Publication:
Determinants of Long-Term versus Short-Term Bank Credit in EU Countries

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dc.contributor.authorPark, Haelim
dc.contributor.authorRuiz, Claudia
dc.contributor.authorTressel, Thierry
dc.date.accessioned2015-11-05T15:26:31Z
dc.date.available2015-11-05T15:26:31Z
dc.date.issued2015-10
dc.description.abstractThis paper empirically examines the determinants of credit at different maturities across European Union countries during the last decade. The paper documents the lengthening of maturities since the early 2000s, and whether these patterns were driven by similar factors in advanced countries and in emerging market countries. Before the 2008 crisis, long-term credit expanded faster than short-term credit in most countries in the sample, and contracted less than short-term credit after 2008. The paper finds that domestic deposits and foreign liabilities were more important sources of funding in emerging market countries than in advanced countries. Moreover, trade openness and initial banking sector depth matter more for emerging market countries than for advanced countries.en
dc.identifierhttp://documents.worldbank.org/curated/en/2015/10/25132200/determinants-long-term-versus-short-term-bank-credit-eu-countries
dc.identifier.doi10.1596/1813-9450-7436
dc.identifier.urihttps://hdl.handle.net/10986/22858
dc.languageEnglish
dc.language.isoen_US
dc.publisherWorld Bank, Washington, DC
dc.relation.ispartofseriesPolicy Research Working Paper;No. 7436
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo/
dc.subjectCREDIT MARKETS
dc.subjectMONETARY POLICY
dc.subjectDEPOSIT
dc.subjectCAPITAL MARKETS
dc.subjectFINANCIAL SERVICES
dc.subjectMARKET COUNTRIES
dc.subjectLINES OF CREDIT
dc.subjectECONOMIC GROWTH
dc.subjectEQUIPMENT
dc.subjectWAREHOUSE
dc.subjectDEPOSITS
dc.subjectFINANCIAL DEEPENING
dc.subjectFINANCING
dc.subjectINTEREST
dc.subjectLAWS
dc.subjectCREDIT AVAILABILITY
dc.subjectINTEREST RATE
dc.subjectPRIVATE CREDIT
dc.subjectEXCHANGE
dc.subjectBANKING SYSTEM
dc.subjectCURRENT EXPENDITURES
dc.subjectSERVICES
dc.subjectDEVELOPING COUNTRIES
dc.subjectBANKING SYSTEMS
dc.subjectMATURITY STRUCTURE
dc.subjectCAPITAL STRUCTURES
dc.subjectEXCLUSION
dc.subjectHOUSING
dc.subjectCAPITAL STRUCTURE
dc.subjectMORTGAGE
dc.subjectINFORMATION SHARING
dc.subjectLOAN
dc.subjectPROJECTS
dc.subjectFINANCIAL INTEGRATION
dc.subjectBANKRUPTCY
dc.subjectINFLATION
dc.subjectINTERNATIONAL BANK
dc.subjectCREDITOR
dc.subjectINFORMATION ASYMMETRIES
dc.subjectLENDER
dc.subjectEMERGING MARKET ECONOMIES
dc.subjectBANK LENDING
dc.subjectMATURITY
dc.subjectECONOMIC ACTIVITY
dc.subjectEMERGING MARKET COUNTRIES
dc.subjectINTERNATIONAL FINANCE
dc.subjectSAVINGS
dc.subjectECONOMIC CRISES
dc.subjectCONTRACT ENFORCEMENT
dc.subjectFIXED INVESTMENTS
dc.subjectADVANCED ECONOMIES
dc.subjectTERMS OF BANK LOANS
dc.subjectOVERDRAFTS
dc.subjectCREDIT BUREAUS
dc.subjectUNION
dc.subjectBOOM-BUST CYCLES
dc.subjectPRODUCTIVITY
dc.subjectINTEREST RATES
dc.subjectBANK DEBT
dc.subjectEMERGING MARKET
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectMARKETS
dc.subjectDEBT
dc.subjectFINANCIAL CRISES
dc.subjectLOAN MATURITY
dc.subjectFINANCIAL REFORMS
dc.subjectLOANS
dc.subjectENTERPRISES
dc.subjectBANK CREDIT
dc.subjectBANK FINANCING
