Honohan, Patrick2012-06-252012-06-252005-05https://hdl.handle.net/10986/8941Given the acknowledged need for a new effort to expand the set of available data on direct access to financial services, including a focus on access by those at low income, Honohan provides a selective review of the diverse sources of data that exist and considers how best to build on them. He proposes a basic framework within which to consider the analysis of the interesting questions: (1) How does access affect poverty and productivity? and (2) What hinders access? The author discusses existing and potential contribution of household and business user surveys, surveys of providers and their regulators, and surveys of experts, and assesses their relative strengths.en-USCC BY 3.0 IGOADVERSE SELECTIONAGRICULTURAL BANKSAVAILABLE DATABALANCE OF PAYMENTSBALANCE SHEETBANKING SERVICESBORROWINGBRANCH LOCATIONBUSINESS ENVIRONMENTCENTRAL BANKINGCENTRAL BANKSCHILD LABORCOMMERCIAL BANKSCOMMERCIAL VALUECOMMUNICATIONS INFRASTRUCTURECOMMUNITY LEVELCONCEPTUAL FRAMEWORKCREDIT RATIONINGCREDIT SCHEMECREDIT UNIONSDATA COLLECTIONDATA SOURCESDEPOSITSDEVELOPING COUNTRIESDEVELOPMENT ECONOMICSDEVELOPMENT GOALSDEVELOPMENT INDICATORSDONOR AGENCIESECONOMIC ACTIVITIESECONOMIC CONDITIONSECONOMIC GROWTHECONOMIC MODELSECONOMICSECONOMIES OF SCALEEMPLOYMENTEMPLOYMENT STATUSEXPENDITURE SURVEYEXTERNALITIESEXTREME POVERTYFACTORINGFINANCIAL INSTITUTIONSFINANCIAL SECTORFINANCIAL SERVICESFINANCIAL STABILITYFINANCIAL SYSTEMSFINANCIAL TRANSACTIONSFOOD SECURITYFORMAL INSTITUTIONSGEOGRAPHICAL AREASHEALTH STATUSHIV/AIDSHOUSEHOLD ACCESSHOUSEHOLD CHARACTERISTICSHOUSEHOLD INCOMEHOUSEHOLD LEVELHOUSEHOLD POVERTYHOUSEHOLD SURVEYHOUSEHOLD SURVEYSHOUSINGHUMAN DEVELOPMENTHUMAN DEVELOPMENT REPORTIMPROVED ACCESSIMPROVING INFORMATIONINCOMEINCOME COUNTRIESINCOME HOUSEHOLDSINCOME LEVELSINFLATIONINFORMATION/CREDITINSURANCELABOR FORCELAWSLIVING STANDARDSLOCAL CONDITIONSLOW INCOMEMARKET FACTORSMEAN DISTANCEMEDIAMICROFINANCEMICROFINANCE INSTITUTIONSMIGRATIONMORTALITYMUNICIPALITIESNATIONAL AUTHORITIESNATIONAL LEVELNUTRITIONPENSIONSPOLICY GOALSPOLICY RESEARCHPOOR HOUSEHOLDSPOOR PEOPLEPOVERTY ALLEVIATIONPOVERTY REDUCTIONPRICE INDEXESPRIMARY EDUCATIONPRIVATE SECTORPRODUCERSPRODUCTIVITYPROFITABILITYPROPORTIONAL REPRESENTATIONPUBLIC POLICYPUBLIC SECTORPUBLIC SERVICESPURCHASING POWERRISK MANAGEMENTRURAL AREASRURAL HOUSEHOLDSSAMPLE SIZESSAVINGSSAVINGS ACCOUNTSSECTORSECTOR POLICYSERVICE DESIGNSERVICE PROVIDERSSERVICE PROVISIONSOCIAL NORMSTRANSPORTURBAN HOUSEHOLDSWILLINGNESS TO PAYWorld Bank10.1596/1813-9450-3606