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Use of the Formal and Informal Financial Sectors: Does Gender Matter? Empirical Evidence from Rural Bangladesh

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dc.contributor.authorMcKernan, Signe-Mary
dc.contributor.authorPitt, Mark M.
dc.contributor.authorMoskowitz, David
dc.date.accessioned2012-06-25T14:35:45Z
dc.date.available2012-06-25T14:35:45Z
dc.date.issued2005-01
dc.description.abstractAccess to transfers and credit, whether cash or in-kind, is a major source of poverty alleviation and income generation in many developing countries around the world. Women may especially benefit from transfers and credit in countries such as Bangladesh, where they often have few work alternatives. In this paper, the authors descriptively examine the formal and informal financial sectors of rural Bangladesh, placing special emphasis on differences between men and women. Their analysis uses unique data on the credit and transfer behaviors of 1,800 households in rural Bangladesh. The authors focus on five important questions: a) How important are the formal and informal financial sectors? b) What are the primary sources of gifts and loans within those sectors? c) Do men and women rely on different sources for finances (for example, formal versus informal) or different types of finances (for example, transfers versus loans)? d) How have the financial sectors evolved during the 1990s? e) What is the relationship between the formal and informal sectors?en
dc.identifierhttp://documents.worldbank.org/curated/en/2005/01/5623838/use-formal-informal-financial-sectors-gender-matter-empirical-evidence-rural-bangladesh
dc.identifier.doi10.1596/1813-9450-3491
dc.identifier.urihttps://hdl.handle.net/10986/8911
dc.languageEnglish
dc.language.isoen_US
dc.publisherWorld Bank, Washington, DC
dc.relation.ispartofseriesPolicy Research Working Paper; No. 3491
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCOUNTING
dc.subjectAGRICULTURAL DEVELOPMENT BANKS
dc.subjectAID
dc.subjectASSETS
dc.subjectBORROWING
dc.subjectCOMMERCIAL BANKS
dc.subjectCONTROL OF WOMEN
dc.subjectCREDIT MARKETS
dc.subjectCREDIT PROGRAMS
dc.subjectCROWDING OUT
dc.subjectDEALERS
dc.subjectDRAFTS
dc.subjectECONOMIC GROWTH
dc.subjectEMPLOYMENT
dc.subjectEXPENDITURE
dc.subjectFINANCIAL ASSISTANCE
dc.subjectFINANCIAL MECHANISMS
dc.subjectFINANCIAL RESOURCES
dc.subjectFINANCIAL SECTOR
dc.subjectFINANCIAL SERVICES
dc.subjectFISCAL YEAR
dc.subjectFOOD PROGRAMS
dc.subjectGENDER
dc.subjectGENDER ANALYSIS
dc.subjectGENDER EQUALITY
dc.subjectGIRLS
dc.subjectGRAMEEN BANK
dc.subjectHOUSEHOLD INCOME
dc.subjectINCOME
dc.subjectINCOME DISTRIBUTION
dc.subjectINFLATION
dc.subjectINFORMAL TRANSFERS
dc.subjectINSURANCE
dc.subjectINTERHOUSEHOLD TRANSFERS
dc.subjectLAWS
dc.subjectLIQUIDITY
dc.subjectLOAN REPAYMENT
dc.subjectMICROCREDIT PROGRAMS
dc.subjectMICROFINANCE
dc.subjectOBLIGATION
dc.subjectOLD AGE
dc.subjectPENSIONS
dc.subjectPOOR
dc.subjectPOVERTY ALLEVIATION
dc.subjectPRIVATE TRANSFERS
dc.subjectPUBLIC POLICIES
dc.subjectPUBLIC POLICY
dc.subjectRESOURCE ALLOCATION
dc.subjectRESOURCE ALLOCATIONS
dc.subjectRURAL DEVELOPMENT
dc.subjectRURAL POVERTY
dc.subjectSMALL LOANS
dc.subjectSOCIAL SECURITY
dc.subjectSOCIAL SECURITY PROGRAMS
dc.subjectTARGETING
dc.subjectTRANSFER PROGRAMS
dc.subjectWAGES
dc.subjectWHO
dc.titleUse of the Formal and Informal Financial Sectors: Does Gender Matter? Empirical Evidence from Rural Bangladeshen
dspace.entity.typePublication
okr.crosscuttingsolutionareaGender
okr.crossref.titleUse of the Formal and Informal Financial Sectors: Does Gender Matter? Empirical Evidence from Rural Bangladesh
okr.date.doiregistration2025-04-10T07:16:33.284153Z
okr.doctypePublications & Research::Policy Research Working Paper
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/2005/01/5623838/use-formal-informal-financial-sectors-gender-matter-empirical-evidence-rural-bangladesh
okr.globalpracticeSocial, Urban, Rural and Resilience
okr.globalpracticeGovernance
okr.globalpracticeSocial Protection and Labor
okr.globalpracticePoverty
okr.guid562821468768586800
okr.identifier.doi10.1596/1813-9450-3491
okr.identifier.externaldocumentum000112742_20050224152415
okr.identifier.internaldocumentum5623838
okr.identifier.reportWPS3491
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2005/02/24/000112742_20050224152415/Rendered/PDF/wps3491.pdfen
okr.region.administrativeSouth Asia
okr.region.countryBangladesh
okr.topicSocial Protections and Labor::Safety Nets and Transfers
okr.topicBanks and Banking Reform
okr.topicServices and Transfers to Poor
okr.topicPoverty Reduction::Rural Poverty Reduction
okr.topicPayment Systems and Infrastructure
okr.topicPoverty Reduction::Poverty Assessment
okr.topicUrban Development::Municipal Financial Management
okr.topicGender::Gender and Development
okr.unitGender and Development (PRMGE)
okr.volume1 of 1
relation.isSeriesOfPublication26e071dc-b0bf-409c-b982-df2970295c87
relation.isSeriesOfPublication.latestForDiscovery26e071dc-b0bf-409c-b982-df2970295c87
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