Publication:
Benin : Financial Sector Review

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dc.contributor.authorWorld Bank
dc.date.accessioned2012-06-18T18:15:54Z
dc.date.available2012-06-18T18:15:54Z
dc.date.issued2005-06
dc.description.abstractThis report combines a study undertaken in two phases of the Benin financial sector. Phase 1 of the study, conducted in 2003, provided a diagnostic of the financial system and focused on the state and performance of commercial banks, microfinance institutions, insurance companies and the pension fund system. Phase 2 of the study, conducted in the first half of 2004, focused on analyzing the access to finance issue identified during the diagnostic study. The lack of access to financial services by the majority of the population in Benin was the main issue revealed by the study. The study explored the view among financial institutions and banks that the lack of credit to the majority and to small and medium enterprises in particular was due to a judicial system that is slow, efficient, arbitrary, and nontransparent. Weaknesses in the legal and judicial framework governing enforceability of commercial contracts and property rights, collateral, and land and real estate registration were cited by bankers as major obstacles to the development of greater access to credit.en
dc.identifierhttp://documents.worldbank.org/curated/en/2005/06/6329970/benin-financial-sector-review
dc.identifier.doi10.1596/8300
dc.identifier.urihttps://hdl.handle.net/10986/8300
dc.languageEnglish
dc.language.isoen_US
dc.publisherWashington, DC
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCOUNTING
dc.subjectACCOUNTING STANDARDS
dc.subjectADMINISTRATION
dc.subjectAFFILIATED
dc.subjectAGRICULTURAL INSURANCE
dc.subjectAGRICULTURE
dc.subjectASSURANCE
dc.subjectAUCTIONS
dc.subjectBAD DEBT
dc.subjectBALANCE SHEET
dc.subjectBANK DEPOSITS
dc.subjectBANK OF CENTRAL AFRICAN STATES
dc.subjectBANK SERVICES
dc.subjectBANKING CRISIS
dc.subjectBANKING LAW
dc.subjectBANKING SECTOR
dc.subjectBANKING SUPERVISION
dc.subjectBANKING SYSTEM
dc.subjectBANKNOTES
dc.subjectBANKS
dc.subjectBANQUE CENTRALE DES ETATS DE L'AFRIQUE DE L'OUEST
dc.subjectBANQUE DES ETATS DE L'AFRIQUE CENTRALE
dc.subjectBASE LENDING RATES
dc.subjectBROKERS
dc.subjectBUSINESS LAW
dc.subjectCAPITAL ADEQUACY
dc.subjectCASE BY CASE BASIS
dc.subjectCENTRAL BANK
dc.subjectCENTRAL GOVERNMENT
dc.subjectCHANNELS
dc.subjectCOLLATERAL
dc.subjectCOMMERCIAL BANKS
dc.subjectCOMMISSIONS
dc.subjectCOMMODITY PRICES
dc.subjectCOMMUNITIES
dc.subjectCONNECTED LENDING
dc.subjectCONSUMER PRICE INDEX
dc.subjectCONSUMERS
dc.subjectCONTRACTUAL RIGHTS
dc.subjectCOUNTRY DIRECTOR
dc.subjectCOUNTRY ECONOMIST
dc.subjectCOUNTRY OFFICE MANAGER
dc.subjectCOVERAGE
dc.subjectCREDIT CONTROL
dc.subjectCREDIT COOPERATIVES
dc.subjectCREDIT INSTITUTIONS
dc.subjectCREDIT UNION
dc.subjectCREDIT UNIONS
dc.subjectDEMAND DEPOSITS
dc.subjectDEPOSITS
dc.subjectDEVALUATION
dc.subjectDISCOUNT RATE
