Publication:
Seasonal and Extreme Poverty in Bangladesh : Evaluating an Ultra-Poor Microfinance Project

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dc.contributor.authorKhalily, M.A. Baqui
dc.contributor.authorKhandker, Shahidur R.
dc.contributor.authorSamad, Hussain A.
dc.date.accessioned2012-03-19T18:40:21Z
dc.date.available2012-03-19T18:40:21Z
dc.date.issued2010-06-01
dc.description.abstractMicrofinance is often criticized for not adequately addressing seasonality and hard-core poverty. In Bangladesh, a program known as PRIME was introduced in 2006 to address both concerns. Unlike regular microfinance, PRIME introduces a microfinance scheme that offers a flexible repayment schedule and consumption smoothing, as well as production, loans. It targets the ultra-poor, many of whom are also seasonally poor, with a severe inability to smooth consumption during certain months of the year. Besides providing loans, PRIME offers extension and training services. This paper uses a quasi-experimental survey design to evaluate PRIME against regular microfinance programs. The results show that PRIME is more effective than regular microfinance in reaching the ultra-poor, as well as the seasonal poor. PRIME also helps reduce seasonal deprivation and extreme poverty. Although the program has demonstrated its promise, it is too early to conclude whether the accrued benefits are large enough to contain both seasonal and chronic poverty on a sustained basis.en
dc.identifierhttp://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20100603164741
dc.identifier.doi10.1596/1813-9450-5331
dc.identifier.urihttps://hdl.handle.net/10986/3817
dc.languageEnglish
dc.relation.ispartofseriesPolicy Research working paper ; no. WPS 5331
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectACCESS TO FOOD
dc.subjectAGRICULTURAL ACTIVITY
dc.subjectAGRICULTURAL LABORERS
dc.subjectAGRICULTURE
dc.subjectANTI-POVERTY
dc.subjectASYMMETRIC INFORMATION
dc.subjectBASIC FOODS
dc.subjectBENEFICIARIES
dc.subjectBETTER ACCESS TO MARKETS
dc.subjectBORROWERS
dc.subjectBUDGET
dc.subjectBUFFER STOCKS
dc.subjectCASH TRANSFERS
dc.subjectCHECK
dc.subjectCHRONIC POVERTY
dc.subjectCOLLATERAL
dc.subjectCONSUMPTION DATA
dc.subjectCONSUMPTION INSURANCE
dc.subjectCONSUMPTION SMOOTHING
dc.subjectCOUNTERFACTUAL
dc.subjectCREDIT CONSTRAINT
dc.subjectCREDIT MARKET
dc.subjectCREDIT MARKET CONSTRAINTS
dc.subjectCREDIT MARKETS
dc.subjectCREDIT PROGRAM
dc.subjectCREDIT PROVISION
dc.subjectDAILY WAGE
dc.subjectDEFAULT
dc.subjectDEFICITS
dc.subjectDIMENSIONS OF POVERTY
dc.subjectDISCOUNT
dc.subjectDISCOUNT RATE
dc.subjectDIVERSIFICATION
dc.subjectDURABLE
dc.subjectEMPLOYMENT OPPORTUNITIES
dc.subjectEXCHANGE
dc.subjectEXTREME POVERTY
dc.subjectEXTREME POVERTY LINE
dc.subjectFAMINE
dc.subjectFAMINES
dc.subjectFARM SECTOR
dc.subjectFARMERS
dc.subjectFINANCIAL INSTITUTION
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFLEXIBLE REPAYMENT
dc.subjectFOOD BASKET
dc.subjectFOOD CONSUMPTION
dc.subjectFOOD COUPONS
dc.subjectFOOD EXPENDITURE
dc.subjectFOOD EXPENDITURES
dc.subjectFOOD INSECURITY
dc.subjectFOOD INTAKE
dc.subjectFOOD ITEMS
dc.subjectFOOD POVERTY
dc.subjectFOOD POVERTY LINE
dc.subjectFOOD PRICES
dc.subjectFOOD SECURITY
dc.subjectFRUITS
dc.subjectFUTURE
dc.subjectGOOD
dc.subjectGOODS
dc.subjectHAZARD
dc.subjectHOLDING
dc.subjectHOUSEHOLD CONSUMPTION
dc.subjectHOUSEHOLD CONSUMPTION PER CAPITA
dc.subjectHOUSEHOLD DISTRIBUTION
dc.subjectHOUSEHOLD HEAD
dc.subjectHOUSEHOLD INCOME
dc.subjectHOUSEHOLD NEEDS
dc.subjectHOUSEHOLD PARTICIPATION
dc.subjectHOUSEHOLD SURVEY
dc.subjectHOUSEHOLD WELFARE
dc.subjectHUMAN CAPITAL
dc.subjectINCIDENCE OF POVERTY
dc.subjectINCOME
