World Bank2013-10-012013-10-012002-12https://hdl.handle.net/10986/15946This Financial Sector Assessment (FSA) summarizes the Financial Sector Assessment Program (FSAP) report for Croatia. The FSAP mission visited Zagreb during the period September 3-14,200l and discussed its preliminary findings with the representatives of the Croatia National Bank (CNB) and Ministry of Finance (MoF) on September 14, 2001. The mission also discussed the assessments of observance of codes and standards with relevant government offices and agencies. An assessment was also made of the legal and institutional arrangements for Anti-Money Laundering/Combating the Financing of Terrorism (AMLKFT). The final FSAP report was submitted in November 2002.en-USCC BY 3.0 IGOACCOUNTABILITYACCOUNTINGACCOUNTING STANDARDSASSET MANAGEMENTASSET QUALITYAUDITINGAUDITORSAUDITSAUTONOMYBALANCE OF PAYMENTSBANK BALANCE SHEETSBANK CREDITBANK FAILUREBANK FAILURE RESOLUTIONBANK LOANSBANK RESTRUCTURINGBANKING CRISISBANKING INSTITUTIONSBANKING LAWBANKING SECTORBANKING STRUCTUREBANKING SUPERVISIONBANKING SYSTEMBANKRUPTCYBANKRUPTCY JUDGEBANKRUPTCY LAWBANKRUPTCY SYSTEMBORROWING REQUIREMENTCAPITAL ADEQUACYCAPITAL ADEQUACY RATIOSCAPITAL MARKETSCASH FLOWSCHECKSCIVIL LAWCOLLATERALCOLLATERAL RECOVERYCOMMERCIAL BANKSCOMMERCIAL COURTSCOMMERCIAL DISPUTECOMPANY LAWCOMPLIANCE GAPCONFLICTS OF INTERESTCONSOLIDATED SUPERVISIONCONSOLIDATIONCORPORATE GOVERNANCECORRUPTIONCREDIT DECISIONSCREDIT GROWTHCREDIT HISTORYCREDIT INFORMATIONCREDIT QUALITYCREDIT REPORTINGCREDIT REPORTING SYSTEMCREDIT RISKCREDIT SCORINGCREDITORCREDITORSCREDITSCROATIAN NATIONAL BANKCURRENT ACCOUNT DEFICITDEBTDEBT MANAGEMENTDEBT RECOVERYDEBTSDEPOSITDEPOSIT INSURANCEDEPOSITORDEPOSITORSDEPOSITSDISPUTE RESOLUTIONDOMESTIC MARKETEMERGING MARKETSENFORCEMENT PROCEDURESEXCHANGE RATEFINANCIAL CONGLOMERATEFINANCIAL CONGLOMERATESFINANCIAL DEVELOPMENTFINANCIAL INSTITUTIONSFINANCIAL INTERMEDIATIONFINANCIAL POSITIONFINANCIAL STATEMENTSFINANCIAL SYSTEMFISCAL DISCIPLINEFOREIGN ASSETSFOREIGN BANKSFOREIGN CURRENCYFOREIGN CURRENCY DEPOSITSFOREIGN EXCHANGEFOREIGN OWNERSHIPFRAMEWORK FOR SECURITIESGOVERNANCE STRUCTUREGOVERNMENT BONDSGOVERNMENT SECURITIESGOVERNMENT SECURITIES MARKETGOVERNMENT SUPPORTGROSS SETTLEMENTIMMOVABLE PROPERTYINDIVIDUAL BANKSINFLATIONARY PRESSURESINFORMATION ON BORROWERSINSOLVENCYINSOLVENTINSOLVENT BANKSINSTITUTIONAL ARRANGEMENTSINSURANCEINSURANCE COMPANIESINSURANCE MARKETINSURANCE PREMIUMINTEREST RATEINTEREST RATE CHANGESINTEREST RATESINTERNATIONAL ACCOUNTING STANDARDSINTERNATIONAL STANDARDSINVENTORIESINVESTMENT CHOICESINVESTMENT FUNDSINVESTMENT PROJECTSINVESTMENT REGIMEJOINT STOCK COMPANIESJUDGESJUDICIAL PROCEDURESLACK OF TRANSPARENCYLAWSLEGAL FRAMEWORKLEGAL FRAMEWORK FOR INSOLVENCYLEGAL SYSTEMSLEGISLATIONLENDERLENDER OF LAST RESORTLENDING DECISIONSLENDING INSTITUTIONSLIQUIDITYLIQUIDITY CRISISLIQUIDITY MANAGEMENTLIQUIDITY PROBLEMSLIQUIDITY RISKLIQUIDITY SUPPORTLOANLOAN AMOUNTLONG-TERM GOVERNMENT SECURITIESMACROECONOMIC POLICIESMACROECONOMIC RISKSMARKET RISKSMARKET SHAREMARKET STRUCTUREMATURITYMINIMUM CAPITAL REQUIREMENTSMODERN FINANCIAL SYSTEMSMONETARY CONTROLMONETARY POLICYMORAL HAZARDMOVABLE PROPERTYNATIONAL BANKNATIONAL CLEARING SYSTEMNET SETTLEMENTNEW BANKRUPTCYNONPERFORMING LOANSOPERATIONAL RISKOVERDUE DEBTPAYMENT SYSTEMSPAYMENTS SYSTEMPENALTYPENSIONPENSION FUNDPENSION FUNDSPLEDGESPORTFOLIOSPRICE STABILITYPRIVATE CREDITPRIVATIZATIONPRIVATIZATION INVESTMENTPROFITABILITYPUBLIC DEBTPUBLIC DEBT MANAGEMENTPUBLIC DEBT SECURITIESPUBLIC OFFERINGPUBLIC SECTOR BANKSRECAPITALIZATIONSRECEIVABLESREGIONAL BANKSREGULATORY FRAMEWORKREGULATORY STRUCTUREREORGANIZATIONRESERVERESERVE BANKRESERVE BANK OF AUSTRALIARETIREMENTRETURNSRISK MANAGEMENTRISKY ASSETSAFETY NETSAVINGSSAVINGS BANKSSAVINGS DEPOSITSSECONDARY MARKETSSECURITIES LAWSECURITIES MARKETSSETTLEMENTSETTLEMENT SYSTEMSHORT-TERM LIQUIDITYSMALL BORROWERSSMALL DEBTSSTOCK MARKETSUPERVISORY AGENCIESSUPERVISORY AGENCYSUPERVISORY AUTHORITIESTAXTERRORISMTRADINGTRANSACTIONTRANSFER OF RESPONSIBILITYTRANSITION COUNTRIESTRANSITION ECONOMIESTREASURYTREASURY BILLTREASURY BILL AUCTIONSTREASURY BILLSTRUSTEESWorld Bank10.1596/15946