Publication:
Making It Easier to Apply for a Bank Account: A Study of the Indian Market

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dc.contributor.authorAnsar, Saniya
dc.contributor.authorDemirguc-Kunt, Asli
dc.contributor.authorJagati, Aditya
dc.contributor.authorKlapper, Leora
dc.date.accessioned2017-10-05T16:55:32Z
dc.date.available2017-10-05T16:55:32Z
dc.date.issued2017-09
dc.description.abstractThis paper draws on new individual-level survey data from India to study the costs of opening an account and the efficiency of the account application process. The data show a recent increase in account ownership, especially by women and poor adults. The data also suggest that India's flagship financial inclusion program, the Jan Dhan Yojana scheme, has made it easier to get an account, through lower costs and greater ease of applying. Yet despite the scheme's initial successes, people who wish to apply for an account continue to incur a range of costs. The survey results suggest several recommendations that could improve the account application process and increase ownership and usage of accounts.en
dc.identifierhttp://documents.worldbank.org/curated/en/504741506452393306/Making-it-easier-to-apply-for-a-bank-account-a-study-of-the-Indian-market
dc.identifier.urihttps://hdl.handle.net/10986/28450
dc.languageEnglish
dc.language.isoen_US
dc.publisherWorld Bank, Washington, DC
dc.relation.ispartofseriesPolicy Research Working Paper;No. 8205
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo
dc.subjectFINANCIAL INCLUSION
dc.subjectHOUSEHOLD FINANCE
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectBANKING REFORM
dc.titleMaking It Easier to Apply for a Bank Accounten
dc.title.subtitleA Study of the Indian Marketen
dc.typeWorking Paperen
dc.typeDocument de travailfr
dc.typeDocumento de trabajoes
dspace.entity.typePublication
okr.date.disclosure2017-09-26
okr.doctypePublications & Research
okr.doctypePublications & Research::Policy Research Working Paper
okr.docurlhttp://documents.worldbank.org/curated/en/504741506452393306/Making-it-easier-to-apply-for-a-bank-account-a-study-of-the-Indian-market
okr.guid504741506452393306
okr.identifier.doi10.1596/1813-9450-8052
okr.identifier.externaldocumentum090224b085011fdd_1_0
okr.identifier.internaldocumentum28008636
okr.identifier.reportWPS8205
okr.importedtrue
okr.language.supporteden
okr.pdfurlhttp://documents.worldbank.org/curated/en/504741506452393306/pdf/WPS8205.pdfen
okr.region.administrativeSouth Asia
okr.region.countryIndia
okr.statistics.combined4560
okr.statistics.dr504741506452393306
okr.statistics.drstats3603
okr.topicFinance and Financial Sector Development::Banks & Banking Reform
okr.topicFinance and Financial Sector Development::Contractual Savings
okr.topicFinance and Financial Sector Development::Financial Intermediation
okr.topicFinance and Financial Sector Development::Rural Finance
okr.topicPoverty Reduction::Equity and Development
okr.topicSocial Development::Social Inclusion & Institutions
okr.unitFinance and Private Sector Development Team, Development Research Group
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