dc.subjectINCOME FLOWS
dc.subjectINCOME-GENERATING ACTIVITIES
dc.subjectINFORMAL CREDIT
dc.subjectINFRASTRUCTURE DEVELOPMENT
dc.subjectINSURANCE
dc.subjectINTEREST
dc.subjectINTEREST RATE
dc.subjectINTERNATIONAL BANK
dc.subjectINTERNATIONAL DEVELOPMENT
dc.subjectLAGGING REGIONS
dc.subjectLAND ASSETS
dc.subjectLANDHOLDINGS
dc.subjectLENDING
dc.subjectLENDING PORTFOLIO
dc.subjectLIQUIDITY
dc.subjectLIQUIDITY CONSTRAINTS
dc.subjectLOAN
dc.subjectLOAN CONTRACTS
dc.subjectLOANS
dc.subjectLOCAL ECONOMIES
dc.subjectLOCAL ECONOMY
dc.subjectLOCAL INFRASTRUCTURE
dc.subjectLONG-TERM INVESTMENTS
dc.subjectMARKET
dc.subjectMEAL
dc.subjectMEASURES
dc.subjectMEAT
dc.subjectMICRO-CREDIT
dc.subjectMICRO-FINANCE
dc.subjectMICROCREDIT
dc.subjectMICROCREDIT PROGRAMS
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE INSTITUTIONS
dc.subjectMILK
dc.subjectMORAL HAZARD
dc.subjectNUTRITION
dc.subjectPOLITICAL ECONOMY
dc.subjectPOOR
dc.subjectPOOR BORROWERS
dc.subjectPOOR HOUSEHOLDS
dc.subjectPOOR WOMEN
dc.subjectPOVERTY INCIDENCE
dc.subjectPOVERTY LINES
dc.subjectPOVERTY MEASURES
dc.subjectPOVERTY PROGRAMS
dc.subjectPOVERTY REDUCTION
dc.subjectPOVERTY STATUS
dc.subjectPRIVATE INVESTMENTS
dc.subjectPROPERTIES
dc.subjectPROTEIN
dc.subjectPROVISION OF CREDIT
dc.subjectPUBLIC WORKS
dc.subjectPULSES
dc.subjectREAL INTEREST
dc.subjectREAL INTEREST RATE
dc.subjectREGION
dc.subjectREGIONS
dc.subjectREMITTANCE
dc.subjectREMITTANCE SERVICES
dc.subjectREMITTANCES
dc.subjectREPAYMENT SCHEDULE
dc.subjectRETURNS
dc.subjectRICE
dc.subjectRISK POOLING
dc.subjectRURAL
dc.subjectRURAL AREAS
dc.subjectRURAL DEVELOPMENT
dc.subjectRURAL POOR
dc.subjectRURAL POVERTY
dc.subjectRURAL POVERTY RATE
dc.subjectSAFETY NET
dc.subjectSAFETY NETS
dc.subjectSAVINGS
dc.subjectSHARE
dc.subjectSHARES
dc.subjectSMALL FARMERS
dc.subjectSTARVATION
dc.subjectSTOCK
dc.subjectTARGETING
dc.subjectTRANSFERS
dc.subjectVEGETABLES
dc.subjectWAGE EMPLOYMENT
dc.subjectWELFARE INDICATORS
dc.subjectWFP
dc.subjectWORLD FOOD PROGRAMME
dc.titleSeasonal and Extreme Poverty in Bangladesh : Evaluating an Ultra-Poor Microfinance Projecten
dspace.entity.typePublication
okr.crosscuttingsolutionareaJobs
okr.crossref.titleSeasonal And Extreme Poverty In Bangladesh : Evaluating An Ultra-Poor Microfinance Project
okr.date.doiregistration2025-04-10T11:48:22.770280Z
okr.doctypePublications & Research::Policy Research Working Paper
okr.docurlhttp://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20100603164741
okr.globalpracticeAgriculture
okr.globalpracticePoverty
okr.globalpracticeTrade and Competitiveness
okr.guid766851468201260778
okr.identifier.doi10.1596/1813-9450-5331
okr.identifier.externaldocumentum000158349_20100603164741
okr.identifier.internaldocumentum12372726
okr.identifier.reportWPS5331
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2010/06/03/000158349_20100603164741/Rendered/PDF/WPS5331.pdfen
okr.region.administrativeSouth Asia
okr.region.administrativeSouth Asia
okr.region.countryBangladesh
okr.region.geographicalSouth Asia
okr.region.geographicalAsia
okr.sectorFinance :: General finance sector
okr.topicIndustry::Food & Beverage Industry
okr.topicPoverty Reduction::Rural Poverty Reduction
okr.unitDevelopment Research Group (DECRG)
okr.volume1 of 1
relation.isAuthorOfPublication1dc630c1-c19d-5c71-8d7c-1299435d0456
relation.isAuthorOfPublicationb91822c4-75b2-5ebb-a3d8-2fb46660d3b9
relation.isAuthorOfPublication.latestForDiscovery1dc630c1-c19d-5c71-8d7c-1299435d0456
relation.isSeriesOfPublication26e071dc-b0bf-409c-b982-df2970295c87
relation.isSeriesOfPublication.latestForDiscovery26e071dc-b0bf-409c-b982-df2970295c87
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