Publication:
Mongolia Financial Sector Assessment: Access to Finance

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dc.contributor.authorWorld Bank
dc.date.accessioned2017-06-13T18:57:20Z
dc.date.available2017-06-13T18:57:20Z
dc.date.issued2012-06
dc.description.abstractMongolia's economy has embarked on a very high, long-term growth trajectory. To realize fully its economic potential, Mongolia needs to build a diversified, efficient and stable financial system, capable of intermediating both on a large scale and in specific market segments. Access to financial services in Mongolia is relatively high when measured by the demographic penetration of branches. The aim of this technical note is to assess the level of access to finance in Mongolia, and especially for Micro, Small and Medium Enterprises (MSMEs), to identify key obstacles to improving access, and to provide recommendations to overcome these obstacles. The technical note is organized as follows. Section one provides a broad overview of the macroeconomic environment and is followed by section two on the status of access to finance in Mongolia. Section three discusses products and market segments. Section four examines the supply of financial services by analyzing the role of key market players. Section five examines the demand for financial services by drawing on enterprise surveys to assess firms perceptions of their access to finance, and analyzes financing conditions for MSMEs. Section six examines obstacles in the regulatory, supervisory framework, and financial infrastructure for access to finance. Section seven describes the main government programs related to access to finance. In conclusion, section eight provides policy recommendations for overcoming obstacles to enhancing access to finance.en
dc.identifierhttp://documents.worldbank.org/curated/en/282261468275063059/Mongolia-Access-to-finance-technical-note
dc.identifier.doi10.1596/27091
dc.identifier.urihttps://hdl.handle.net/10986/27091
dc.languageEnglish
dc.language.isoen_US
dc.publisherWashington, DC
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo
dc.subjectACCESS TO CREDIT
dc.subjectACCESS TO FINANCE
dc.subjectACCESS TO FINANCIAL SERVICES
dc.subjectACCESS TO FINANCING
dc.subjectACCOUNTS RECEIVABLES
dc.subjectAFFORDABLE PRICES
dc.subjectAGRICULTURAL BANK
dc.subjectAPR
dc.subjectATM
dc.subjectAUTOMATIC TELLER
dc.subjectAVAILABILITY OF COLLATERAL
dc.subjectBACKED LOANS
dc.subjectBALANCE SHEET
dc.subjectBANK ACCOUNT
dc.subjectBANK ASSETS
dc.subjectBANK BRANCH
dc.subjectBANK BRANCHES
dc.subjectBANK CREDIT
dc.subjectBANK LENDING
dc.subjectBANK LOAN
dc.subjectBANK LOANS
dc.subjectBANKING SERVICE
dc.subjectBANKING SERVICES
dc.subjectBANKING SYSTEM
dc.subjectBANKRUPTCY
dc.subjectBANKRUPTCY LEGISLATION
dc.subjectBANKS
dc.subjectBORROWER
dc.subjectBORROWING
dc.subjectBORROWINGS
dc.subjectBUSINESS ACTIVITIES
dc.subjectBUSINESS ASSOCIATION
dc.subjectBUSINESS LOANS
dc.subjectBUSINESS PLANS
dc.subjectCAPITAL ADEQUACY
dc.subjectCAPITAL FORMATION
dc.subjectCAPITAL MARKET
dc.subjectCAR LOANS
dc.subjectCASH FLOW
dc.subjectCASH FLOWS
