Publication:
Enhancing Financial Capability and Behavior in Low- and Middle-Income Countries

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dc.contributor.authorLundberg, Mattias
dc.contributor.authorMulaj, Florentina
dc.contributor.editorLundberg, Mattias
dc.contributor.editorMulaj, Florentina
dc.date.accessioned2014-09-11T19:54:57Z
dc.date.available2014-09-11T19:54:57Z
dc.date.issued2014-01
dc.description.abstractThe Russia Trust Fund for Financial Literacy and Education was set up to support the advancement of financial literacy and capability in low- and middle-income countries. Established in 2008 with funding provided by the Ministry of Finance of the Russian Federation, the Trust Fund enabled the World Bank and the Organisation for Economic Co-operation and Development (OECD) to conduct methodological, analytical, and policy work on financial literacy, capability, and education. The program has supported work on the definition and measurement of financial capability, methods, and tools to understand the impact of financial capability programs; and field research on interventions designed to enhance financial capability. This volume presents the results of pilot projects financed by the Trust Fund. These include some truly pioneering research into new areas for financial capacity building, including the use of diaries to increase financial awareness, innovative methods for information provision, and new ways to deliver messages that encourage safer financial behavior, such as feature films, TV soap operas, and comic books. These methods open financial literacy to a much broader audience, and with potentially greater impact, than has been achieved through more conventional means.en
dc.identifierhttp://documents.worldbank.org/curated/en/2014/01/19770351/enhancing-financial-capability-behavior-low--middle-income-countries
dc.identifier.doi10.1596/20085
dc.identifier.urihttps://hdl.handle.net/10986/20085
dc.languageEnglish
dc.language.isoen_US
dc.publisherWorld Bank, Washington, DC
dc.rightsCC BY 3.0 IGO
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectABILITY OF CONSUMERS
dc.subjectACCOUNTING
dc.subjectADMINISTRATIVE DATA
dc.subjectADVERTISEMENTS
dc.subjectAMOUNT OF SAVINGS
dc.subjectANNUAL PERCENTAGE RATE
dc.subjectAPPROVAL RATE
dc.subjectAPR
dc.subjectASSET CLASS
dc.subjectATM
dc.subjectBANK CREDIT
dc.subjectBANK CUSTOMERS
dc.subjectBANKING ACCOUNTS
dc.subjectBANKING SERVICES
dc.subjectBANKS
dc.subjectBARRIERS TO ENTRY
dc.subjectBEHAVIORAL ECONOMICS
dc.subjectBENEFICIARIES
dc.subjectBIASES
dc.subjectBORROWING
dc.subjectBUDGETING
dc.subjectBUDGETING SKILLS
dc.subjectBUSINESS FINANCE
dc.subjectBUSINESS NETWORK
dc.subjectBUSINESS SCHOOL
dc.subjectBUSINESS TRAINING
dc.subjectCAPACITY BUILDING
dc.subjectCAPITAL MARKETS
dc.subjectCASH MANAGEMENT
dc.subjectCASH PAYMENTS
dc.subjectCASH TRANSFER
dc.subjectCASH TRANSFERS
dc.subjectCHECKS
dc.subjectCLASSROOM TRAINING
dc.subjectCOLLEGE FUND
dc.subjectCOMMODITIES
dc.subjectCONSUMER
dc.subjectCONSUMER CREDIT
dc.subjectCONSUMER DEBT
dc.subjectCONSUMER EDUCATION
dc.subjectCONSUMER FINANCE
dc.subjectCONSUMER PROTECTION
dc.subjectCONSUMER PROTECTION MEASURES
dc.subjectCONSUMERS
dc.subjectCONTRIBUTION
