Publication:
Retail Payment Costs and Savings in Kosovo

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dc.contributor.authorWorld Bank
dc.contributor.authorCentral Bank of Kosovo (CBK)
dc.date.accessioned2022-04-05T17:29:06Z
dc.date.available2022-04-05T17:29:06Z
dc.date.issued2022-02
dc.description.abstractThis report is based on a study of the costs of retail payments in Kosovo, using a methodology (A Practical Guide for Measuring Retail Payment Costs) developed by the World Bank's Payment System Development Group (PSDG), part of the Finance, Competitiveness, and Innovation Global Practice. The study is based on survey data, with questionnaires administered to a sample of households and businesses on the demand side, as well as to 9 commercial banks operating in Kosovo; the Central Bank of Kosovo (in its role as currency issuer and as the operator of the Automated Clearing House); 4 money transfer operators; and the Post Office on the supply side. The study aims to establish a sound economic baseline for the national retail payments system regarding the costs of different payment instruments to better guide system development and enable high-impact changes. Efficiency gains resulting from migration to lower-cost retail payment instruments and more efficient use of those instruments could have significant benefits for economic development and growth as the transaction costs of exchanging goods and services are reduced. Lower costs of retail payments can also fundamentally extend the access of electronic payment services to lower-income households and further improve the efficiency of the national payments system as access to modern payment instruments is broadened.en
dc.identifierhttp://documents.worldbank.org/curated/en/099840103312221887/P1633600460f900e108b1c0418cd323705f
dc.identifier.doi10.1596/37266
dc.identifier.urihttps://hdl.handle.net/10986/37266
dc.languageEnglish
dc.publisherWorld Bank, Washington, DC: Central Bank of Kosovo, Prishtinë, Kosovë
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo
dc.subjectPAYMENT SYSTEM DEVELOPMENT GROUP
dc.subjectFINANCE, COMPETITIVENESS, AND INNOVATION
dc.subjectRETAIL PAYMENT SYSTEMS
dc.subjectCOMMERCIAL BANKING
dc.subjectHOUSEHOLD SURVEY PAYMENT SYSTEMS
dc.subjectACCESS TO PAYMENT SYSTEMS
dc.subjectFINANCIAL ACCESS EQUITY
dc.titleRetail Payment Costs and Savings in Kosovoen
dc.typeReporten
dspace.entity.typePublication
okr.crossref.titleRetail Payment Costs and Savings in Kosovo
okr.date.disclosure2022-03-31
okr.date.doiregistration2025-05-07T11:58:55.967115Z
okr.date.lastmodified2022-03-31T00:00:00Zen
okr.doctypeReport
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/099840103312221887/P1633600460f900e108b1c0418cd323705f
okr.guid099840003312215932
okr.guid099840103312221887
okr.identifier.externaldocumentum33776511
okr.identifier.internaldocumentum33776511
okr.identifier.report170070
okr.importedtrueen
okr.language.supporteden
okr.pdfurlhttp://documents.worldbank.org/curated/en/099840103312221887/pdf/P1633600460f900e108b1c0418cd323705f.pdfen
okr.region.countryKosovo
okr.topicFinance and Financial Sector Development::Payment Systems & Infrastructure
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicPrivate Sector Development::Private Sector Economics
okr.topicPoverty Reduction::Equity and Development
okr.unitEFI-ECA-FCI-Finance-2 (EECF2)
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