dc.subjectCHECKING ACCOUNTS
dc.subjectCOLLATERAL
dc.subjectCOLLATERAL REQUIREMENTS
dc.subjectCOMMERCIAL BANKS
dc.subjectCONSUMER PROTECTION
dc.subjectCONSUMER PROTECTION LAW
dc.subjectCONTRIBUTION
dc.subjectCONTRIBUTIONS
dc.subjectCORPORATE DEPOSITS
dc.subjectCORRUPTION
dc.subjectCREDIT ALLOCATION
dc.subjectCREDIT BUREAU
dc.subjectCREDIT BUREAUS
dc.subjectCREDIT CARD
dc.subjectCREDIT CARDS
dc.subjectCREDIT COOPERATIVE
dc.subjectCREDIT COOPERATIVES
dc.subjectCREDIT GUARANTEE
dc.subjectCREDIT GUARANTEES
dc.subjectCREDIT HISTORIES
dc.subjectCREDIT HISTORY
dc.subjectCREDIT INFORMATION
dc.subjectCREDIT INFORMATION BUREAU
dc.subjectCREDIT INFORMATION SYSTEM
dc.subjectCREDIT INSTITUTIONS
dc.subjectCREDIT LINES
dc.subjectCREDIT PRODUCTS
dc.subjectCREDIT PROGRAM
dc.subjectCREDIT RATING
dc.subjectCREDIT REGISTRY
dc.subjectCREDIT REPORTING
dc.subjectCREDIT RISK
dc.subjectCREDIT SCORING
dc.subjectCREDIT SCORING MODELS
dc.subjectCREDITOR
dc.subjectCREDITORS
dc.subjectCREDITWORTHINESS
dc.subjectCURRENCY EXCHANGE
dc.subjectCURRENT ACCOUNTS
dc.subjectDEBIT CARDS
dc.subjectDEBT
dc.subjectDEBTS
dc.subjectDECEPTIVE PRACTICES
dc.subjectDEMAND FOR CREDIT
dc.subjectDEPOSIT
dc.subjectDEPOSIT ACCOUNTS
dc.subjectDEPOSITORS
dc.subjectDEPOSITS
dc.subjectDEVELOPMENT BANK
dc.subjectDIRECT DEPOSIT
dc.subjectDIRECT DEPOSITS
dc.subjectECONOMIC DEVELOPMENT
dc.subjectECONOMIC GROWTH
dc.subjectELECTRONIC PAYMENT
dc.subjectELECTRONIC PAYMENTS
dc.subjectELECTRONIC TRANSFERS
dc.subjectEMPLOYERS
dc.subjectENFORCEMENT MECHANISM
dc.subjectENTREPRENEURS
dc.subjectEQUITY FINANCING
dc.subjectEXCHANGE RATE
dc.subjectFINANCIAL ACCESS
dc.subjectFINANCIAL ASSISTANCE
dc.subjectFINANCIAL DIFFICULTIES
dc.subjectFINANCIAL INFRASTRUCTURE
dc.subjectFINANCIAL INSTITUTION
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL INSTRUMENT
dc.subjectFINANCIAL INSTRUMENTS
dc.subjectFINANCIAL INTERMEDIARIES
dc.subjectFINANCIAL INTERMEDIATION
dc.subjectFINANCIAL LITERACY
dc.subjectFINANCIAL MARKET
dc.subjectFINANCIAL OBLIGATIONS
dc.subjectFINANCIAL PRODUCTS
dc.subjectFINANCIAL PROVIDERS
dc.subjectFINANCIAL RESPONSIBILITY
dc.subjectFINANCIAL SECTOR
dc.subjectFINANCIAL SECTOR ASSESSMENT
dc.subjectFINANCIAL SERVICE
dc.subjectFINANCIAL SYSTEM
dc.subjectFISCAL POLICY
dc.subjectFIXED ASSETS
dc.subjectFIXED CAPITAL
dc.subjectFOREIGN CURRENCY
dc.subjectFORMAL FINANCIAL INSTITUTION
dc.subjectFUNDING SOURCES
dc.subjectGOVERNMENT POLICIES
dc.subjectGREATER ACCESS
dc.subjectHIGH INTEREST RATES
dc.subjectHOUSEHOLD DEPOSITS
dc.subjectHOUSEHOLDS
dc.subjectIMPORT DUTY
dc.subjectINCOME-GENERATING ACTIVITIES
dc.subjectINFORMATION ABOUT CREDIT
dc.subjectINFORMATION SERVICE
dc.subjectINFORMATION SHARING
dc.subjectINFORMATION TECHNOLOGY
dc.subjectINITIAL FUNDING
dc.subjectINSTITUTIONAL CAPACITY
dc.subjectINTEREST RATE
dc.subjectLEGAL REQUIREMENTS
dc.subjectLENDERS
dc.subjectLENDING REQUIREMENTS
dc.subjectLINE OF CREDIT
dc.subjectLIVESTOCK INSURANCE
dc.subjectLOAN
dc.subjectLOAN AMOUNT
dc.subjectLOAN AMOUNTS
dc.subjectLOAN APPLICATIONS
dc.subjectLOAN DECISION
dc.subjectLOAN GUARANTEES
dc.subjectLOAN PAYMENTS
dc.subjectLOAN PORTFOLIO