dc.subjectCONTRIBUTIONS
dc.subjectCOST OF CREDIT
dc.subjectCREDIT ASSOCIATION
dc.subjectCREDIT CARD
dc.subjectCREDIT CARD BALANCE
dc.subjectCREDIT CARD DEBT
dc.subjectCREDIT CARDS
dc.subjectCREDIT COOPERATIVE
dc.subjectCREDIT COUNSELING
dc.subjectCREDIT HISTORY
dc.subjectCREDIT PRODUCTS
dc.subjectCREDIT REPORTS
dc.subjectCURRICULA
dc.subjectCURRICULUM
dc.subjectDEBT MANAGEMENT
dc.subjectDECISION TREES
dc.subjectDELIVERY MECHANISM
dc.subjectDELIVERY MECHANISMS
dc.subjectDIRECT DEPOSIT
dc.subjectDISABILITY
dc.subjectDISCLOSURE OF INFORMATION
dc.subjectDIVERSIFICATION
dc.subjectDOMESTIC VIOLENCE
dc.subjectDROUGHT
dc.subjectECONOMIC DECISION
dc.subjectEDUCATION LEVEL
dc.subjectEDUCATION PROGRAMS
dc.subjectEDUCATION TRUST
dc.subjectEDUCATIONAL MATERIAL
dc.subjectENROLLMENT
dc.subjectENROLLMENTS
dc.subjectEXCHANGE COMMISSION
dc.subjectEXPENDITURE
dc.subjectEXPENDITURES
dc.subjectFAMILIES
dc.subjectFARMERS
dc.subjectFINANCES
dc.subjectFINANCIAL ACCESS
dc.subjectFINANCIAL ADVICE
dc.subjectFINANCIAL ARRANGEMENTS
dc.subjectFINANCIAL BEHAVIOR
dc.subjectFINANCIAL CAPACITY
dc.subjectFINANCIAL CONSUMER
dc.subjectFINANCIAL CRISIS
dc.subjectFINANCIAL DECISIONS
dc.subjectFINANCIAL DEVELOPMENT
dc.subjectFINANCIAL EDUCATION
dc.subjectFINANCIAL EDUCATION IN SCHOOLS
dc.subjectFINANCIAL EDUCATION INFORMATION
dc.subjectFINANCIAL EDUCATION INITIATIVES
dc.subjectFINANCIAL EDUCATION MATERIAL
dc.subjectFINANCIAL EDUCATION PROGRAM
dc.subjectFINANCIAL EDUCATION PROGRAMS
dc.subjectFINANCIAL EDUCATION WORKSHOP
dc.subjectFINANCIAL INCENTIVES
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL KNOWLEDGE
dc.subjectFINANCIAL LITERACY
dc.subjectFINANCIAL LITERACY MATERIALS
dc.subjectFINANCIAL LITERACY PROGRAMS
dc.subjectFINANCIAL LITERACY TRAINING
dc.subjectFINANCIAL LIVES
dc.subjectFINANCIAL MANAGEMENT
dc.subjectFINANCIAL MARKETS
dc.subjectFINANCIAL MATERIALS
dc.subjectFINANCIAL MATTERS
dc.subjectFINANCIAL PRODUCT
dc.subjectFINANCIAL PRODUCTS
dc.subjectFINANCIAL SECURITY
dc.subjectFINANCIAL SERVICE
dc.subjectFINANCIAL SERVICE PROVIDERS
dc.subjectFINANCIAL SERVICES
dc.subjectFINANCIAL SERVICES AUTHORITY
dc.subjectFINANCIAL SYSTEMS
dc.subjectFINANCIAL TRANSACTIONS
dc.subjectFORMAL BANKING
dc.subjectFORMAL EDUCATION
dc.subjectFORMAL SAVINGS
dc.subjectGENDER
dc.subjectGENERAL POPULATION
dc.subjectHIGH INTEREST RATE
dc.subjectHIGH INTEREST RATES
dc.subjectHIGH SCHOOL FINANCIAL EDUCATION
dc.subjectHIGH SCHOOL STUDENTS
dc.subjectHOUSEHOLD FINANCE
dc.subjectHOUSEHOLD INVESTMENT
dc.subjectHOUSEHOLD SAVINGS
dc.subjectHOUSEHOLDS
dc.subjectINCENTIVE PROGRAM
dc.subjectINCOME
dc.subjectINCOME LEVELS
dc.subjectINCOMES
dc.subjectINFORMAL INSURANCE
dc.subjectINSURANCE
dc.subjectINTEREST RATE
dc.subjectINTEREST RATES
dc.subjectINTERNATIONAL BANK
dc.subjectJOB LOSS
dc.subjectKEY CHALLENGE
dc.subjectLIFE SKILL
dc.subjectLOAN
dc.subjectLOAN BEHAVIOR
dc.subjectLOAN CHARACTERISTICS
dc.subjectLONG-TERM PLANNING
dc.subjectLOW-INCOME
dc.subjectLOW-INCOME CONSUMERS
dc.subjectMAJOR LIFE EVENTS
dc.subjectMARKETING
dc.subjectMARKETING CAMPAIGN
dc.subjectMARKETING CAMPAIGNS
dc.subjectMASS MEDIA
dc.subjectMEDIA CAMPAIGN
dc.subjectMEDIA CAMPAIGNS
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE INSTITUTIONS
