Publication:
Bolivia Financial Sector Notes : Assessing the Sector's Potential Role in Fostering Rural Development and Growth of the Productive Sectors

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dc.contributor.authorWorld Bank
dc.date.accessioned2014-01-31T19:26:10Z
dc.date.available2014-01-31T19:26:10Z
dc.date.issued2011-12
dc.description.abstractBolivia benefited from an overall favorable economic evolution in the last few years, supported by sound macro-economic indicators. Yet, economic growth was unevenly distributed between the sectors, with particularly extractive industries, construction and financial services showing higher real growth rates, while agriculture and manufacturing fell behind. This is an area of concern for the government which-as manifested in the new constitution-aims to foster a more balanced and equitable growth. In its reform measures, it places a particular focus on developing the rural areas, in which a large share of the indigenous population lives, and on the productive sector (agriculture, forestry, manufacturing and extractive), which provides the livelihood for a substantial number of poor people. This paper aims to contribute to the discussion and on-going reform efforts by providing an evaluation of the role the financial system could play for enhancing growth in rural areas and the productive sector without threatening the sector's stability. It also endeavors to update the Bank's knowledge on the financial sector, assess its current role and recent developments, and determine possible vulnerabilities as well as core bottlenecks for the outreach to underserved segments of the population and economy. However, the government needs to strike a fine balance in its policy measures to foster outreach and credit in order to not unduly lower the profitability in the financial sector, jeopardize the quality of the loan portfolio and as a result introduce vulnerability in an otherwise sound system. In particular, the strong push towards financing of the productive sector at comparatively low interest rates, can lead to over-indebtedness of the clients or a deterioration of the repayment culture, if lending institutions expanding their loan portfolios do not maintain (or introduce) prudent lendingen
dc.identifierhttp://documents.worldbank.org/curated/en/2011/12/18403127/bolivia-assessing-sectors-potential-role-fostering-rural-development-growth-productive-sectors-financial-sector-notes
dc.identifier.doi10.1596/16769
dc.identifier.urihttps://hdl.handle.net/10986/16769
dc.languageEnglish
dc.language.isoen_US
dc.publisherWashington, DC
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCESS POINTS
dc.subjectACCESS TO CREDIT
dc.subjectACCESS TO FINANCE
dc.subjectACCESS TO FINANCIAL SERVICES
dc.subjectACCESS TO FINANCING
dc.subjectACCESS TO INFORMATION
dc.subjectACCESS TO LOANS
dc.subjectACCESS TO PAYMENT
dc.subjectADMINISTRATIVE BURDEN
dc.subjectAFFORDABILITY
dc.subjectAGRARIAN REFORM
dc.subjectBALANCE SHEET
dc.subjectBANK BRANCH
dc.subjectBANK BRANCH NETWORKS
dc.subjectBANK DEPOSIT
dc.subjectBANK DEPOSITS
dc.subjectBANKING ACCOUNTS
dc.subjectBANKING SYSTEM
dc.subjectBANKRUPTCIES
dc.subjectBANKS
dc.subjectBARRIERS TO GROWTH
dc.subjectBORROWER
dc.subjectBRANCH NETWORK
dc.subjectBUSINESS RELATIONS