dc.subjectDOMESTIC CREDIT
dc.subjectDONOR COMMUNITY
dc.subjectECONOMIC DOWNTURNS
dc.subjectECONOMIC LIFE
dc.subjectECONOMIC OPPORTUNITIES
dc.subjectECONOMIC PERFORMANCE
dc.subjectEFFECTIVE BANKING SUPERVISION
dc.subjectETHNIC GROUPS
dc.subjectEXCESS LIQUIDITY
dc.subjectEXCHANGE COMMISSION
dc.subjectFINANCIAL DEEPENING
dc.subjectFINANCIAL ECONOMIST
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL INTERMEDIARIES
dc.subjectFINANCIAL INTERMEDIATION
dc.subjectFINANCIAL MARKETS
dc.subjectFINANCIAL PERFORMANCE
dc.subjectFINANCIAL PRODUCTS
dc.subjectFINANCIAL RESOURCES
dc.subjectFINANCIAL SECTOR
dc.subjectFINANCIAL SECTOR REVIEW
dc.subjectFINANCIAL SECTOR SPECIALIST
dc.subjectFINANCIAL SECTOR STUDY
dc.subjectFINANCIAL SERVICES
dc.subjectFINANCIAL STATEMENTS
dc.subjectFINANCIERS
dc.subjectFOREIGN BANKS
dc.subjectFOREIGN CURRENCY
dc.subjectFOREIGN CURRENCY DEPOSITS
dc.subjectFOREIGN SHAREHOLDERS
dc.subjectGAB
dc.subjectGDP
dc.subjectGDP PER CAPITA
dc.subjectGROSS DOMESTIC PRODUCT
dc.subjectGROSS OPERATING INCOME
dc.subjectGUIDANCE
dc.subjectHOUSEHOLDS
dc.subjectIAIS
dc.subjectINFLATION
dc.subjectINSPECTIONS
dc.subjectINSURANCE
dc.subjectINSURANCE COMPANIES
dc.subjectINSURANCE INDUSTRY
dc.subjectINSURANCE MARKETS
dc.subjectINSURANCE POLICY
dc.subjectINSURANCE SUPERVISION
dc.subjectINSURANCE SUPERVISORS
dc.subjectINTEREST EXPENSE
dc.subjectINTEREST INCOME
dc.subjectINTEREST RATE
dc.subjectINTEREST RATES
dc.subjectINTERNATIONAL BANKING
dc.subjectINTERNATIONAL DEVELOPMENT
dc.subjectINTERNATIONAL MONETARY FUND
dc.subjectINTERNATIONAL NORMS
dc.subjectINTERNATIONAL STANDARDS
dc.subjectINVESTMENT PROJECTS
dc.subjectLEASING
dc.subjectLEGAL FRAMEWORK
dc.subjectLEGISLATION
dc.subjectLENDER OF LAST RESORT
dc.subjectLENDING PRACTICES
dc.subjectLICENSES
dc.subjectLICENSING
dc.subjectLICENSING OF BANKS
dc.subjectLIFE INSURANCE
dc.subjectLIFE INSURANCE COMPANIES
dc.subjectLIQUIDATION
dc.subjectLIQUIDITY RATIO
dc.subjectM2
dc.subjectMARKET DEVELOPMENT
dc.subjectMATURITIES
dc.subjectMEDIUM ENTERPRISE
dc.subjectMEDIUM ENTERPRISES
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE REGULATION
dc.subjectMICROINSURANCE
dc.subjectMINISTER OF FINANCE
dc.subjectMINISTRIES OF FINANCE
dc.subjectMINISTRY OF FINANCE
dc.subjectMONETARY POLICY
dc.subjectNATIONAL AUTHORITIES
dc.subjectNATIONAL INCOME
dc.subjectNATIONAL LEGISLATION
dc.subjectNET INTEREST MARGIN
dc.subjectNET OPERATING INCOME
dc.subjectNET PROFIT
dc.subjectNON-LIFE INSURANCE
dc.subjectOFFSITE SUPERVISION
dc.subjectOPERATING EFFICIENCY
dc.subjectOPERATING EXPENSES
dc.subjectPAPER SERIES
dc.subjectPENSION SCHEMES
dc.subjectPER CAPITA INCOME
dc.subjectPERFORMANCE INDICATORS
dc.subjectPOPULATION GROWTH
dc.subjectPORTFOLIO
dc.subjectPORTFOLIO QUALITY
dc.subjectPORTFOLIOS
dc.subjectPREMIUMS
dc.subjectPRINCIPLES
dc.subjectPRIVATE COMMERCIAL BANKS
dc.subjectPRIVATE SECTOR
dc.subjectPRIVATE SECTOR DEVELOPMENT
dc.subjectPRIVATE SECTOR DEVELOPMENT PROJECT
dc.subjectPRIVATIZATION