dc.subjectMIGRANT WORKERS
dc.subjectNUTRITION
dc.subjectPENSION
dc.subjectPENSION PLANS
dc.subjectPENSION SCHEMES
dc.subjectPENSIONS
dc.subjectPERSONAL FINANCE
dc.subjectPRECAUTIONARY SAVINGS
dc.subjectPRINT MEDIA
dc.subjectPSYCHOLOGICAL BARRIERS
dc.subjectPUBLIC GOOD
dc.subjectPUBLIC POLICY
dc.subjectPUBLIC SERVICE ANNOUNCEMENTS
dc.subjectQUESTIONNAIRES
dc.subjectREMITTANCE
dc.subjectREMITTANCES
dc.subjectREPAYMENT
dc.subjectRETIREMENT
dc.subjectRETIREMENT PLAN
dc.subjectRETIREMENT PLANNING
dc.subjectRETIREMENT SAVINGS
dc.subjectRETURN ON SAVINGS
dc.subjectRISK AVERSION
dc.subjectSAVINGS
dc.subjectSAVINGS ACCOUNT
dc.subjectSAVINGS ACCOUNTS
dc.subjectSAVINGS BEHAVIOR
dc.subjectSAVINGS PLAN
dc.subjectSAVINGS PRODUCTS
dc.subjectSAVINGS RATES
dc.subjectSECURITIES
dc.subjectSMALL BUSINESS
dc.subjectSMALL BUSINESS OWNERS
dc.subjectSMALL SCALE INDUSTRIES
dc.subjectSMALL-SCALE INDUSTRIES
dc.subjectSMALLHOLDER
dc.subjectSMALLHOLDER FARMERS
dc.subjectSOCIAL NETWORK
dc.subjectSOCIAL NETWORKS
dc.subjectSOCIAL PROTECTION
dc.subjectSOUND FINANCIAL DECISIONS
dc.subjectSTAKEHOLDERS
dc.subjectSTOCK MARKET
dc.subjectSUPPORT GROUP
dc.subjectTAKE-UP RATE
dc.subjectTAKE-UP RATES
dc.subjectTELEPHONE COUNSELING
dc.subjectTRAINING COURSE
dc.subjectTRAINING PROGRAM
dc.subjectTRANSACTION
dc.subjectUNEMPLOYMENT
dc.subjectUNSTABLE INCOMES
dc.subjectVALUABLE
dc.subjectVILLAGES
dc.subjectVOUCHERS
dc.subjectWAGE
dc.subjectWAGES
dc.titleEnhancing Financial Capability and Behavior in Low- and Middle-Income Countriesen
dspace.entity.typePublication
okr.date.disclosure2014-07-08
okr.date.doiregistration2025-05-05T11:36:28.842486Z
okr.doctypePublications & Research::Working Paper
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/2014/01/19770351/enhancing-financial-capability-behavior-low--middle-income-countries
okr.globalpracticeEducation
okr.globalpracticeFinance and Markets
okr.guid870211468159324306
okr.identifier.externaldocumentum000469252_20140708161219
okr.identifier.internaldocumentum19770351
okr.identifier.report89033
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2014/07/08/000469252_20140708161219/Rendered/PDF/890330WP0P12120BLIC00FLIT0final0web.pdfen
okr.sectorPublic Administration, Law, and Justice :: Compulsory pension and unemployment insurance
okr.sectorPublic Administration, Law, and Justice :: General public administration sector
okr.sectorHealth and other social services :: Health
okr.sectorHealth and other social services :: Other social services
okr.themeSocial protection and risk management :: Poverty strategy, analysis and monitoring
okr.themeSocial protection and risk management :: Social safety nets
okr.themeSocial protection and risk management :: Vulnerability assessment and monitoring
okr.themeSocial protection and risk management :: Social risk mitigation
okr.themeSocial dev/gender/inclusion :: Gender
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicAccess and Equity in Basic Education
okr.topicEducation::Primary Education
okr.topicEducation::Education For All
okr.topicFinance and Financial Sector Development::Financial Literacy
okr.unitSocial Protect & Labor - GP (GSPDR)
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