Publication:
Measuring Financial Access around the World

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dc.contributor.authorKendall, Jake
dc.contributor.authorMylenko, Nataliya
dc.contributor.authorPonce, Alejandro
dc.date.accessioned2012-03-19T18:38:59Z
dc.date.available2012-03-19T18:38:59Z
dc.date.issued2010-03-01
dc.description.abstractThis paper introduces a new set of financial access indicators for 139 countries across the globe and describes the results of a preliminary analysis of this data set. The new data set builds on previous work using a similar methodology. The new data set features broader country coverage and greater disaggregation by type of financial product and by type of institution supplying the product -- commercial banks, specialized state run savings and development banks, banks with mutual ownership structure (such as cooperatives), and microfinance institutions. The authors use the data set to conduct a rough estimation of the number of bank accounts in the world (6.2 billion) as well as the number of banked and unbanked individuals. In developed countries, they estimate 3.2 accounts per adult and 81 percent of adults banked. By contrast, in developing countries, they estimate only 0.9 accounts per adult and 28 percent banked. In regression analysis, they find that measures of development and physical infrastructure are positively associated with the indicators of deposit account, loan, and branch penetration.en
dc.identifierhttp://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20100330164126
dc.identifier.doi10.1596/1813-9450-5253
dc.identifier.urihttps://hdl.handle.net/10986/3741
dc.languageEnglish
dc.relation.ispartofseriesPolicy Research working paper ; no. WPS 5253
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCESS POINTS
dc.subjectACCESS TO CREDIT
dc.subjectACCESS TO FINANCE
dc.subjectACCESS TO FINANCIAL SERVICES
dc.subjectACCOUNT HOLDER
dc.subjectACCOUNT HOLDERS
dc.subjectACCOUNT MANAGEMENT
dc.subjectACCOUNT OWNERSHIP
dc.subjectAGRICULTURE BANKS
dc.subjectAMOUNT OF LOANS
dc.subjectAVERAGE BALANCE
dc.subjectBALANCE SHEETS
dc.subjectBANK ACCESS
dc.subjectBANK ACCOUNT
dc.subjectBANK ACCOUNTS
dc.subjectBANK BRANCH
dc.subjectBANK BRANCHES
dc.subjectBANK DEPOSIT
dc.subjectBANK GOVERNOR
dc.subjectBANK LOANS
dc.subjectBANK MARKETS
dc.subjectBANK POLICY
dc.subjectBANK REGULATION
dc.subjectBANK SUPERVISION
dc.subjectBANKING SECTOR
dc.subjectBANKING SECTOR OUTREACH
dc.subjectBANKING SERVICES
dc.subjectBORROWING
dc.subjectBRANCH BANKING
dc.subjectBRANCH DENSITY
dc.subjectBUSINESS ACTIVITY
dc.subjectBUSINESS LOANS
dc.subjectCENTRAL BANKS
dc.subjectCHECKING ACCOUNT
dc.subjectCHECKS
dc.subjectCOLLATERAL
dc.subjectCOMMERCIAL BANK
dc.subjectCOMMERCIAL BANK BRANCHES
dc.subjectCOMMERCIAL BANK LOANS
dc.subjectCOMMERCIAL BANKING
dc.subjectCOMMERCIAL BANKS
