International Monetary FundWorld Bank2014-01-302014-01-302013-03https://hdl.handle.net/10986/16746This is a technical note for the 2011 the Financial Sector Assessment Program (FSAP) carried out in Mexico. The focus of this document is the new technology-enabled channels to scale up financial access being employed. Key issues such as a pro-inclusion policy environment and harnessing technology for financial inclusion are discussed. Issues relevant to enabling policy framework, such as new banking regulations for branchless banking, types of licenses, types of accounts, electronic transaction mechanisms, use of banking correspondents outsourcing of operations/IT platforms, as well as other regulations affecting branchless banking propositions, are also elaborated on. Segments are devoted to the market, mobile banking schemes and the consequent recommendations as well.en-USCC BY 3.0 IGOACCESS POINTSACCESS TO BANK ACCOUNTSACCESS TO FINANCEACCESS TO FINANCIAL SERVICESACCOUNT HOLDERACCOUNT HOLDERSACCOUNT MANAGEMENTACCOUNTINGADVERTISINGAFFORDABILITYANTI-MONEY LAUNDERINGATM CARDATM NETWORKATM NETWORKSATM WITHDRAWALATM WITHDRAWALSAUTHENTICATIONBACK-UPBALANCE INQUIRIESBANK ACCOUNTBANK ACCOUNTSBANK BRANCHBANK BRANCHESBANK CUSTOMERBANKERS ASSOCIATIONBANKING LAWBANKING MODELSBANKING NETWORKBANKING SERVICEBANKING SERVICESBANKSBARRIERS TO ENTRYBORROWINGBORROWING COSTSBUSINESS ASSOCIATIONSBUSINESS CONTINUITYBUSINESS DRIVERBUSINESS MODELSBUSINESSESCALL CENTERCALL CENTERSCAPABILITYCAPITAL MARKETSCAPITAL REQUIREMENTCASH DEPOSITSCASH MANAGEMENTCASH PAYMENTSCASH WITHDRAWALSCELL PHONECELLULAR TECHNOLOGIESCLEARINGHOUSECOMMERCIAL BANKSCONNECTIVITYCONSUMER PROTECTIONCONSUMER RIGHTSCOOPERATIVESCOORDINATION MECHANISMSCOST OF CREDITCREDIT ASSOCIATIONSCREDIT CARDCREDIT CARDSCREDIT LIMITCREDIT REPORTINGCREDIT SCORESCROSS SUBSIDIESCROSS-SUBSIDIESCUSTOMER DATACUSTOMER REQUESTCUSTOMER SEGMENTCUSTOMER SERVICEDATA SECURITYDEBIT CARDDEBIT CARDSDEBTDELIVERY SYSTEMDEPOSITDEPOSIT ACCOUNTDEPOSIT ACCOUNTSDEPOSIT INSURANCEDEPOSITORDEPOSITORSDEPOSITSDEVELOPMENT BANKDISTRIBUTION CHANNELSE-MONEYECONOMIC ACTIVITYECONOMIES OF SCALEELECTRICITYELECTRONIC ACCOUNTELECTRONIC FUNDSELECTRONIC FUNDS TRANSFERSELECTRONIC PAYMENTELECTRONIC PAYMENTSELECTRONIC SERVICESELECTRONIC TRANSACTIONELECTRONIC TRANSACTIONSEMPLOYEEEMPLOYEREMPLOYERSENABLING ENVIRONMENTENCRYPTIONFINANCIAL ACCESSFINANCIAL EDUCATIONFINANCIAL EXCLUSIONFINANCIAL INSTITUTIONSFINANCIAL LITERACYFINANCIAL PRODUCTSFINANCIAL SECTOR ASSESSMENTFINANCIAL SERVICEFINANCIAL SERVICE PROVIDERSFINANCIAL SERVICESFINANCIAL SYSTEMFINANCIAL TRANSACTIONSFINANCING OF ENTERPRISESFRAUDGENDERGOVERNMENT INTERVENTIONSHARD COPIESHARD COPYHOUSEHOLDSHUMAN RESOURCESIDIDENTIFICATION NUMBERINFLATIONINFRASTRUCTURE PROVIDERINITIAL INVESTMENTINNOVATIONINSPECTIONINSURANCEINSURANCE AGENCYINTEREST RATEINTERFACEINTERNATIONAL TELECOMMUNICATIONSINTEROPERABILITYINVESTMENT CAPITALJOINT VENTURELAWSLICENSELICENSESLOANLOAN REPAYMENTSLOTTERIESMANAGEMENT SYSTEMMANAGEMENT SYSTEMSMANDATESMARKET SHAREMARKETINGMASS MARKETMASS TRANSITMEDIUM ENTERPRISESMENUMENUSMERCHANTMERCHANTSMICROFINANCEMICROINSURANCEMINIMUM BALANCEMOBILE PHONEMOBILE PHONESMOBILE TELEPHONYMONEY TRANSFERMONEY TRANSFERSMUNICIPALITIESNEW BUSINESSNEW TECHNOLOGYNONBANKSONLINE BANKINGOPEN MARKETOUTSOURCINGOVERDRAFTSPARTNER BANKPARTNER BANKSPAYMENT SERVICESPAYMENT SYSTEMSPAYMENT TRANSACTIONSPAYMENTS INFRASTRUCTUREPENSION FUNDSPENSIONSPHONE NUMBERPHONE NUMBERSPOINT OF SALEPOINT-OF-SALEPOLICY ENVIRONMENTPOLICY FRAMEWORKPRICING PRACTICESPRIVACYPRIVATE SECTORPRIVATE SECTOR DEVELOPMENTPROTOCOLSRECEIPTSREGISTRATION PROCESSREGISTRYREGULATORY FRAMEWORKREGULATORY REQUIREMENTSREMITTANCESREPAYMENTRESULTRESULTSRETAIL OUTLETSRETAIL STORESRETIREMENTREVENUE SHARINGRISK MANAGEMENTSAVINGSSAVINGS ACCOUNTSAVINGS ACCOUNTSSECURE ACCESSSECURITIESSECURITY STANDARDSSELF-SERVICESENSITIVE INFORMATIONSERVERSMART PHONESSOCIAL WELFARESPECIALIZED BANKSSUBSIDIARIESSUPERVISIONSUPERVISORY AUTHORITIESTAXATIONTECHNICAL INFRASTRUCTURETECHNICAL STANDARDSTECHNOLOGY PLATFORMTELECOMMUNICATIONSTELLERSTRANSACTIONTRANSACTION PROCESSINGTRANSLATIONUNIONUNIVERSAL ACCESSUNIVERSAL BANKURBAN AREASUSABILITYUSERUSERSVALUE CHAINVERIFICATIONWEBWELFARE BENEFITSWorld Bank10.1596/16746