dc.subjectCAPITAL ADEQUACY
dc.subjectCAPITAL FORMATION
dc.subjectCAPITAL MARKET
dc.subjectCAPITAL REQUIREMENTS
dc.subjectCASH TRANSFERS
dc.subjectCENTRAL BANK
dc.subjectCHECKING ACCOUNT
dc.subjectCHECKING ACCOUNTS
dc.subjectCOLLATERAL
dc.subjectCOLLATERAL REQUIREMENTS
dc.subjectCOMMERCIAL BANKING
dc.subjectCOMMERCIAL BANKS
dc.subjectCONSUMER CREDIT
dc.subjectCONSUMER PROTECTION
dc.subjectCOOPERATIVES
dc.subjectCREDIT APPRAISAL
dc.subjectCREDIT BUREAU
dc.subjectCREDIT BUREAUS
dc.subjectCREDIT CARDS
dc.subjectCREDIT GROWTH
dc.subjectCREDIT GUARANTEE
dc.subjectCREDIT GUARANTEES
dc.subjectCREDIT INSTITUTIONS
dc.subjectCREDIT MARKET
dc.subjectCREDIT PORTFOLIO
dc.subjectCREDIT PRODUCTS
dc.subjectCREDIT RISK
dc.subjectCREDIT RISKS
dc.subjectCREDITOR
dc.subjectCREDITORS
dc.subjectCREDITS
dc.subjectCROP INSURANCE
dc.subjectCURRENT ACCOUNT
dc.subjectCURRENT ACCOUNTS
dc.subjectDEBIT CARDS
dc.subjectDEBT
dc.subjectDEMAND FOR CREDIT
dc.subjectDEPOSIT
dc.subjectDEPOSIT ACCOUNTS
dc.subjectDEPOSIT VOLUME
dc.subjectDEPOSITOR
dc.subjectDEPOSITORS
dc.subjectDEPOSITS
dc.subjectDEVELOPMENT BANK
dc.subjectDIVERSIFICATION
dc.subjectE-COMMERCE
dc.subjectEARNINGS
dc.subjectECONOMIC GROWTH
dc.subjectECONOMIC SYSTEM
dc.subjectECONOMIES OF SCALE
dc.subjectELECTRONIC PAYMENT
dc.subjectELECTRONIC PAYMENTS
dc.subjectELECTRONIC TRANSFERS
dc.subjectEQUALITY
dc.subjectEXCHANGE RATE
dc.subjectFACILITATION
dc.subjectFINANCE COMPANIES
dc.subjectFINANCE COMPANY
dc.subjectFINANCIAL ACCESS
dc.subjectFINANCIAL DEPTH
dc.subjectFINANCIAL EDUCATION
dc.subjectFINANCIAL INFRASTRUCTURE
dc.subjectFINANCIAL INSTITUTION
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL INTERMEDIARIES
dc.subjectFINANCIAL INTERMEDIATION
dc.subjectFINANCIAL LITERACY
dc.subjectFINANCIAL PRODUCTS
dc.subjectFINANCIAL SECTOR ASSESSMENT
dc.subjectFINANCIAL SERVICE
dc.subjectFINANCIAL SYSTEM
dc.subjectFIXED CAPITAL
dc.subjectFOREIGN CURRENCY
dc.subjectFOREIGN EXCHANGE
dc.subjectFOREIGN INVESTMENTS
dc.subjectFORMAL ECONOMY
dc.subjectFORMAL FINANCIAL INSTITUTIONS
dc.subjectFORMAL FINANCIAL SECTOR
dc.subjectFORMAL FINANCIAL SERVICES
dc.subjectFORMS OF COLLATERAL
dc.subjectFUNDING SOURCES
dc.subjectGOVERNMENT INTERVENTIONS
dc.subjectGOVERNMENT POLICIES
dc.subjectGRANT FUNDING
dc.subjectGROSS SETTLEMENT SYSTEM
dc.subjectGUARANTEE SCHEMES
dc.subjectHOUSEHOLDS
dc.subjectHOUSING LOANS
dc.subjectINCOME CATEGORY
dc.subjectINCOME LEVEL
dc.subjectINCOME LEVELS
dc.subjectINDEBTEDNESS
dc.subjectINFORMATION ASYMMETRIES
dc.subjectINFORMATION ON ENTERPRISES
dc.subjectINFORMATION SYSTEMS
dc.subjectINSTITUTIONAL REFORMS
dc.subjectINTEREST RATE
dc.subjectINVESTMENT CAPITAL
dc.subjectINVESTMENT CLIMATE
dc.subjectINVESTMENT FINANCING
dc.subjectLACK OF COLLATERAL
dc.subjectLAND AS COLLATERAL
dc.subjectLAND MARKET
dc.subjectLAND OWNERSHIP
dc.subjectLAND RIGHTS
dc.subjectLEGAL FRAMEWORK
dc.subjectLENDING INTEREST RATES
dc.subjectLENDING TECHNIQUES
dc.subjectLEVEL OF INTEREST RATES
dc.subjectLEVEL PLAYING FIELD
dc.subjectLINES OF CREDIT
dc.subjectLIQUID ASSETS
dc.subjectLIQUIDITY
dc.subjectLOAN
dc.subjectLOAN AMOUNTS
dc.subjectLOAN PORTFOLIO
dc.subjectLOAN PORTFOLIOS
dc.subjectLOAN PRODUCTS
dc.subjectLOAN SIZE
dc.subjectLOW INTEREST RATES
dc.subjectMARKET ACCESS
dc.subjectMARKET DEVELOPMENT
dc.subjectMARKET SHARES
dc.subjectMFI
