Publication:
Bank Competition and Financial Stability : Friends or Foes?

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dc.contributor.authorBeck, Thorsten
dc.date.accessioned2012-06-01T15:52:36Z
dc.date.available2012-06-01T15:52:36Z
dc.date.issued2008-06
dc.description.abstractTheory makes ambiguous predictions about the relationship between market structure and competitiveness of the banking system and banking sector stability. Empirical studies focusing on individual countries provide similarly ambiguous results, while cross-country studies point mostly to a positive relationship between competition and stability in the banking system. Where liberalization and unfettered competition have resulted in fragility, this has been mostly the consequence of regulatory and supervisory failures. The advantages of competition for an efficient and inclusive financial system are strong, and regulatory and supervisory policies should focus on an incentive-compatible environment for banking rather than try to fine-tune market structure or the degree of competition.en
dc.identifierhttp://documents.worldbank.org/curated/en/2008/06/9605096/bank-competition-financial-stability-friends-or-foes
dc.identifier.doi10.1596/1813-9450-4656
dc.identifier.urihttps://hdl.handle.net/10986/6863
dc.languageEnglish
dc.publisherWorld Bank, Washington, DC
dc.relation.ispartofseriesPolicy Research Working Paper No. 4656
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCESS TO CREDIT
dc.subjectACCESS TO FINANCE
dc.subjectARBITRAGE
dc.subjectBALANCE SHEET
dc.subjectBANK ACQUISITIONS
dc.subjectBANK ACTIVITY
dc.subjectBANK ASSET
dc.subjectBANK CAPITALIZATION
dc.subjectBANK COMPETITION
dc.subjectBANK CONSOLIDATION
dc.subjectBANK FAILURE
dc.subjectBANK FAILURE RESOLUTION
dc.subjectBANK FAILURES
dc.subjectBANK FOR INTERNATIONAL SETTLEMENTS
dc.subjectBANK HOLDING COMPANIES
dc.subjectBANK LOANS
dc.subjectBANK MERGERS
dc.subjectBANK OF ENGLAND
dc.subjectBANK REGULATION
dc.subjectBANK RISK
dc.subjectBANK SUPERVISORS
dc.subjectBANKING CRISES
dc.subjectBANKING CRISIS
dc.subjectBANKING DISTRESS
dc.subjectBANKING INDUSTRY
dc.subjectBANKING REGULATION
dc.subjectBANKING RELATIONSHIPS
dc.subjectBANKING SECTOR
dc.subjectBANKING STABILITY
dc.subjectBANKING STRUCTURE
dc.subjectBANKING SYSTEM
dc.subjectBANKING SYSTEMS
dc.subjectBANKRUPTCY
dc.subjectBANKS
dc.subjectBARRIER
dc.subjectBARRIER TO ENTRY
dc.subjectBARRIERS TO ENTRY
dc.subjectCAPITAL CONTROLS
dc.subjectCAPITAL MARKET
dc.subjectCAPITAL MARKETS
dc.subjectCAPITAL RATIOS
dc.subjectCAPITAL REGULATION
dc.subjectCAPITAL REQUIREMENT
dc.subjectCAPITAL REQUIREMENTS
dc.subjectCENTRAL BANK
dc.subjectCOMMERCIAL BANKING
dc.subjectCOMMERCIAL BANKS
dc.subjectCOMPETITIVE MARKETS
dc.subjectCONSOLIDATED SUPERVISION
dc.subjectCONSOLIDATION
dc.subjectCREDIT DECISIONS
dc.subjectCREDIT INFORMATION
dc.subjectCREDIT MARKET
dc.subjectCREDIT RATIONING
dc.subjectCREDIT REGISTRIES
