Publication:
The Household Enterprise Sector in Tanzania : Why It Matters and Who Cares

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dc.contributor.authorKweka, Josaphat
dc.contributor.authorFox, Louise
dc.date.accessioned2012-03-19T18:06:12Z
dc.date.available2012-03-19T18:06:12Z
dc.date.issued2011-11-01
dc.description.abstractThe household enterprise sector has a significant role in the Tanzanian economy. It employs a larger share of the urban labor force than wage employment, and is increasingly seen as an alternative to agriculture as a source of additional income for rural and urban households. The sector is uniquely placed within the informal sector, where it represents both conditions of informal employment and informal enterprise. This paper presents a case study on Tanzania using a mixed approach by combining both quantitative and qualitative analysis to examine the important role of household enterprises in the labor force of Tanzania, and to identify key factors that influence their productivity. Household enterprise owners are similar to typical labor force participants although primary education appears to be the minimum qualification for household enterprise operators to be successful. Access to location matters -- good, secure location in a marketplace or industrial cluster raises earnings - and access to transport and electricity is found to have a significant effect on earnings as well. In large urban areas, the biggest constraint faced by household enterprises is the lack of access to secure workspace to run the small business. Although lack of credit is a problem across all enterprises in Tanzania, household enterprises are more vulnerable because they are largely left out of the financial sector either as savers or borrowers. Although HEs are part of the livelihood strategies of over half of households in Tanzania, they are ignored in the current development policy frameworks, which emphasize formalization, not productivity. Tanzania has a large number of programs and projects for informal enterprises, but there is no set of policies and program interventions targeted at the household enterprise sector. This gap exacerbates the vulnerability of household enterprises, and reduces their productivity.en
dc.identifierhttp://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20111116083418
dc.identifier.doi10.1596/1813-9450-5882
dc.identifier.urihttps://hdl.handle.net/10986/3650
dc.languageEnglish
dc.relation.ispartofseriesPolicy Research working paper ; no. WPS 5882
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCESS TO CREDIT
dc.subjectACCESS TO FINANCE
dc.subjectACCESS TO FINANCIAL SERVICES
dc.subjectACCESS TO FORMAL CREDIT
dc.subjectACCESS TO LOANS
dc.subjectAGE DISTRIBUTION
dc.subjectAGE GROUP
dc.subjectAGRICULTURAL ACTIVITIES
dc.subjectAGRICULTURAL INCOME
dc.subjectAGRICULTURAL PRODUCTION
dc.subjectBANK ACCESS
dc.subjectBANK ACCOUNT
dc.subjectBANK CHARGES
dc.subjectBANK CREDIT
dc.subjectBANK LENDING
dc.subjectBANK OF TANZANIA
dc.subjectBARRIERS TO ENTRY
dc.subjectBORROWING
dc.subjectBUSINESS ACTIVITIES
dc.subjectBUSINESS ACTIVITY
dc.subjectBUSINESS ASSOCIATION
dc.subjectBUSINESS ASSOCIATIONS
dc.subjectBUSINESS CENTERS
dc.subjectBUSINESS DEVELOPMENT
dc.subjectBUSINESS DEVELOPMENT SERVICE
dc.subjectBUSINESS OPPORTUNITIES
