Publication:
Banking in Africa

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dc.contributor.authorCull, Robert
dc.contributor.authorBeck, Thorsten
dc.date.accessioned2014-02-04T21:00:51Z
dc.date.available2014-02-04T21:00:51Z
dc.date.issued2013-10
dc.description.abstractThis paper takes stock of the current state of banking systems across Sub-Saharan Africa and discusses recent developments including innovations that might help Africa leapfrog more traditional banking models. Using an array of different data, the paper documents that African banking systems are shallow but stable. African banks are well capitalized and over-liquid, but lend less to the private sector than banks in non-African developing countries. African enterprises and households are less likely to use financial services than their peers in other developing countries. The paper also describes a number of financial innovations across the continent that can help overcome different barriers to financial inclusion and have helped to expand the bankable and the banked population.en
dc.identifierhttp://documents.worldbank.org/curated/en/2013/10/18464500/banking-africa
dc.identifier.doi10.1596/1813-9450-6684
dc.identifier.urihttps://hdl.handle.net/10986/16899
dc.languageEnglish
dc.language.isoen_US
dc.publisherWorld Bank, Washington, DC
dc.relation.ispartofseriesPolicy Research Working Paper;No. 6684
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCESS TO BANKING
dc.subjectACCESS TO BANKING SERVICES
dc.subjectACCESS TO CREDIT
dc.subjectACCESS TO EXTERNAL FINANCE
dc.subjectACCESS TO FINANCE
dc.subjectACCESS TO FINANCIAL SERVICES
dc.subjectACCESS TO FORMAL FINANCE
dc.subjectACCOUNT HOLDERS
dc.subjectAPPLICATION PROCEDURES
dc.subjectBALANCE SHEET
dc.subjectBALANCE SHEETS
dc.subjectBANK
dc.subjectBANK ACCOUNT
dc.subjectBANK ACCOUNTS
dc.subjectBANK BRANCH
dc.subjectBANK BRANCHES
dc.subjectBANK COMPETITION
dc.subjectBANK CREDIT
dc.subjectBANK DEPOSITS
dc.subjectBANK OFFICES
dc.subjectBANKING CRISES
dc.subjectBANKING MODELS
dc.subjectBANKING SECTOR
dc.subjectBANKING SECTOR DEVELOPMENT
dc.subjectBANKING SYSTEM
dc.subjectBANKING SYSTEMS
dc.subjectBANKS
dc.subjectBIAS
dc.subjectBOND MARKET
dc.subjectBORROWER
dc.subjectBORROWERS
dc.subjectBORROWING
dc.subjectBRIBES
dc.subjectBUSINESS OWNERS
dc.subjectBUSINESS TRANSACTIONS
dc.subjectCAPITAL
dc.subjectCAPITAL MARKETS
dc.subjectCOLLATERAL
dc.subjectCOLLATERAL REQUIREMENTS
dc.subjectCOMMERCIAL BANK
dc.subjectCOMMERCIAL BANKS
dc.subjectCONSUMER CREDIT
dc.subjectCONTRACTUAL SAVINGS
dc.subjectCONTRACTUAL SAVINGS INSTITUTIONS
dc.subjectCOOPERATION
dc.subjectCOOPERATIVES
dc.subjectCORPORATE FINANCE
dc.subjectCOST OF CREDIT
dc.subjectCREDIT
dc.subjectCREDIT GUARANTEES
dc.subjectCREDIT HISTORIES
dc.subjectCREDIT HISTORY
dc.subjectCREDIT INFORMATION
dc.subjectCREDIT LEVELS
dc.subjectCREDIT MARKET
dc.subjectCREDIT MARKETS
dc.subjectCREDIT PRODUCTS
dc.subjectCREDIT PROVISION
dc.subjectCREDIT REGISTRIES