dc.subjectCONSUMER CREDIT
dc.subjectCONSUMER LOAN
dc.subjectCONSUMER LOANS
dc.subjectCONSUMER PROTECTION
dc.subjectCONTRACT ENFORCEMENT
dc.subjectCOOPERATIVE BANKS
dc.subjectCOOPERATIVES
dc.subjectCOUNTRY TO COUNTRY
dc.subjectCREDIT ACCESS
dc.subjectCREDIT INFORMATION
dc.subjectCREDIT MARKET
dc.subjectCREDIT MARKETS
dc.subjectCREDIT UNION
dc.subjectCREDIT UNIONS
dc.subjectCREDITOR
dc.subjectCREDITOR RIGHT
dc.subjectCREDITOR RIGHTS
dc.subjectCUSTOMER BASE
dc.subjectDATA AVAILABILITY
dc.subjectDEBIT CARDS
dc.subjectDEPOSIT
dc.subjectDEPOSIT ACCOUNT
dc.subjectDEPOSIT ACCOUNTS
dc.subjectDEPOSIT INSURANCE
dc.subjectDEPOSIT INSURANCE SCHEMES
dc.subjectDEPOSIT MONEY BANKS
dc.subjectDEPOSIT SERVICE
dc.subjectDEPOSIT SERVICES
dc.subjectDEPOSIT TAKING INSTITUTIONS
dc.subjectDEPOSITS
dc.subjectDEVELOPING COUNTRIES
dc.subjectDEVELOPING COUNTRY
dc.subjectDEVELOPMENT BANK
dc.subjectDEVELOPMENT BANKS
dc.subjectDOMESTIC CREDIT
dc.subjectDOUBLE BOTTOM LINE
dc.subjectDUMMY VARIABLE
dc.subjectEASTERN CARIBBEAN CENTRAL BANK
dc.subjectECONOMIC CONDITIONS
dc.subjectECONOMIC DEVELOPMENT
dc.subjectECONOMIC POLICIES
dc.subjectECONOMIC STABILITY
dc.subjectEDUCATION SPENDING
dc.subjectEMPLOYMENT
dc.subjectENTERPRISE CREDIT
dc.subjectEQUAL OPPORTUNITIES
dc.subjectFACTORING
dc.subjectFINANCE COMPANIES
dc.subjectFINANCIAL ACCESS
dc.subjectFINANCIAL ACCESS INDICATORS
dc.subjectFINANCIAL DEVELOPMENT
dc.subjectFINANCIAL EXCLUSION
dc.subjectFINANCIAL INFRASTRUCTURE
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL INSTRUMENTS
dc.subjectFINANCIAL INTERMEDIATION
dc.subjectFINANCIAL OUTREACH
dc.subjectFINANCIAL PENETRATION
dc.subjectFINANCIAL PRODUCT
dc.subjectFINANCIAL PRODUCTS
dc.subjectFINANCIAL REFORMS
dc.subjectFINANCIAL REGULATOR
dc.subjectFINANCIAL REGULATORS
dc.subjectFINANCIAL SERVICE
dc.subjectFINANCIAL SERVICE PROVIDERS
dc.subjectFINANCIAL STUDIES
dc.subjectFINANCIAL SYSTEM
dc.subjectFINANCIAL SYSTEMS
dc.subjectFORMAL FINANCIAL INSTITUTIONS
dc.subjectFORMAL FINANCIAL SERVICES
dc.subjectFORMAL SAVINGS
dc.subjectFUNGIBLE
dc.subjectGOVERNMENT ACCOUNTS
dc.subjectGOVERNMENT BANKS
dc.subjectGOVERNMENT SAVINGS
dc.subjectGROUP LENDING
dc.subjectHOLDING
dc.subjectHOUSEHOLD DEBT
dc.subjectHOUSEHOLDS
dc.subjectINCOME
dc.subjectINCOME DISTRIBUTION
dc.subjectINCOME INEQUALITY
dc.subjectINCOME STATEMENTS
dc.subjectINDIVIDUAL ACCOUNTS
dc.subjectINDIVIDUAL LOANS
dc.subjectINDIVIDUALS WITH BANK ACCOUNTS
dc.subjectINEQUALITY
dc.subjectINFLATION
dc.subjectINFORMATION INFRASTRUCTURE
dc.subjectINTERNATIONAL BANK
dc.subjectJURISDICTION
dc.subjectLEGAL SYSTEM
dc.subjectLEGAL SYSTEMS
dc.subjectLENDERS
dc.subjectLOAN
dc.subjectLOAN APPLICATION
dc.subjectLOAN PRODUCTS
dc.subjectLOANS TO INDIVIDUALS
dc.subjectMACROECONOMIC MANAGEMENT
dc.subjectMACROECONOMIC STABILITY
dc.subjectMANDATES
dc.subjectMARKET COMPETITION
dc.subjectMARKET SIZE
