AgriFin2013-03-182013-03-182012-02https://hdl.handle.net/10986/12793This report presents the key message, lessons, and insights from agrifin's first knowledge exchange event, held in Hyderabad, India, March 7-12, 2011. Agrifin is a special initiative aimed at building capacity in agriculture finance for commercially-oriented smallholders and small and medium enterprise (SME) agribusiness market segments. The initiative, managed by the World Bank, through generous support from the bill and Melinda gates foundation, provides matching grant funding to financial institutions and regulated microfinance institutions that have a demonstrated potential for scaling up sustainable business models in agriculture finance. in complement to the grant funding, agrifin fosters learning in the agriculture finance space by facilitating peer-to-peer exchanges, such as this event, as well as by documenting and sharing lessons learned with the broader public, based but not exclusively on agrifin grant recipients' experiences. This event provided an opportunity for agrifin's partner financial institutions in Burkina Faso, Cambodia, Mali, Mozambique, Nepal, Senegal, Sri Lanka, and Uganda, together with senior World Bank experts, to learn about sustainable practices in agricultural lending. Participants had the opportunity to engage with senior officials from three prominent financial institutions in India (Andhra Bank, BASIX, and HDFC Bank).en-USCC BY 3.0 IGOACCESS TO CREDITACCESSIBILITYACCOUNTINGACCOUNTING SYSTEMSADVISORY SERVICESAGRICULTURAL COOPERATIVEAGRICULTURAL CREDITAGRICULTURAL LOANAGRICULTURAL PRACTICESAGRICULTURAL PRODUCTIONAGRICULTURAL PRODUCTSAGRICULTURAL SECTORAGRICULTURAL TRADEAGRICULTUREBANK BRANCHESBANK CREDITBANK EXPOSUREBANK FINANCINGBANK PROFITABILITYBANKING SERVICESBANKSBUSINESS DEVELOPMENTBUSINESS DEVELOPMENT SERVICESBUSINESS LOCATIONCAPACITY BUILDINGCAPITAL FUNDSCAPITAL REQUIREMENTSCASH FLOWCASH FLOW ANALYSISCENTRAL BANKCO-OPERATIVE BANKSCOLLATERALCOMMERCIAL BANKSCOMMODITY PRICESCONSOLIDATIONCOOPERATIVE BANKCOOPERATIVE BANKSCOOPERATIVESCREDIBILITYCREDIT CARDCREDIT CARDSCREDIT NEEDSCREDIT REQUIREMENTSCREDIT UNITSCREDITSCROP LOANSCROPSCUSTOMER SATISFACTIONCUSTOMER SERVICEDEFAULTERSDEPOSITDEPOSITSDISBURSEMENTDIVERSIFICATIONDIVERSIFIED INCOMEDUE DILIGENCEE-BANKINGEMERGING MARKETSENTERPRISE DEVELOPMENTENTREPRENEURSEQUIPMENTEQUIPMENT LOANSEXPLOITATIONEXPORTERSEXTENSIONEXTENSION SERVICESFARM MACHINERYFARMERFARMSFINANCE COMPANYFINANCE COSTSFINANCESFINANCIAL INSTITUTIONFINANCIAL INSTITUTIONSFINANCIAL NEEDSFINANCIAL PRODUCTSFINANCIAL SERVICESFINANCIAL STATEMENTSFINANCIAL SUPPORTFINANCIAL TRANSACTIONSFINANCING NEEDSFLEXIBLE REPAYMENTFLOW OF INFORMATIONGLOBAL BUSINESSGOVERNMENT SUBSIDIESGOVERNMENT SUPPORTGRANT FUNDINGGROSS DOMESTIC PRODUCTHOUSEHOLDSHUMAN RESOURCEHUMAN RESOURCESINCOME LEVELINFORMATION SERVICESINFORMATION SHARINGINSTITUTIONAL DEVELOPMENTINSTRUMENTINSURANCE COMPANIESINSURANCE PRODUCTSINTEREST RATEINTEREST SUBSIDIESINTERNATIONAL TRADEJOINT LIABILITYLAND DEVELOPMENTLAND HOLDINGSLAND REGISTRATIONLEADERSHIP DEVELOPMENTLENDING PORTFOLIOLINE OF CREDITLIVELIHOODSLIVESTOCKLIVESTOCK INSURANCELOANLOAN APPLICATIONLOAN APPRAISALLOAN OFFICERSLOAN PORTFOLIOLOAN PROCESSINGLOAN PRODUCTSLOAN REPAYMENTLOAN SIZELOCAL AREA BANKLONG-TERM INVESTMENTLONG-TERM LOANSLOW INTEREST RATESMANDATESMARKET INFRASTRUCTUREMARKET PLAYERSMARKET SHAREMARKETINGMICROCREDITMICROFINANCEMICROFINANCE INSTITUTIONSMONEY LENDERSNATIONAL BANKNONGOVERNMENTAL ORGANIZATIONSOUTREACHPAYMENT SYSTEMPAYMENT SYSTEMSPERSONAL FINANCEPORTFOLIO QUALITYPRICE DISCOVERYPRIVATE SECTORPRIVATE SECTOR BANKSPRODUCTION CREDITPRODUCTIVITYPROFIT MARGINPROFIT MARGINSPROFITABILITYPUBLIC BANKPUBLIC SECTOR BANKPUBLIC SECTOR BANKSREGIONAL RURAL BANKSREPAYMENTREPAYMENT CAPACITYREPAYMENT HISTORYREPAYMENT RATEREPAYMENT SCHEDULESRESERVERESERVE BANKRESERVE BANK OF INDIARETURNSREVOLVING LINE OF CREDITRISK MANAGEMENTRISK MITIGATIONRISK OF DEFAULTRURAL BANKRURAL BANKSRURAL DEVELOPMENTRURAL FINANCERURAL MARKETRURAL MARKETSSELF-EMPLOYMENTSMALL FARMERSSMALLHOLDERSMALLHOLDER FARMERSSMALLHOLDERSSOIL RESOURCESSOURCE OF FUNDSSOURCES OF FUNDSSTATE BANKSUPPLY CHAINSUPPLY CHAINSTECHNICAL ASSISTANCETECHNICAL SUPPORTTERM CREDITTRANSACTIONTRANSACTION COSTSTRANSFER OF TECHNOLOGYUNIVERSITIESURBAN AREASVILLAGEVILLAGESWAREHOUSEWAREHOUSE RECEIPTSWAREHOUSESWORKING CAPITALWorld Bank10.1596/12793