dc.subjectCREDIT REGISTRY
dc.subjectCREDIT UNIONS
dc.subjectCREDITOR
dc.subjectCROSS-BORDER BANKING
dc.subjectCURRENT ACCOUNT
dc.subjectDEMAND FOR SAVINGS
dc.subjectDEPOSIT
dc.subjectDIRECT DEPOSIT
dc.subjectECONOMIC AGENTS
dc.subjectECONOMIC DEVELOPMENT
dc.subjectECONOMIC GROWTH
dc.subjectECONOMIC OPPORTUNITIES
dc.subjectELECTRONIC PAYMENT
dc.subjectELECTRONIC TRANSFERS
dc.subjectEMPLOYMENT STATUS
dc.subjectENDOWMENT
dc.subjectENTERPRISE
dc.subjectENTERPRISE ACCESS
dc.subjectENTERPRISE REGISTRATION
dc.subjectENTERPRISES
dc.subjectEQUITY
dc.subjectEQUITY FINANCE
dc.subjectEQUITY FUNDS
dc.subjectEXPENDITURES
dc.subjectFARMERS
dc.subjectFEMALE BUSINESS
dc.subjectFINANCE
dc.subjectFINANCIAL ACCOUNT
dc.subjectFINANCIAL ACCOUNTS
dc.subjectFINANCIAL DEEPENING
dc.subjectFINANCIAL DEPTH
dc.subjectFINANCIAL DEVELOPMENT
dc.subjectFINANCIAL GLOBALIZATION
dc.subjectFINANCIAL INNOVATION
dc.subjectFINANCIAL INNOVATIONS
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL INSTRUMENTS
dc.subjectFINANCIAL INTERMEDIATION
dc.subjectFINANCIAL LIBERALIZATION
dc.subjectFINANCIAL LITERACY
dc.subjectFINANCIAL MARKETS
dc.subjectFINANCIAL PRODUCTS
dc.subjectFINANCIAL REGULATION
dc.subjectFINANCIAL SECTOR POLICIES
dc.subjectFINANCIAL SECTOR REFORM
dc.subjectFINANCIAL SECTOR REFORMS
dc.subjectFINANCIAL SERVICE
dc.subjectFINANCIAL SERVICE PROVIDERS
dc.subjectFINANCIAL SERVICES
dc.subjectFINANCIAL SERVICES PROVIDERS
dc.subjectFINANCIAL STABILITY
dc.subjectFINANCIAL SYSTEM
dc.subjectFINANCIAL SYSTEMS
dc.subjectFINANCIAL TRANSACTIONS
dc.subjectFINANCING
dc.subjectFINANCING NEEDS
dc.subjectFIXED COSTS
dc.subjectFOREIGN DIRECT INVESTMENT
dc.subjectFORMAL BANK
dc.subjectFORMAL FINANCE
dc.subjectFORMAL FINANCIAL INSTITUTION
dc.subjectFORMAL FINANCIAL INSTITUTIONS
dc.subjectFORMAL FINANCIAL SERVICES
dc.subjectGENDER
dc.subjectGENDER GAP
dc.subjectGENDER GAPS
dc.subjectGEOGRAPHIC BARRIERS
dc.subjectGOVERNANCE
dc.subjectGOVERNMENT INTERVENTIONS
dc.subjectGOVERNMENTS
dc.subjectGUARANTEES
dc.subjectHIGH INTEREST RATE
dc.subjectHIGH INTEREST RATES
dc.subjectHOUSEHOLD
dc.subjectHOUSEHOLD ACCESS
dc.subjectHOUSEHOLD INCOME
dc.subjectHOUSEHOLDS
dc.subjectHOUSING FINANCE
dc.subjectINDICATORS OF ACCESS
dc.subjectINFLATION
dc.subjectINFORMAL FINANCE
dc.subjectINFORMAL SAVINGS
dc.subjectINFORMATION SHARING
dc.subjectINSTITUTIONAL DEVELOPMENT
dc.subjectINSURANCE
dc.subjectINSURANCE POLICY
dc.subjectINTEREST
dc.subjectINTEREST RATE
dc.subjectINTEREST RATE CEILINGS
dc.subjectINTEREST RATES
dc.subjectINTERESTS
dc.subjectINTERNATIONAL BANK
dc.subjectINTERNATIONAL BANKS
dc.subjectKNOWN STUDIES
dc.subjectLAND
dc.subjectLENDING TECHNIQUES
dc.subjectLINE OF CREDIT
dc.subjectLOAN
dc.subjectLOAN APPLICATION
dc.subjectLOAN PORTFOLIO
dc.subjectLOAN PRODUCT
dc.subjectLOAN SIZE
dc.subjectLOANS
dc.subjectMACROECONOMICS
dc.subjectMAINSTREAM BANK
dc.subjectMARGINAL REVENUE
dc.subjectMATURITIES
dc.subjectMFI
dc.subjectMFIS
dc.subjectMICRO-CREDIT