dc.subjectMFI
dc.subjectMFIS
dc.subjectMICRO-ENTERPRISE
dc.subjectMICRO-ENTERPRISE DEVELOPMENT
dc.subjectMICRO-ENTREPRENEUR
dc.subjectMICRO-LENDING
dc.subjectMICROCREDIT
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE INSTITUTION
dc.subjectMICROFINANCE INSTITUTIONS
dc.subjectMIGRATION
dc.subjectMINIMUM BALANCE
dc.subjectMINISTRIES OF FINANCE
dc.subjectMODERN FINANCIAL SYSTEMS
dc.subjectMORAL HAZARD
dc.subjectNATIONAL SAVINGS
dc.subjectNOMINAL INTEREST RATE
dc.subjectOFFSHORE CENTERS
dc.subjectOFFSHORE FINANCIAL CENTERS
dc.subjectOUTREACH
dc.subjectOUTSTANDING LOANS
dc.subjectOWNERSHIP STRUCTURE
dc.subjectPAYMENT SYSTEMS
dc.subjectPHYSICAL ACCESS
dc.subjectPOLITICAL ECONOMY
dc.subjectPOLITICAL STABILITY
dc.subjectPOOR ACCESS
dc.subjectPORTFOLIOS
dc.subjectPOST OFFICES
dc.subjectPOSTAL BANKS
dc.subjectPRIVATE CREDIT
dc.subjectPRIVATE FUNDS
dc.subjectPRIVATE SECTOR DEVELOPMENT
dc.subjectPROFITABILITY
dc.subjectPUBLIC FUNDS
dc.subjectREGULATORY AUTHORITIES
dc.subjectREGULATORY BARRIER
dc.subjectREGULATORY FRAMEWORK
dc.subjectREGULATORY POLICIES
dc.subjectREGULATORY REPORTS
dc.subjectREPAYMENT
dc.subjectRETAIL BANKING
dc.subjectRETAIL FINANCIAL INSTITUTIONS
dc.subjectRETURN
dc.subjectRISK MANAGEMENT
dc.subjectRURAL BANKS
dc.subjectSAVINGS
dc.subjectSAVINGS ACCOUNTS
dc.subjectSAVINGS BANKS
dc.subjectSAVINGS RATE
dc.subjectSAVINGS SERVICES
dc.subjectSECURITIES
dc.subjectSETTLEMENT
dc.subjectSETTLEMENT SYSTEMS
dc.subjectSOCIAL BANKING
dc.subjectSUPERVISORY AGENCIES
dc.subjectSUPERVISORY AGENCY
dc.subjectSUPPLY OF CREDIT
dc.subjectTAX
dc.subjectTAX INCENTIVES
dc.subjectTIME DEPOSIT
dc.subjectTRANSACTION
dc.subjectTRANSACTION COSTS
dc.subjectTRANSPARENCY
dc.subjectTRANSPORT
dc.subjectTRANSPORTATION INFRASTRUCTURE
dc.subjectTYPES OF INSTRUMENTS
dc.subjectUNIVERSAL BANKS
dc.subjectWEALTH EFFECT
dc.titleMeasuring Financial Access around the Worlden
dspace.entity.typePublication
okr.crossref.titleMeasuring Financial Access Around The World
okr.date.doiregistration2025-04-10T11:53:34.469007Z
okr.doctypePublications & Research::Policy Research Working Paper
okr.docurlhttp://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20100330164126
okr.guid558201468163755866
okr.identifier.doi10.1596/1813-9450-5253
okr.identifier.externaldocumentum000158349_20100330164126
okr.identifier.internaldocumentum12020782
okr.identifier.reportWPS5253
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2010/03/30/000158349_20100330164126/Rendered/PDF/WPS5253.pdfen
okr.region.administrativeThe World Region
okr.region.administrativeThe World Region
okr.unitDevelopment Research Group (DECRG)
okr.volume1 of 1
relation.isSeriesOfPublication26e071dc-b0bf-409c-b982-df2970295c87
relation.isSeriesOfPublication.latestForDiscovery26e071dc-b0bf-409c-b982-df2970295c87
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