
dc.subjectSMALL ENTERPRISES
dc.subjectSMALL ENTREPRENEURS
dc.subjectSMALL LOANS
dc.subjectSMART CARDS
dc.subjectSOCIAL DEVELOPMENT
dc.subjectSOCIAL SECURITY
dc.subjectSOURCE OF CREDIT
dc.subjectSOURCE OF FUNDS
dc.subjectSOURCES OF CREDIT
dc.subjectTAX ADVANTAGES
dc.subjectTAX BREAKS
dc.subjectTAX INCENTIVE
dc.subjectTAX INCENTIVES
dc.subjectTERM CREDIT
dc.subjectTRANSACTION COSTS
dc.subjectUNEMPLOYMENT
dc.subjectUNSTABLE INCOMES
dc.subjectUSURY
dc.subjectUSURY CEILINGS
dc.subjectVALUABLE
dc.subjectVILLAGES
dc.subjectVULNERABLE GROUPS
dc.subjectWAGE
dc.subjectWAGES
dc.subjectWORTH
dc.titleFinancial Access 2009 : Measuring Access to Financial Services around the Worlden
dspace.entity.typePublication
okr.date.disclosure2012-06-23
okr.date.doiregistration2025-05-07T10:16:56.306834Z
okr.doctypeEconomic & Sector Work::Other Financial Sector Study
okr.doctypeEconomic & Sector Work
okr.docurlhttp://documents.worldbank.org/curated/en/2009/01/16418208/financial-access-2009-measuring-access-financial-services-around-world
okr.globalpracticeFinance and Markets
okr.globalpracticeTrade and Competitiveness
okr.guid846671468331857273
okr.identifier.externaldocumentum000426104_20120623151827
okr.identifier.internaldocumentum16418208
okr.identifier.report70079
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2012/06/23/000426104_20120623151827/Rendered/PDF/700790ESW0P1160inancial0Access02009.pdfen
okr.sectorFinance :: General finance sector
okr.topicBanks and Banking Reform
okr.topicFinance and Financial Sector Development::Debt Markets
okr.topicPrivate Sector Development::Emerging Markets
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicFinance and Financial Sector Development::Financial Literacy
okr.unitLibrary & Archives ofDevelopment (IMTLA)
okr.volume1 of 1
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