dc.subjectCREDIT REGISTRY
dc.subjectCREDIT REPORTING
dc.subjectCREDIT RISK
dc.subjectCREDITORS
dc.subjectCROSS-BORDER BANKING
dc.subjectDEPOSIT
dc.subjectDEPOSIT INSURANCE
dc.subjectDEPOSIT INSURANCE PREMIUMS
dc.subjectDEPOSIT INSURANCE SCHEMES
dc.subjectDEPOSIT INTEREST RATE
dc.subjectDEPOSIT INTEREST RATES
dc.subjectDEPOSITOR
dc.subjectDEPOSITORS
dc.subjectDEPOSITS
dc.subjectDEREGULATION
dc.subjectDEVELOPING COUNTRIES
dc.subjectDIVERSIFICATION
dc.subjectDIVERSIFICATION BENEFITS
dc.subjectDOMESTIC BANK
dc.subjectEARNINGS
dc.subjectECONOMIC GROWTH
dc.subjectECONOMIES OF SCALE
dc.subjectEMERGING ECONOMIES
dc.subjectEMERGING MARKET
dc.subjectEMERGING MARKET ECONOMIES
dc.subjectEMERGING MARKETS
dc.subjectENTRY BARRIERS
dc.subjectEQUILIBRIUM CREDIT
dc.subjectEQUILIBRIUM CREDIT RATIONING
dc.subjectEXCHANGE RATE
dc.subjectEXCHANGE RATE REGIMES
dc.subjectEXCHANGE RATES
dc.subjectEXPOSURES
dc.subjectFEDERAL RESERVE
dc.subjectFEDERAL RESERVE BANK
dc.subjectFEDERAL RESERVE SYSTEM
dc.subjectFINANCIAL CONGLOMERATES
dc.subjectFINANCIAL CRISES
dc.subjectFINANCIAL DEEPENING
dc.subjectFINANCIAL DISTRESS
dc.subjectFINANCIAL FRAGILITY
dc.subjectFINANCIAL INNOVATION
dc.subjectFINANCIAL INSTABILITY
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL INTEGRATION
dc.subjectFINANCIAL INTERMEDIARY
dc.subjectFINANCIAL INTERMEDIATION
dc.subjectFINANCIAL LIBERALIZATION
dc.subjectFINANCIAL MARKETS
dc.subjectFINANCIAL POLICY
dc.subjectFINANCIAL PRODUCTS
dc.subjectFINANCIAL RISK
dc.subjectFINANCIAL SAFETY
dc.subjectFINANCIAL SAFETY NET
dc.subjectFINANCIAL SAFETY NETS
dc.subjectFINANCIAL SECTOR
dc.subjectFINANCIAL SECTOR STABILITY
dc.subjectFINANCIAL SERVICES
dc.subjectFINANCIAL STABILITY
dc.subjectFINANCIAL SYSTEM
dc.subjectFINANCIAL SYSTEMS
dc.subjectFOREIGN BANK
dc.subjectFOREIGN BANKS
dc.subjectFOREIGN ENTRY
dc.subjectGOVERNMENT OWNERSHIP
dc.subjectGOVERNMENT POLICY
dc.subjectGROWTH RATE
dc.subjectILLIQUIDITY
dc.subjectINEQUALITY
dc.subjectINFLATION
dc.subjectINFLATION RATE
dc.subjectINFORMATION SHARING
dc.subjectINITIAL INVESTMENT
dc.subjectINPUT PRICES
dc.subjectINSTITUTIONAL ENVIRONMENT
dc.subjectINSURANCE
dc.subjectINSURANCE DESIGN
dc.subjectINSURERS
dc.subjectINTEREST RATE
dc.subjectINTEREST RATE CEILINGS
dc.subjectINTEREST RATES
dc.subjectINTERNATIONAL BANK
dc.subjectINTERNATIONAL BANKING
dc.subjectINTERNATIONAL BANKS
dc.subjectINTERNATIONAL CAPITAL
dc.subjectINTERNATIONAL CAPITAL MARKET
dc.subjectINTERNATIONAL FINANCE
dc.subjectINTERNATIONAL RESERVES
dc.subjectINTERSTATE BANKING
dc.subjectINVESTMENT BANKING
dc.subjectLENDER
dc.subjectLENDER OF LAST RESORT
dc.subjectLENDERS
dc.subjectLIBERAL ENTRY
dc.subjectLOAN
dc.subjectLOAN CONTRACTS
dc.subjectLOAN DEFAULT
dc.subjectLOAN GUARANTEES
dc.subjectLOAN LOSS PROVISIONS
dc.subjectMARGINAL COST
dc.subjectMARKET PARTICIPANTS
dc.subjectMARKET SHARE
dc.subjectMARKET SHARES
dc.subjectMARKET STRUCTURE
dc.subjectMARKET STRUCTURES