dc.subjectLOAN PRODUCTS
dc.subjectLOAN REPAYMENT
dc.subjectLOAN SIZE
dc.subjectLOAN SIZES
dc.subjectLOAN TERM
dc.subjectLOAN TERMS
dc.subjectLOANS FROM FRIENDS
dc.subjectLONG-TERM FUNDING
dc.subjectMARKET INEFFICIENCIES
dc.subjectMARKET SHARE
dc.subjectMERCHANTS
dc.subjectMICRO-FINANCE
dc.subjectMICRO-LOANS
dc.subjectMICROCREDIT
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE INSTITUTIONS
dc.subjectMICROFINANCE LENDING
dc.subjectMICROFINANCE LOANS
dc.subjectMONETARY POLICY
dc.subjectMORTGAGE
dc.subjectMORTGAGE LOAN
dc.subjectMORTGAGE LOANS
dc.subjectMORTGAGES
dc.subjectOUTSTANDING BALANCE
dc.subjectOVERDRAFT
dc.subjectOVERDRAFT LOANS
dc.subjectPARTIAL CREDIT
dc.subjectPAYMENT INFRASTRUCTURE
dc.subjectPENETRATION RATE
dc.subjectPENETRATION RATES
dc.subjectPENSION FUNDS
dc.subjectPOINT OF SALE
dc.subjectPOINT-OF-SALE
dc.subjectPRIVATE CREDIT
dc.subjectPRIVATE LENDERS
dc.subjectPROVISION OF FINANCE
dc.subjectPUBLIC CREDIT
dc.subjectREAL ESTATE
dc.subjectREGISTRATION SYSTEM
dc.subjectREMITTANCES
dc.subjectRURAL BRANCH
dc.subjectRURAL CLIENTS
dc.subjectSALES
dc.subjectSAVINGS
dc.subjectSAVINGS ACCOUNT
dc.subjectSAVINGS ACCOUNTS
dc.subjectSAVINGS BANK
dc.subjectSAVINGS PRODUCTS
dc.subjectSECURITIES
dc.subjectSHORT-TERM DEPOSITS
dc.subjectSMALL BORROWERS
dc.subjectSMALL BUSINESSES
dc.subjectSMALL ENTERPRISES
dc.subjectSMALL LOAN
dc.subjectSMALL LOANS
dc.subjectSOFT LOANS
dc.subjectSOURCES OF FINANCE
dc.subjectSTART-UP
dc.subjectSTUDENT LOANS
dc.subjectSUB-LOANS
dc.subjectSUBSIDIZATION
dc.subjectTAX INCENTIVES
dc.subjectTECHNICAL ASSISTANCE
dc.subjectTERM CREDIT
dc.subjectTRADE FINANCING
dc.subjectTUITION
dc.subjectUNFAIR COMPETITION
dc.subjectUNION
dc.subjectURBAN AREAS
dc.subjectWORKING CAPITAL
dc.titleMongolia Financial Sector Assessmenten
dc.title.subtitleAccess to Financeen
dc.typeReporten
dc.typeRapportfr
dc.typeInformees
dspace.entity.typePublication
okr.crossref.titleMongolia Financial Sector Assessment
okr.date.disclosure2012-10-05
okr.date.doiregistration2025-05-07T12:31:48.192285Z
okr.doctypeEconomic & Sector Work::Financial Sector Assessment Program
okr.doctypeEconomic & Sector Work
okr.docurlhttp://documents.worldbank.org/curated/en/282261468275063059/Mongolia-Access-to-finance-technical-note
okr.guid282261468275063059
okr.guid701411468286256441
okr.identifier.externaldocumentum000356161_20121008014434
okr.identifier.internaldocumentum16807030
okr.identifier.report73100
okr.importedtrue
okr.language.supporteden
okr.pdfurlhttp://documents.worldbank.org/curated/en/282261468275063059/pdf/731000WP0Mongo0C0disclosed010050120.pdfen
okr.region.administrativeEast Asia and Pacific
okr.region.countryMongolia
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicFinance and Financial Sector Development::Bankruptcy and Resolution of Financial Distress
okr.topicFinance and Financial Sector Development::Banks & Banking Reform
okr.topicFinance and Financial Sector Development::Debt Markets
okr.topicFinance and Financial Sector Development::Financial Literacy
okr.unitFinance and Private Sector 2 (ECSF2)
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