Publication:
What Can We Learn about Financial Access from U.S. Immigrants? The Role of Country of Origin Institutions and Immigrant Beliefs

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creativeworkseries.issn1564-698X
dc.contributor.authorOsili, Una Okonkwo
dc.contributor.authorPaulson, Anna
dc.date.accessioned2012-03-30T07:12:37Z
dc.date.available2012-03-30T07:12:37Z
dc.date.issued2008-12-01
dc.description.abstractImmigrants from countries with more effective institutions are more likely than other immigrants to have a relationship with a bank and to use formal financial markets more extensively. The evidence that a country's institutional environment shapes beliefs—and by extension the use of financial services—provides support for policies that focus on institutional reforms in promoting financial access. After holding wealth, education, and other factors constant, the impact of institutional quality in the country of origin affects the financial market participation of all immigrant groups except those who have lived in the United States for more than 28 years. These findings are robust to alternative measures of institutional effectiveness, to controlling for additional country of origin characteristics, and to various methods for addressing potential biases caused by immigrant self-selection.en
dc.identifier.citationWorld Bank Economic Review
dc.identifier.doi10.1596/4487
dc.identifier.issn1564-698X
dc.identifier.urihttps://hdl.handle.net/10986/4487
dc.publisherWorld Bank
dc.relation.ispartofseriesWorld Bank Economic Review
dc.rightsCC BY-NC-ND 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by-nc-nd/3.0/igo
dc.subjectbiases
dc.subjectchecking account
dc.subjectfinancial access
dc.subjectfinancial market
dc.subjectfinancial services
dc.subjectformal financial markets
dc.subjecthouseholds
dc.subjectinstitutional reforms
dc.subjectsavings
dc.subjectstock markets
dc.titleWhat Can We Learn about Financial Access from U.S. Immigrants? The Role of Country of Origin Institutions and Immigrant Beliefsen
dc.typeJournal Articleen
dc.typeArticle de journalfr
dc.typeArtículo de revistaes
dspace.entity.typePublication
okr.crosscuttingsolutionareaJobs
okr.date.doiregistration2025-05-06T11:01:41.457081Z
okr.doctypeJournal Article
okr.globalpracticeMacroeconomics and Fiscal Management
okr.globalpracticeSocial Protection and Labor
okr.globalpracticeEnvironment and Natural Resources
okr.globalpracticeFinance and Markets
okr.globalpracticeTransport and ICT
okr.globalpracticeFinance and Markets
okr.globalpracticeHealth, Nutrition, and Population
okr.globalpracticeTrade and Competitiveness
okr.identifier.report3
okr.language.supporteden
okr.pagenumber431
okr.pagenumber455
okr.pdfurlwber_22_3_431.pdfen
okr.peerreviewAcademic Peer Review
okr.region.countryUnited States
okr.topicEnvironment
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicBanks and Banking Reform
okr.topicHealth, Nutrition and Population::Population Policies
okr.topicFinance and Financial Sector Development::Debt Markets
okr.topicPrivate Sector Development::Emerging Markets
okr.topicEnvironmental Economics and Policies
okr.topicPrivate Sector Development::E-Business
okr.topicFinance and Financial Sector Development::Currencies and Exchange Rates
okr.topicMacroeconomics and Economic Growth::Markets and Market Access
okr.topicSocial Protections and Labor::Labor Policies
okr.volume22
relation.isJournalIssueOfPublication209ea377-1596-4a5d-911e-b0f76aec7c05
relation.isJournalIssueOfPublication.latestForDiscovery209ea377-1596-4a5d-911e-b0f76aec7c05
relation.isJournalOfPublicationc41eae2f-cf94-449d-86b7-f062aebe893f
relation.isJournalVolumeOfPublication4c8baec9-4fd4-4228-8add-184b554e4a53
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