Publication:
Microfinance Consensus Guidelines : Guiding Principles on Regulation and Supervision of Microfinance

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dc.contributor.authorChristen, Robert Peck
dc.contributor.authorLyman, Timothy R.
dc.contributor.authorRosenberg, Richard
dc.date.accessioned2014-02-10T18:12:21Z
dc.date.available2014-02-10T18:12:21Z
dc.date.issued2003-07
dc.description.abstractMany developing countries and countries with transitional economies are considering whether and how to regulate microfinance. These guiding principles are formulated for the regulation and supervision of microfinance. This document is divided into five sections. The first section of the paper discusses terminology and preliminary issues. The second section outlines areas of regulatory concern that do not call for "prudential" regulation. The next section discusses prudential treatment of microfinance and Microfinance Institutions (MFIs). The fourth section briefly looks at the challenges surrounding supervision, and the final section summarizes some key policy recommendations.en
dc.identifierhttp://documents.worldbank.org/curated/en/2003/07/18626610/microfinance-consensus-guidelines-guiding-principles-regulation-supervision-microfinance
dc.identifier.doi10.1596/16958
dc.identifier.urihttps://hdl.handle.net/10986/16958
dc.languageEnglish
dc.language.isoen_US
dc.publisherCGAP and World Bank, Washington, DC
dc.rightsCC BY 3.0 IGO
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectABUSIVE LENDING
dc.subjectACCESS TO FINANCIAL SERVICES
dc.subjectACCESS TO LOANS
dc.subjectACCOUNTING
dc.subjectADMINISTRATIVE COST
dc.subjectADMINISTRATIVE COSTS
dc.subjectAMOUNT OF CAPITAL
dc.subjectAMOUNT OF LOAN
dc.subjectARBITRAGE
dc.subjectAVAILABILITY OF CREDIT
dc.subjectBANK ASSETS
dc.subjectBANK DEPOSITS
dc.subjectBANK LOAN
dc.subjectBANK MANAGEMENT
dc.subjectBANK PORTFOLIO
dc.subjectBANK RATES
dc.subjectBANK REGULATIONS
dc.subjectBANKING LAW
dc.subjectBANKING REGULATION
dc.subjectBANKING SERVICES
dc.subjectBANKING SYSTEM
dc.subjectBARRIERS TO ENTRY
dc.subjectBOND
dc.subjectBONDS
dc.subjectBORROWER
dc.subjectBORROWING
dc.subjectCAPITAL ADEQUACY
dc.subjectCAPITAL ADEQUACY NORMS
dc.subjectCAPITAL REQUIREMENTS
dc.subjectCAPITAL STRUCTURE
dc.subjectCASH DEPOSITS
dc.subjectCASH FLOW
dc.subjectCENTRAL BANK
dc.subjectCERTIFICATES OF DEPOSIT
dc.subjectCHECKS
dc.subjectCOLLATERAL
dc.subjectCOLLATERAL FOR LOANS
dc.subjectCOLLATERAL REGISTRATION
dc.subjectCOLLECTION PROCEDURES
dc.subjectCOMMERCIAL BANK
dc.subjectCOMMERCIAL BANK ASSETS
dc.subjectCOMMERCIAL BANK LOANS
dc.subjectCOMMERCIAL BANKS
dc.subjectCOMMERCIAL BORROWING
dc.subjectCOMMERCIAL LAWS
dc.subjectCOMMERCIAL LOAN
dc.subjectCOMMERCIAL LOANS
dc.subjectCOMMERCIAL PAPER
dc.subjectCONSUMER LENDING
dc.subjectCONSUMER PROTECTION
dc.subjectCONVENTIONAL BANK
dc.subjectCONVENTIONAL BANK LOANS
dc.subjectCOOPERATIVES
dc.subjectCOST OF LOANS
dc.subjectCREDIT BUREAU