dc.subjectPROFITABILITY
dc.subjectPROGRAMS
dc.subjectPROPERTY RIGHTS
dc.subjectPRUDENTIAL REGULATION
dc.subjectPRUDENTIAL REGULATIONS
dc.subjectPRUDENTIAL RULES
dc.subjectPUBLIC FINANCES
dc.subjectRATING SYSTEM
dc.subjectREAL ESTATE
dc.subjectREAL GDP
dc.subjectREAL GROSS DOMESTIC PRODUCT
dc.subjectRECAPITALIZATION
dc.subjectRECOMMENDATIONS
dc.subjectREGULATORY AUTHORITY
dc.subjectREGULATORY BARRIERS
dc.subjectREGULATORY FORBEARANCE
dc.subjectREPRESENTATIVES
dc.subjectRESERVE REQUIREMENTS
dc.subjectRESERVES
dc.subjectRESPONSIBILITIES
dc.subjectRESTRICTIONS
dc.subjectRETURN ON ASSETS
dc.subjectRETURN ON EQUITY
dc.subjectRISKY BUSINESS
dc.subjectROA
dc.subjectROE
dc.subjectRURAL AREAS
dc.subjectSAVINGS
dc.subjectSAVINGS ACCOUNTS
dc.subjectSECTORS
dc.subjectSECURITIES
dc.subjectSHAREHOLDERS
dc.subjectSHAREHOLDING
dc.subjectSOCIAL PROTECTION
dc.subjectSOCIAL SECURITY
dc.subjectSOCIAL SECURITY SYSTEMS
dc.subjectSOCIAL SERVICES
dc.subjectSTABLE MACROECONOMIC ENVIRONMENT
dc.subjectSTAKEHOLDERS
dc.subjectSTARTING POINT
dc.subjectSTATEMENTS
dc.subjectSTRUCTURAL ADJUSTMENT
dc.subjectSTRUCTURAL ADJUSTMENT PROGRAM
dc.subjectSUBSIDIARY
dc.subjectSUPERVISORY FRAMEWORK
dc.subjectSURPLUS
dc.subjectTIME DEPOSITS
dc.subjectTOTAL ASSETS
dc.subjectTRADE
dc.subjectTRADING
dc.subjectTRENDS
dc.subjectURBAN AREAS
dc.subjectVALUE
dc.subjectVALUE ADDED
dc.subjectWORKING CAPITAL
dc.titleBenin : Financial Sector Reviewen
dspace.entity.typePublication
okr.date.disclosure2005-10-06
okr.date.doiregistration2025-05-07T11:15:56.533638Z
okr.doctypeEconomic & Sector Work::Other Financial Sector Study
okr.doctypeEconomic & Sector Work
okr.docurlhttp://documents.worldbank.org/curated/en/2005/06/6329970/benin-financial-sector-review
okr.globalpracticeMacroeconomics and Fiscal Management
okr.globalpracticeSocial, Urban, Rural and Resilience
okr.globalpracticeGovernance
okr.globalpracticeFinance and Markets
okr.globalpracticeGovernance
okr.globalpracticeFinance and Markets
okr.guid859151468198857911
okr.identifier.externaldocumentum000160016_20051006180839
okr.identifier.internaldocumentum6329970
okr.identifier.report33440
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2005/10/06/000160016_20051006180839/Rendered/PDF/33440.pdfen
okr.region.administrativeAfrica
okr.region.countryBenin
okr.sectorFinance
okr.topicFinance and Financial Sector Development::Non Bank Financial Institutions
okr.topicEconomic Theory and Research
okr.topicLaw and Development::Settlement of Investment Disputes
okr.topicBanks and Banking Reform
okr.topicUrban Development::Urban Financial Intermediation
okr.topicInsurance and Risk Mitigation
okr.topicMacroeconomics and Economic Growth::Investment and Investment Climate
okr.topicLaw and Development::Banking Law
okr.topicFinancial Crisis Management and Restructuring
okr.topicUrban Development::Municipal Financial Management
okr.unitAFT: Financial Sector (AFTFS)
okr.volume1 of 1
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