dc.subjectMICRO ENTREPRENEURS
dc.subjectMICRO-FINANCE
dc.subjectMICRO-FINANCE INSTITUTIONS
dc.subjectMICROCREDIT
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE INSTITUTIONS
dc.subjectMICROFINANCE LENDING
dc.subjectMICROFINANCE SECTOR
dc.subjectMINIMUM CAPITAL REQUIREMENTS
dc.subjectMOBILE PHONE
dc.subjectMONETARY POLICY
dc.subjectMORAL SUASION
dc.subjectMORTGAGE
dc.subjectMORTGAGE LOANS
dc.subjectMOVABLE ASSETS
dc.subjectMOVABLE COLLATERAL
dc.subjectNON-PERFORMING LOANS
dc.subjectOUTREACH
dc.subjectPARTIAL CREDIT
dc.subjectPAYMENT HISTORY
dc.subjectPAYMENT INFRASTRUCTURE
dc.subjectPAYMENT SERVICES
dc.subjectPAYMENT SYSTEM
dc.subjectPENETRATION RATES
dc.subjectPENSION FUNDS
dc.subjectPENSIONS
dc.subjectPLEDGE COLLATERAL
dc.subjectPOINT OF SALE
dc.subjectPOINT OF SALES
dc.subjectPRIVATE CREDIT
dc.subjectPRIVATE CREDIT BUREAUS
dc.subjectPROFITABILITY
dc.subjectPROPERTY RIGHTS
dc.subjectPROTECTION MEASURES
dc.subjectPROVISION OF CREDIT
dc.subjectPUBLIC BANK
dc.subjectPUBLIC BANKS
dc.subjectRATES OF RETURN
dc.subjectREAL ESTATE
dc.subjectREAL ESTATE AS COLLATERAL
dc.subjectREGULATORY FRAMEWORK
dc.subjectREMITTANCES
dc.subjectREPAYMENT
dc.subjectRESERVE REQUIREMENTS
dc.subjectRESTRICTIONS ON COLLATERAL
dc.subjectRISK MANAGEMENT
dc.subjectRURAL BUSINESSES
dc.subjectRURAL FINANCE
dc.subjectSAVINGS
dc.subjectSAVINGS ACCOUNTS
dc.subjectSAVINGS SERVICES
dc.subjectSETTLEMENT
dc.subjectSMALL BORROWERS
dc.subjectSMALL ENTERPRISES
dc.subjectSMALL FARMERS
dc.subjectSOURCE OF INCOME
dc.subjectSOURCES OF INCOME
dc.subjectSTART-UP
dc.subjectSTART-UP COSTS
dc.subjectSUPPLY OF CREDIT
dc.subjectTAX INCENTIVES
dc.subjectTECHNICAL ASSISTANCE
dc.subjectTECHNICAL SUPPORT
dc.subjectUNION
dc.subjectUNREGULATED FINANCIAL INSTITUTIONS
dc.subjectURBAN AREAS
dc.subjectVILLAGES
dc.subjectVOLATILE INCOME
dc.subjectWORKING CAPITAL
dc.titleBolivia Financial Sector Notes : Assessing the Sector's Potential Role in Fostering Rural Development and Growth of the Productive Sectorsen
dspace.entity.typePublication
okr.date.disclosure2013-10-16
okr.date.doiregistration2025-05-07T10:39:10.562353Z
okr.doctypeEconomic & Sector Work::Financial Sector Assessment Program (FSAP)
okr.doctypeEconomic & Sector Work
okr.docurlhttp://documents.worldbank.org/curated/en/2011/12/18403127/bolivia-assessing-sectors-potential-role-fostering-rural-development-growth-productive-sectors-financial-sector-notes
okr.globalpracticeFinance and Markets
okr.globalpracticeTrade and Competitiveness
okr.guid776281468208464328
okr.identifier.externaldocumentum000356161_20131016153605
okr.identifier.internaldocumentum18403127
okr.identifier.report70465
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2013/10/16/000356161_20131016153605/Rendered/PDF/704650ESW0Boli0ox0379848B00PUBLIC0.pdfen
okr.region.administrativeLatin America & Caribbean
okr.region.countryBolivia
okr.sectorFinance
okr.topicFinance and Financial Sector Development::Access to Finance
okr.topicBanks and Banking Reform
okr.topicPrivate Sector Development::Emerging Markets
okr.topicFinance and Financial Sector Development::Bankruptcy and Resolution of Financial Distress
okr.topicFinance and Financial Sector Development::Debt Markets
okr.unitFinance & Private Sector (LCSPF)
okr.volume1 of 1
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