dc.subjectMICROFINANCE
dc.subjectMONETARY POLICY
dc.subjectMONOPOLY
dc.subjectMORAL HAZARD
dc.subjectMORTGAGE
dc.subjectMORTGAGE MARKET
dc.subjectNEW ENTRANTS
dc.subjectNEW MARKETS
dc.subjectNEW PRODUCTS
dc.subjectNOMINAL INTEREST RATE
dc.subjectOUTPUT
dc.subjectOUTREACH
dc.subjectPAYMENT SERVICES
dc.subjectPAYMENT SYSTEM
dc.subjectPENSION
dc.subjectPENSION FUND
dc.subjectPERFORMANCE MEASURES
dc.subjectPOLITICAL ECONOMY
dc.subjectPORTFOLIO
dc.subjectPORTFOLIOS
dc.subjectPOVERTY ALLEVIATION
dc.subjectPRIVATIZATION
dc.subjectPROFITABILITY
dc.subjectPRUDENTIAL REGULATIONS
dc.subjectPUBLIC CREDIT
dc.subjectPUBLIC POLICY
dc.subjectREAL ESTATE
dc.subjectREGULATORS
dc.subjectREGULATORY FRAMEWORK
dc.subjectREGULATORY FRAMEWORKS
dc.subjectREGULATORY POLICIES
dc.subjectREGULATORY REQUIREMENTS
dc.subjectREPUTATION
dc.subjectRETURN ON ASSETS
dc.subjectRISK DIVERSIFICATION
dc.subjectRISK MANAGEMENT
dc.subjectRISK OF BANK FAILURE
dc.subjectRISK PREMIUMS
dc.subjectRISK SHARING
dc.subjectRISK TAKING
dc.subjectSAFETY NET
dc.subjectSAVINGS
dc.subjectSECURITIES
dc.subjectSETTLEMENT SYSTEMS
dc.subjectSMALL BANKS
dc.subjectSUNSET CLAUSES
dc.subjectSUPERVISORY AGENCY
dc.subjectSUPERVISORY FRAMEWORK
dc.subjectSYSTEMIC BANKING CRISES
dc.subjectSYSTEMIC BANKING DISTRESS
dc.subjectSYSTEMIC RISK
dc.subjectTAXATION
dc.subjectTRANSITION COUNTRIES
dc.subjectVOLATILITY
dc.titleBank Competition and Financial Stability : Friends or Foes?en
dspace.entity.typePublication
okr.crosscuttingsolutionareaJobs
okr.crossref.titleBank Competition And Financial Stability: Friends Or Foes?
okr.date.doiregistration2025-04-10T10:41:06.121288Z
okr.doctypePublications & Research::Policy Research Working Paper
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/2008/06/9605096/bank-competition-financial-stability-friends-or-foes
okr.globalpracticeSocial Protection and Labor
okr.globalpracticeFinance and Markets
okr.globalpracticeTrade and Competitiveness
okr.guid673071468314707800
okr.identifier.doi10.1596/1813-9450-4656
okr.identifier.externaldocumentum000158349_20080626083219
okr.identifier.internaldocumentum9605096
okr.identifier.reportWPS4656
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2008/06/26/000158349_20080626083219/Rendered/PDF/wps4656.pdfen
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicBanks and Banking Reform
okr.topicPrivate Sector Development::Emerging Markets
okr.topicSocial Protections and Labor::Labor Policies
okr.topicFinance and Financial Sector Development::Debt Markets
okr.unitDevelopment Research Group (DECRG)
okr.volume1 of 1
relation.isAuthorOfPublication4694cd5a-bd90-594b-abe2-f5b681139e6d
relation.isAuthorOfPublication.latestForDiscovery4694cd5a-bd90-594b-abe2-f5b681139e6d
relation.isSeriesOfPublication26e071dc-b0bf-409c-b982-df2970295c87
relation.isSeriesOfPublication.latestForDiscovery26e071dc-b0bf-409c-b982-df2970295c87
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