dc.subjectCREDIT BUREAUS
dc.subjectCREDIT CLUBS
dc.subjectCREDIT HISTORIES
dc.subjectCREDIT INFORMATION
dc.subjectCREDIT INFORMATION SYSTEMS
dc.subjectCREDIT PERFORMANCE
dc.subjectCREDIT RISK
dc.subjectCREDIT SOURCES
dc.subjectCURRENCY
dc.subjectDEFAULTS
dc.subjectDEPOSIT
dc.subjectDEPOSIT ACCOUNTS
dc.subjectDEPOSIT INSURANCE
dc.subjectDEPOSITOR
dc.subjectDEPOSITORS
dc.subjectDEPOSITORY FINANCIAL INSTITUTION
dc.subjectDEPOSITORY INSTITUTIONS
dc.subjectDEPOSITS
dc.subjectDEVELOPING COUNTRIES
dc.subjectDEVELOPMENT BANK
dc.subjectDEVELOPMENT BANKS
dc.subjectDIVERSIFICATION
dc.subjectEARNINGS
dc.subjectECONOMIC COOPERATION
dc.subjectECONOMIES OF SCALE
dc.subjectEQUITY CAPITAL
dc.subjectEQUITY INVESTMENT
dc.subjectFIDUCIARY RESPONSIBILITY
dc.subjectFINANCE COMPANIES
dc.subjectFINANCIAL ANALYSIS
dc.subjectFINANCIAL ASSETS
dc.subjectFINANCIAL CAPACITY
dc.subjectFINANCIAL HEALTH
dc.subjectFINANCIAL INSTITUTION
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL INTERMEDIARIES
dc.subjectFINANCIAL INTERMEDIARY
dc.subjectFINANCIAL INTERMEDIATION
dc.subjectFINANCIAL PERFORMANCE
dc.subjectFINANCIAL REGULATION
dc.subjectFINANCIAL SERVICE
dc.subjectFINANCIAL SERVICE PROVIDERS
dc.subjectFINANCIAL SERVICES
dc.subjectFINANCIAL STATEMENTS
dc.subjectFINANCIAL SYSTEM
dc.subjectFINANCIAL SYSTEMS
dc.subjectFOREIGN INVESTMENT
dc.subjectFORMAL FINANCIAL SERVICES
dc.subjectFRAUD
dc.subjectFUTURE LOANS
dc.subjectGROUP GUARANTEES
dc.subjectGROUP-LENDING
dc.subjectHIGH INTEREST RATES
dc.subjectHOLDING
dc.subjectHOST COUNTRY
dc.subjectINFORMATION SERVICE
dc.subjectINFORMATION SERVICES
dc.subjectINTEREST RATE
dc.subjectINTEREST RATE CAP
dc.subjectINTEREST RATE CAPS
dc.subjectINTEREST RATES
dc.subjectINTERNATIONAL BANK
dc.subjectINTERNATIONAL DEVELOPMENT
dc.subjectINTERNATIONAL INVESTMENT
dc.subjectINVESTMENT FUND
dc.subjectINVESTMENT FUNDS
dc.subjectINVESTMENT REGULATIONS
dc.subjectISSUANCE
dc.subjectJUDICIAL REFORM
dc.subjectLAND AS COLLATERAL
dc.subjectLEGAL FRAMEWORK
dc.subjectLEGAL FRAMEWORKS
dc.subjectLEGAL PROHIBITION
dc.subjectLEGAL SYSTEMS
dc.subjectLENDER
dc.subjectLENDERS
dc.subjectLENDING LIMITS
dc.subjectLEVEL PLAYING FIELD
dc.subjectLIQUIDITY
dc.subjectLOAN
dc.subjectLOAN APPLICANTS
dc.subjectLOAN CONTRACT
dc.subjectLOAN CONTRACTS
dc.subjectLOAN DOCUMENTATION
dc.subjectLOAN PORTFOLIO
dc.subjectLOAN PROCEEDS
dc.subjectLOAN SIZES
dc.subjectLOCAL SAVINGS
dc.subjectLOCAL SECURITIES
dc.subjectLOW-INCOME BORROWERS
dc.subjectLOWER-INCOME BORROWERS
dc.subjectMATURE MARKET
dc.subjectMERCHANTS
dc.subjectMFI
dc.subjectMFIS
dc.subjectMICRO-BORROWERS
dc.subjectMICROCREDIT
dc.subjectMICROENTERPRISES
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE INSTITUTION
dc.subjectMICROFINANCE INSTITUTIONS
dc.subjectMICROFINANCE LOAN
dc.subjectMICROFINANCE SECTOR
dc.subjectMICROLOAN
dc.subjectMINIMUM CAPITAL REQUIREMENTS
dc.subjectMONETARY POLICY
dc.subjectMOVEABLE COLLATERAL
dc.subjectNET WORTH
dc.subjectNEW COMPANY
dc.subjectNEW MARKET
