Publication:
Health Insurance for the Informal Sector in Africa : Design Features, Risk Protection, and Resource Mobilization

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dc.contributor.authorArhin-Tenkorang, Dyna
dc.date.accessioned2013-05-29T18:20:31Z
dc.date.available2013-05-29T18:20:31Z
dc.date.issued2001-09
dc.description.abstractStudies and literature reviews of health insurance schemes targeting rural or informal sector populations in developing countries (often called "community insurance schemes") frequently conclude that schemes have design weaknesses, yet do not explore in detail the effect of design features on performance. This paper presents a conceptualization of how performance in the areas of risk protection and resource mobilization is determined by the interaction of design features with institutional and technical factors. Design features refer to scheme specifications (e.g., required contribution) and to operating modalities (e.g., procedures for enrolment or obtaining benefits. Performance, with respect to risk protection and resource mobilization, of several potential "high population schemes" for the informal sector in Africa, is assessed. The outcome suggests that the design of community health insurance schemes may be improved by: (1) design specifications that utilize data on willingness to pay (WTP) of the target population and projected health care costs; and (2) incorporating modalities of operations that facilitate cost-effective exchange between a formal organization and individuals acting in an informal environment.en
dc.identifierhttp://documents.worldbank.org/curated/en/2001/09/3356190/health-insurance-informal-sector-africa-design-features-risk-protection-resource-mobilization
dc.identifier.doi10.1596/13643
dc.identifier.urihttps://hdl.handle.net/10986/13643
dc.languageEnglish
dc.language.isoen_US
dc.publisherWorld Bank, Washington, DC
dc.relation.ispartofseriesHNP discussion paper series;
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectASSURANCE
dc.subjectBREASTFEEDING
dc.subjectBUDGET CONSTRAINTS
dc.subjectCENTRAL GOVERNMENT
dc.subjectCOMMUNICABLE DISEASES
dc.subjectCOMMUNITY HEALTH
dc.subjectCOMMUNITY INSURANCE
dc.subjectCOMMUNITY PARTICIPATION
dc.subjectCONCEPTUAL FRAMEWORK
dc.subjectCONSUMER PROTECTION
dc.subjectCONTRIBUTIONS
dc.subjectCOST RECOVERY
dc.subjectCOVERAGE
dc.subjectDEBT
dc.subjectECONOMIC DEVELOPMENT
dc.subjectEMPIRICAL EVIDENCE
dc.subjectEMPLOYMENT
dc.subjectEXPENDITURES
dc.subjectFINANCIAL RESOURCES
dc.subjectFINANCIAL RISK
dc.subjectGNP
dc.subjectHEALTH CARE
dc.subjectHEALTH CARE COSTS
dc.subjectHEALTH CARE FINANCING
dc.subjectHEALTH CARE PROVISION
dc.subjectHEALTH FINANCING
dc.subjectHEALTH INSURANCE
dc.subjectHEALTH OUTCOMES
dc.subjectHEALTH PROMOTION
dc.subjectHEALTH PROVIDERS
dc.subjectHEALTH SECTOR
dc.subjectHEALTH SERVICES
dc.subjectHEALTH STATUS
dc.subjectHEALTH WORKERS
dc.subjectHUMAN DEVELOPMENT
dc.subjectHYGIENE
dc.subjectIMMUNITY
dc.subjectINCOME
dc.subjectINCOME GROUPS
dc.subjectINCOME LEVELS
dc.subjectINFORMAL SECTOR
dc.subjectINSTITUTIONALIZATION
dc.subjectINSURANCE
dc.subjectINSURANCE
dc.subjectINSURANCE COVERAGE
dc.subjectINSURANCE FUNDS
dc.subjectINSURANCE POLICIES
dc.subjectISOLATION
dc.subjectLAWS
dc.subjectLEGISLATION
dc.subjectLOW INCOME
dc.subjectLOW-INCOME COUNTRIES
dc.subjectMACROECONOMICS
dc.subjectMALARIA
dc.subjectMANAGERS
dc.subjectMARKETING
dc.subjectMOTIVATION
dc.subjectMUTUAL AID
dc.subjectNUTRITION
dc.subjectPARTNERSHIP
dc.subjectPATIENTS
dc.subjectPOLICY ENVIRONMENT
dc.subjectPOVERTY ALLEVIATION
dc.subjectPREMIUMS
dc.subjectPRIMARY HEALTH CARE
dc.subjectPRODUCTIVITY
dc.subjectPROGNOSIS
dc.subjectPROGRAMS
dc.subjectPUBLIC GOODS
dc.subjectPUBLIC SECTOR
dc.subjectRATES
dc.subjectREINSURANCE
dc.subjectRESOURCE ALLOCATION
dc.subjectRISK
dc.subjectRISK MANAGEMENT
dc.subjectRISK SHARING
dc.subjectRURAL COMMUNITIES
dc.subjectSOCIAL WELFARE
dc.subjectSUSTAINABILITY
dc.subjectTAXATION
dc.subjectWILLINGNESS TO PAY
dc.subjectWTP HEALTH SYSTEMS DEVELOPMENT & REFORM
dc.subjectINFORMAL SECTOR
dc.subjectHEALTH INSURANCE
dc.subjectLOW-INCOME COUNTRIES
dc.subjectCOMMUNITY HEALTH
dc.subjectHEALTH FINANCE
dc.subjectFINANCIAL RISK
dc.subjectRESOURCE MOBILIZATION
dc.titleHealth Insurance for the Informal Sector in Africa : Design Features, Risk Protection, and Resource Mobilizationen
dspace.entity.typePublication
okr.date.doiregistration2025-05-05T12:17:08.367790Z
okr.doctypePublications & Research::Working Paper
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/2001/09/3356190/health-insurance-informal-sector-africa-design-features-risk-protection-resource-mobilization
okr.globalpracticeGovernance
okr.guid542911468768549035
okr.identifier.externaldocumentum000112742_20040506130206
okr.identifier.internaldocumentum3356190
okr.identifier.report28856
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2004/05/06/000112742_20040506130206/Rendered/PDF/288560Arhin1Health0Insurance1whole0.pdfen
okr.region.administrativeAfrica
okr.region.geographicalAfrica
okr.topicHealth Monitoring and Evaluation
okr.topicInsurance and Risk Mitigation
okr.topicEnvironmental Economics and Policies
okr.topicHealth Economics and Finance
okr.topicLaw and Development::Insurance Law
okr.volume1 of 1
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