dc.subjectMICROCREDIT
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE INSTITUTIONS
dc.subjectMONEY TRANSFER
dc.subjectMORAL HAZARD
dc.subjectMORTGAGE
dc.subjectMORTGAGES
dc.subjectMUTUAL FUNDS
dc.subjectOPERATING COSTS
dc.subjectOUTREACH
dc.subjectOVERHEAD COSTS
dc.subjectPARTIAL CREDIT
dc.subjectPAYMENT
dc.subjectPAYMENT SERVICES
dc.subjectPAYMENTS
dc.subjectPAYMENTS INFRASTRUCTURE
dc.subjectPENSION FUNDS
dc.subjectPEOPLE
dc.subjectPRIVATE CREDIT
dc.subjectPRIVATE EQUITY
dc.subjectPRIVATIZATION
dc.subjectPROFIT MARGIN
dc.subjectPROFIT MARGINS
dc.subjectPROFITABILITY
dc.subjectPROPERTY
dc.subjectREAL SECTOR
dc.subjectREMITTANCES
dc.subjectREPAYMENT
dc.subjectREPAYMENT RATES
dc.subjectRESERVE REQUIREMENTS
dc.subjectRETAIL BUSINESSES
dc.subjectRETURN ON ASSETS
dc.subjectRETURN ON INVESTMENT
dc.subjectREVENUE
dc.subjectRISK
dc.subjectRISK MANAGEMENT
dc.subjectRISK MITIGATION
dc.subjectRURAL BANK
dc.subjectRURAL BANKS
dc.subjectSAVINGS ACCOUNT
dc.subjectSAVINGS INSTITUTIONS
dc.subjectSAVINGS MECHANISMS
dc.subjectSAVINGS PRODUCTS
dc.subjectSECURITIES
dc.subjectSMALL BUSINESS
dc.subjectSMALL BUSINESS LENDING
dc.subjectSMALL ENTERPRISES
dc.subjectSOCIAL BANKING
dc.subjectSOCIAL NETWORKS
dc.subjectSTRATEGIES
dc.subjectTRANSACTION COSTS
dc.subjectURBAN AREAS
dc.subjectVALUE
dc.subjectVILLAGES
dc.subjectWITHDRAWAL FEES
dc.subjectWOMEN
dc.subjectWOMEN BORROWERS
dc.subjectfinancial inclusion
dc.titleBanking in Africaen
dspace.entity.typePublication
okr.crossref.titleBanking in Africa
okr.date.disclosure2013-10-01
okr.date.doiregistration2025-04-10T11:44:17.404619Z
okr.doctypePublications & Research::Policy Research Working Paper
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/2013/10/18464500/banking-africa
okr.globalpracticeFinance and Markets
okr.globalpracticeTrade and Competitiveness
okr.guid615881468202167785
okr.identifier.doi10.1596/1813-9450-6684
okr.identifier.externaldocumentum000158349_20131031115418
okr.identifier.internaldocumentum18464500
okr.identifier.reportWPS6684
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2013/10/31/000158349_20131031115418/Rendered/PDF/WPS6684.pdfen
okr.region.administrativeAfrica
okr.region.geographicalSub-Saharan Africa
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicBanks and Banking Reform
okr.topicPrivate Sector Development::Emerging Markets
okr.topicFinance and Financial Sector Development::Bankruptcy and Resolution of Financial Distress
okr.topicFinance and Financial Sector Development::Debt Markets
okr.unitFinance and Private Sector Development Team, Development Research Group
okr.volume1 of 1
relation.isAuthorOfPublication4694cd5a-bd90-594b-abe2-f5b681139e6d
relation.isAuthorOfPublication.latestForDiscovery4694cd5a-bd90-594b-abe2-f5b681139e6d
relation.isSeriesOfPublication26e071dc-b0bf-409c-b982-df2970295c87
relation.isSeriesOfPublication.latestForDiscovery26e071dc-b0bf-409c-b982-df2970295c87
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