Publication:
Determinants of Deposit-Insurance Adoption and Design

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dc.contributor.authorKane, Edward J.
dc.contributor.authorDemirgüç-Kunt, Asli
dc.contributor.authorLaeven, Luc
dc.date.accessioned2012-06-21T22:39:17Z
dc.date.available2012-06-21T22:39:17Z
dc.date.issued2006-02
dc.description.abstractThe authors seek to identify factors that influence decisions about a country's financial safety net, using a new dataset on 170 countries covering the 1960-2003 period. Specifically, they focus on how outside influences, economic development, crisis pressures, and political institutions affect deposit insurance adoption and design. Controlling for the influence of economic characteristics and events such as macroeconomic shocks, occurrence and severity of crises, and institutional development, they find that pressure to emulate developed-country regulatory frameworks and power-sharing political institutions dispose a country toward adopting design features that inadequately control risk-shifting.en
dc.identifierhttp://documents.worldbank.org/curated/en/2006/02/6600507/determinants-deposit-insurance-adoption-design
dc.identifier.doi10.1596/1813-9450-3849
dc.identifier.urihttps://hdl.handle.net/10986/8744
dc.languageEnglish
dc.publisherWorld Bank, Washington, DC
dc.relation.ispartofseriesPolicy Research Working Paper; No. 3849
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCOUNTABILITY
dc.subjectBANK DEPOSITS
dc.subjectBANK REGULATION
dc.subjectBANK RISK
dc.subjectBANKING CRISES
dc.subjectBANKING CRISIS
dc.subjectBANKING PANICS
dc.subjectBANKING SECTOR
dc.subjectBANKING SYSTEM
dc.subjectBENCHMARK
dc.subjectCAPITALIZATION
dc.subjectCOINSURANCE
dc.subjectCONFIDENCE IN BANKS
dc.subjectCOVERAGE
dc.subjectDEPOSIT GUARANTEES
dc.subjectDEPOSIT INSURANCE
dc.subjectDEPOSIT INSURANCE SCHEMES
dc.subjectDEPOSIT INSURANCE SYSTEMS
dc.subjectDEPOSITORS
dc.subjectECONOMICS
dc.subjectENDOGENOUS VARIABLES
dc.subjectFEDERAL DEPOSIT INSURANCE
dc.subjectFEDERAL DEPOSIT INSURANCE CORPORATION
dc.subjectFINANCIAL CRISES
dc.subjectFINANCIAL CRISIS
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL INTERMEDIARIES
dc.subjectFINANCIAL INTERMEDIATION
dc.subjectFINANCIAL SECTOR
dc.subjectFOREIGN CURRENCY DEPOSITS
dc.subjectGDP
dc.subjectGDP PER CAPITA
dc.subjectGROWTH RATE
dc.subjectINCOME GROUPS
dc.subjectINFLATION
dc.subjectINSOLVENCY
dc.subjectINSTITUTIONAL DEVELOPMENT
dc.subjectINSTITUTIONAL ENVIRONMENT
dc.subjectINSURANCE
dc.subjectINSURANCE AGENCIES
dc.subjectINSURANCE BENEFITS
dc.subjectINSURANCE DESIGN
dc.subjectINSURANCE SYSTEM
dc.subjectINTEGRITY
dc.subjectMACROECONOMIC CONDITIONS
dc.subjectMACROECONOMIC SHOCKS
dc.subjectMARKET DISCIPLINE
dc.subjectMONETARY POLICY
dc.subjectMORAL HAZARD
dc.subjectNATIONAL ECONOMY
dc.subjectOWNERSHIP STRUCTURE
dc.subjectPOLITICAL ECONOMY
dc.subjectPREDICTIONS
dc.subjectPRIVATE BANKS
dc.subjectPRIVATIZATION
dc.subjectRATES
dc.subjectREAL GDP
dc.subjectREAL INTEREST RATE
dc.subjectREGULATORY SYSTEMS
dc.subjectRESERVE BANK OF NEW ZEALAND
dc.subjectSTATISTICAL ANALYSIS
dc.subjectVOTERS
dc.titleDeterminants of Deposit-Insurance Adoption and Designen
dspace.entity.typePublication
okr.crossref.titleDeterminants Of Deposit-Insurance Adoption And Design
okr.date.doiregistration2025-04-10T10:30:14.607054Z
okr.doctypePublications & Research::Policy Research Working Paper
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/2006/02/6600507/determinants-deposit-insurance-adoption-design
okr.globalpracticeMacroeconomics and Fiscal Management
okr.globalpracticeFinance and Markets
okr.guid273841468314052365
okr.identifier.doi10.1596/1813-9450-3849
okr.identifier.externaldocumentum000016406_20060215165351
okr.identifier.internaldocumentum6600507
okr.identifier.reportWPS3849
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2006/02/15/000016406_20060215165351/Rendered/PDF/wps3849.pdfen
okr.topicEconomic Theory and Research
okr.topicInsurance and Risk Mitigation
okr.topicBanks and Banking Reform
okr.topicFinance and Financial Sector Development::Financial Intermediation
okr.topicFinancial Crisis Management and Restructuring
okr.topicMacroeconomics and Economic Growth
okr.unitDevelopment Research Group (DECRG)
okr.volume1 of 1
relation.isAuthorOfPublication234a20c0-893c-561a-8c90-6f5be5be5b9b
relation.isAuthorOfPublication.latestForDiscovery234a20c0-893c-561a-8c90-6f5be5be5b9b
relation.isSeriesOfPublication26e071dc-b0bf-409c-b982-df2970295c87
relation.isSeriesOfPublication.latestForDiscovery26e071dc-b0bf-409c-b982-df2970295c87
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