dc.subjectBUSINESS OPPORTUNITY
dc.subjectBUSINESS RISK
dc.subjectBUSINESS STRATEGY
dc.subjectCAPITALIZATION
dc.subjectCASH FLOW
dc.subjectCOLLATERALS
dc.subjectCOMMERCIAL BANK
dc.subjectCOMMERCIAL BANKS
dc.subjectCOMMUNITY BANK
dc.subjectCOMMUNITY BANKS
dc.subjectCORRUPTION
dc.subjectCRAFTSMEN
dc.subjectCREDIT ASSOCIATION
dc.subjectCREDIT CONSTRAINT
dc.subjectCREDIT COOPERATIVE
dc.subjectCREDIT COOPERATIVES
dc.subjectCREDIT GROUP
dc.subjectCREDIT NEEDS
dc.subjectCREDIT PROGRAMS
dc.subjectCREDIT RISK
dc.subjectCREDITORS
dc.subjectCREDITS
dc.subjectCROSS-SECTIONAL EVIDENCE
dc.subjectCURRENT ACCOUNT
dc.subjectDAUNTING TASK
dc.subjectDEBT
dc.subjectDEFAULTERS
dc.subjectDEMOGRAPHIC PROFILE
dc.subjectDEPOSIT
dc.subjectDEPOSITS
dc.subjectDEVELOPMENT BANK
dc.subjectDEVELOPMENT POLICY
dc.subjectDIVERSIFICATION
dc.subjectDRIVERS
dc.subjectDRUGS
dc.subjectEARNING
dc.subjectEARNING CAPACITY
dc.subjectEARNINGS
dc.subjectEARNINGS REGRESSIONS
dc.subjectECONOMIC ACTIVITIES
dc.subjectECONOMIC ACTIVITY
dc.subjectECONOMIC DEVELOPMENT
dc.subjectECONOMIC GROWTH
dc.subjectECONOMIC OPPORTUNITIES
dc.subjectEDUCATION LEVEL
dc.subjectEMPLOYEE
dc.subjectEMPLOYER
dc.subjectEMPLOYMENT OPPORTUNITIES
dc.subjectEMPOWERMENT
dc.subjectENTERPRISE DEVELOPMENT
dc.subjectENTERPRISE GROWTH
dc.subjectENTREPRENEUR
dc.subjectENTREPRENEURS
dc.subjectENTREPRENEURSHIP
dc.subjectENTREPRENEURSHIP DEVELOPMENT
dc.subjectEQUAL OPPORTUNITY
dc.subjectEXCHANGE RATE
dc.subjectFARM ENTERPRISE
dc.subjectFARM ENTERPRISES
dc.subjectFARMER
dc.subjectFARMERS
dc.subjectFEMALE EMPLOYMENT
dc.subjectFINANCES
dc.subjectFINANCIAL INSTITUTION
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL SERVICE
dc.subjectFINANCIAL SERVICES
dc.subjectFINANCIAL SUPPORT
dc.subjectFIRM SURVEYS
dc.subjectFORM OF COLLATERAL
dc.subjectGENDER
dc.subjectGOVERNMENT INTERVENTIONS
dc.subjectGOVERNMENT POLICIES
dc.subjectGROUP LENDING
dc.subjectHOUSEHOLD ACCESS
dc.subjectHOUSEHOLD ENTERPRISE
dc.subjectHOUSEHOLD ENTERPRISES
dc.subjectHOUSEHOLD INCOME
dc.subjectHOUSEHOLD SURVEY
dc.subjectHOUSEHOLDS
dc.subjectHOUSING
dc.subjectINFLATION
dc.subjectINFORMAL ECONOMY
dc.subjectINFORMAL EMPLOYMENT
dc.subjectINFORMAL SECTOR
dc.subjectINFORMAL TRAINING
dc.subjectINFORMAL WORKERS
dc.subjectINSURANCE
dc.subjectINTEREST RATE
dc.subjectINTERNATIONAL BANK
dc.subjectINTERNATIONAL COMMUNITY
dc.subjectJOB CREATION
dc.subjectJOB OPPORTUNITIES
dc.subjectJOBS
dc.subjectLABOR FORCE
dc.subjectLABOR FORCE SURVEY
dc.subjectLABOR MARKET
dc.subjectLABOR REGULATIONS
dc.subjectLABOR SURVEYS
dc.subjectLACK OF ACCESS
dc.subjectLACK OF CAPITAL
dc.subjectLACK OF CREDIT
dc.subjectLAWS
dc.subjectLOAN
dc.subjectLOAN CONDITIONS
dc.subjectLOAN REPAYMENT
dc.subjectLOCAL GOVERNMENT
dc.subjectMALE PARTICIPANT
dc.subjectMANDATES
dc.subjectMARKET VALUE
dc.subjectMERCHANTS
dc.subjectMFI
dc.subjectMFIS
dc.subjectMICRO ENTERPRISES
dc.subjectMICROCREDIT
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE INSTITUTIONS
dc.subjectMIGRANT
dc.subjectMIGRATION
dc.subjectMONEY TRANSFER
dc.subjectMONEYLENDERS
dc.subjectNATIONAL COUNCIL
dc.subjectNATIONAL STRATEGY
dc.subjectNATURAL RESOURCES
dc.subjectNEW BUSINESS
dc.subjectNEW ENTRANTS
dc.subjectNON-FARM EMPLOYMENT
dc.subjectNON-FARM SECTOR
dc.subjectOCCUPATION
dc.subjectOCCUPATIONS
dc.subjectON-THE-JOB TRAINING
dc.subjectPENSION FUND