dc.subjectPHYSICAL SECURITY
dc.subjectPOOR BORROWERS
dc.subjectPOOR CLIENTS
dc.subjectPORTFOLIOS
dc.subjectPREJUDICE
dc.subjectPRIVATE CREDIT
dc.subjectPRIVATE CREDIT BUREAUS
dc.subjectPROFITABILITY
dc.subjectPRUDENTIAL REGULATION
dc.subjectPRUDENTIAL REGULATIONS
dc.subjectPRUDENTIAL STANDARDS
dc.subjectPRUDENTIAL SUPERVISION
dc.subjectPUBLIC CREDIT
dc.subjectPUBLIC EDUCATION
dc.subjectPUBLIC REGISTRY
dc.subjectREAL ESTATE
dc.subjectREGULATORY FRAMEWORK
dc.subjectREPAYMENT
dc.subjectREPAYMENT CAPACITY
dc.subjectREPAYMENT PERFORMANCE
dc.subjectREPAYMENT RATES
dc.subjectREPAYMENT RECORD
dc.subjectRESERVE
dc.subjectRESERVE REQUIREMENTS
dc.subjectRESERVES
dc.subjectRETAIL BANKS
dc.subjectRETURN
dc.subjectRISK MANAGEMENT
dc.subjectRISK PROFILE
dc.subjectRURAL BANKS
dc.subjectSAVINGS
dc.subjectSAVINGS SERVICE
dc.subjectSECURITIES
dc.subjectSECURITIES LAW
dc.subjectSECURITIES MARKETS
dc.subjectSECURITIES REGULATION
dc.subjectSECURITY INTEREST
dc.subjectSELF-REGULATION
dc.subjectSHAREHOLDER
dc.subjectSHAREHOLDERS
dc.subjectSTART-UP
dc.subjectSTART-UP COSTS
dc.subjectSUPERVISORY AGENCY
dc.subjectSUPERVISORY AUTHORITIES
dc.subjectSUPERVISORY AUTHORITY
dc.subjectSUPPLY OF CREDIT
dc.subjectTAX
dc.subjectTAX BENEFITS
dc.subjectTAX DEDUCTION
dc.subjectTAX TREATMENT
dc.subjectTECHNICAL ASSISTANCE
dc.subjectTRANSACTION
dc.subjectUNSECURED LOANS
dc.subjectVILLAGE
dc.titleMicrofinance Consensus Guidelines : Guiding Principles on Regulation and Supervision of Microfinanceen
dc.title.alternativeDirectives concertees pour la microfinance : principes directeurs en matiere de reglementation et de supervision de la microfinance; Directrices de consenso en el campo de las microfinanzas : principios directores para la regulacion y supervision de las microfinanzasen
dspace.entity.typePublication
okr.date.disclosure2013-12-10
okr.date.doiregistration2025-05-05T12:09:20.019535Z
okr.doctypePublications & Research::Working Paper
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/2003/07/18626610/microfinance-consensus-guidelines-guiding-principles-regulation-supervision-microfinance
okr.globalpracticeFinance and Markets
okr.globalpracticeTrade and Competitiveness
okr.guid270661468337464771
okr.guid115161468163171536
okr.guid714521468336065108
okr.guid993151468340261746
okr.guid471241468337464347
okr.identifier.externaldocumentum000461832_20131210165814
okr.identifier.internaldocumentum18626610
okr.identifier.report83150
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2013/12/10/000461832_20131210165814/Rendered/PDF/831500WP0ENGLI00Box379886B00PUBLIC0.pdfen
okr.topicFinance and Financial Sector Development::Rural Finance
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicPrivate Sector Development::Emerging Markets
okr.topicFinance and Financial Sector Development::Debt Markets
okr.topicBanks and Banking Reform
okr.unitConsultative Group to Assist Poor
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