dc.subjectFINANCE
dc.subjectTERM CREDIT
dc.subjectMARKET ECONOMIES
dc.subjectBANKING SECTOR
dc.subjectBANKS
dc.subjectINFORMATION ASYMMETRY
dc.subjectRATING AGENCIES
dc.subjectDEBT FINANCING
dc.subjectEMERGING MARKETS
dc.subjectPROPERTY RIGHT
dc.subjectCAPITAL
dc.subjectFINANCIAL STABILITY
dc.subjectBANKING CRISIS
dc.subjectFINANCIAL CRISIS
dc.subjectSUPPLY OF CREDIT
dc.subjectCOMMERCIAL PAPER
dc.subjectBANK
dc.subjectEUROPEAN CENTRAL BANK
dc.subjectCREDIT
dc.subjectMACROECONOMICS
dc.subjectWORKING CAPITAL
dc.subjectEXPENDITURES
dc.subjectCREDIT INFORMATION
dc.subjectCAPITAL FLOWS
dc.subjectPROPERTY
dc.subjectFOREIGN BANKS
dc.subjectHOUSING PRICES
dc.subjectBALANCE SHEET
dc.subjectMARKET
dc.subjectMONETARY POLICIES
dc.subjectTREASURY
dc.subjectCREDIT FLOWS
dc.subjectGOVERNANCE
dc.subjectINFLATION RATES
dc.subjectFINANCIAL SECTOR ASSESSMENT
dc.subjectINFORMATION ON CREDIT
dc.subjectBANK LOAN
dc.subjectBANK LOANS
dc.subjectFINANCIAL DEVELOPMENT
dc.subjectINVESTMENT
dc.subjectRISK
dc.subjectHOUSEHOLDS
dc.subjectBALANCE SHEETS
dc.subjectCOLLATERAL
dc.subjectFINANCIAL MARKETS
dc.subjectCREDIT LEVELS
dc.subjectBANKING
dc.subjectLOAN AMOUNTS
dc.subjectLOAN CONTRACTS
dc.subjectBORROWING
dc.subjectINVESTMENTS
dc.subjectLENDING
dc.subjectEXTERNAL FINANCING
dc.subjectTRANSITION ECONOMIES
dc.subjectMATURITIES
dc.subjectEXCHANGE RATE
dc.subjectFINANCIAL SYSTEMS
dc.subjectLIABILITIES
dc.subjectGOVERNMENTS
dc.subjectLONG-TERM LOANS
dc.subjectCREDIT INSTITUTIONS
dc.subjectCREDIT LINES
dc.subjectECONOMIC CONDITIONS
dc.subjectENFORCEABILITY OF CONTRACTS
dc.subjectECONOMIES
dc.subjectMFI
dc.subjectDEBT MATURITY
dc.titleDeterminants of Long-Term versus Short-Term Bank Credit in EU Countriesen
dc.typeWorking Paperen
dc.typeDocument de travailfr
dc.typeDocumento de trabajoes
dspace.entity.typePublication
okr.crossref.titleDeterminants of Long-Term versus Short-Term Bank Credit in EU Countries
okr.date.disclosure2015-10-08
okr.date.doiregistration2025-04-10T10:56:58.765275Z
okr.doctypePublications & Research::Policy Research Working Paper
okr.doctypePublications & Research
okr.docurlhttp://documents.worldbank.org/curated/en/2015/10/25132200/determinants-long-term-versus-short-term-bank-credit-eu-countries
okr.guid942521468184773633
okr.identifier.doi10.1596/1813-9450-7436
okr.identifier.externaldocumentum090224b083130d58_1_0
okr.identifier.internaldocumentum25132200
okr.identifier.reportWPS7436
okr.importedtrue
okr.language.supporteden
okr.pdfurlhttp://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2015/10/08/090224b083130d58/1_0/Rendered/PDF/Determinants0o0edit0in0EU0countries.pdfen
okr.region.administrativeEurope and Central Asia
okr.region.geographicalEuropean Union
okr.topicDebt Markets
okr.topicBankruptcy and Resolution of Financial Distress
okr.topicAccess to Finance
okr.topicFinance and Financial Sector Development
okr.topicFinance and Financial Sector Development::Banks & Banking Reform
okr.topicMacroeconomics and Economic Growth::Economic Theory & Research
okr.unitFinance and Private Sector Development Team, Development Research Group
relation.isSeriesOfPublication26e071dc-b0bf-409c-b982-df2970295c87
relation.isSeriesOfPublication.latestForDiscovery26e071dc-b0bf-409c-b982-df2970295c87
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