dc.subjectPHYSICAL CAPITAL
dc.subjectPOLICY DISCUSSIONS
dc.subjectPOLICY RESEARCH
dc.subjectPOLICY RESEARCH WORKING PAPER
dc.subjectPREVIOUS STUDIES
dc.subjectPRIMARY EDUCATION
dc.subjectPRIMARY REASON
dc.subjectPRIMARY SCHOOL
dc.subjectPRIVATE CREDIT
dc.subjectPRIVATE SECTOR
dc.subjectPRIVATE SECTOR WAGE
dc.subjectPRODUCTIVE EMPLOYMENT
dc.subjectPRODUCTIVITY
dc.subjectPROFITABILITY
dc.subjectPROGRESS
dc.subjectPUBLIC EMPLOYMENT
dc.subjectPUBLIC TRANSPORT
dc.subjectREAL ESTATE
dc.subjectREGISTRATION REQUIREMENTS
dc.subjectREGULATORY OVERSIGHT
dc.subjectREGULATORY REGIME
dc.subjectREPAYMENT
dc.subjectREPAYMENT PERIODS
dc.subjectRETIREMENT
dc.subjectRISK OF DEFAULT
dc.subjectRURAL AREAS
dc.subjectRURAL BUSINESS
dc.subjectRURAL DEVELOPMENT
dc.subjectSAVINGS
dc.subjectSAVINGS GROUPS
dc.subjectSEED MONEY
dc.subjectSELF EMPLOYED
dc.subjectSELF-EMPLOYMENT
dc.subjectSERVANTS
dc.subjectSKILL DEVELOPMENT
dc.subjectSKILLS DEVELOPMENT
dc.subjectSMALL BORROWERS
dc.subjectSMALL BUSINESS
dc.subjectSMALL BUSINESSES
dc.subjectSMALL ENTERPRISE
dc.subjectSMALL ENTERPRISES
dc.subjectSOCIAL SECURITY
dc.subjectSOCIAL SERVICES
dc.subjectSOURCE OF CREDIT
dc.subjectSOURCE OF INCOME
dc.subjectSOURCES OF CREDIT
dc.subjectSOURCES OF FINANCE
dc.subjectSTART-UP
dc.subjectSUPPLIERS
dc.subjectSUSTAINABLE DEVELOPMENT
dc.subjectTAX CODE
dc.subjectTECHNICAL EDUCATION
dc.subjectTOTAL EMPLOYMENT
dc.subjectTOTAL FACTOR PRODUCTIVITY
dc.subjectTRAINING PROGRAMS
dc.subjectTRANSPORT
dc.subjectUNINCORPORATED BUSINESSES
dc.subjectUNION
dc.subjectUNPAID FAMILY WORKERS
dc.subjectUNPAID WORKERS
dc.subjectURBAN AREAS
dc.subjectURBANIZATION
dc.subjectVILLAGE
dc.subjectVOCATIONAL EDUCATION
dc.subjectVOUCHERS
dc.subjectVULNERABILITY
dc.subjectWAGE EMPLOYMENT
dc.subjectWAGE SECTOR
dc.subjectWAGES
dc.subjectWORKER
dc.subjectWORKING CAPITAL
dc.titleThe Household Enterprise Sector in Tanzania : Why It Matters and Who Caresen
dspace.entity.typePublication
okr.crossref.titleThe Household Enterprise Sector in Tanzania: Why It Matters and Who Cares
okr.date.disclosure2011-11-01
okr.date.doiregistration2025-04-10T11:06:51.600063Z
okr.doctypePublications & Research::Policy Research Working Paper
okr.docurlhttp://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20111116083418
okr.globalpracticeHealth, Nutrition, and Population
okr.guid608111468309351548
okr.identifier.doi10.1596/1813-9450-5882
okr.identifier.externaldocumentum000158349_20111116083418
okr.identifier.internaldocumentum15477397
okr.identifier.reportWPS5882
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2011/11/16/000158349_20111116083418/Rendered/PDF/WPS5882.pdfen
okr.region.administrativeAfrica
okr.region.administrativeAfrica
okr.region.countryTanzania
okr.region.geographicalSub-Saharan Africa
okr.region.geographicalEast Africa
okr.topicHealth, Nutrition and Population::Population Policies
okr.topicHealth, Nutrition and Population
okr.unitDevelopment Research Group (DECRG)
okr.volume1 of 1
relation.isAuthorOfPublication319227eb-e3c8-55f7-83ee-17a5801a8adf
relation.isAuthorOfPublication.latestForDiscovery319227eb-e3c8-55f7-83ee-17a5801a8adf
relation.isSeriesOfPublication26e071dc-b0bf-409c-b982-df2970295c87
relation.isSeriesOfPublication.latestForDiscovery26e071dc-b0bf-409c-b982-df2970295c87
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