Reddy, RekhaTan, CongyanBruhn, Miriam2014-01-302014-01-302013-11https://hdl.handle.net/10986/16756This report describes a baseline measure of the financial capability of the Mexican adult population. Chapter one describes the Mexican context and the rationale for the financial capability study. Chapter two describes key findings related to daily money management and financial planning behaviors and attitudes. Chapter three examines decisions related to the use of financial products and level of financial knowledge. Chapter four summarizes key behaviors and attitudes into financial capability scores, facilitating the creation of profiles and comparisons among different segments of the population. Chapter five presents international comparisons. Chapter six examines the relationship between financial capability, financial knowledge, and financial inclusion. Chapter seven provides policy recommendations related to the key challenges to financial capability identified in the report.La promoción de la inclusión y la educación financiera es una de las máximas prioridades para el Gobierno de México. En este informe se presenta una medición de referencia de las capacidades financieras de la población mexicana adulta. Describe el contexto del país y se presenta la justificación del estudio sobre las capacidades financieras. Ofrece los principales resultados sobre la administración diaria del dinero y los comportamientos y actitudes relativos a la planificación financiera. Analiza las decisiones relativas al uso de productos financieros y su nivel de conocimientos. Resume los principales comportamientos y actitudes, traducidos en calificaciones sobre capacidades financieras, lo que facilita la creación de perfiles y las comparativas entre distintos segmentos de la población y los compara a nivel internacional. Estudia la relación entre las capacidades y conocimientos financieros así como la inclusión financiera. Y finalmente, ofrece recomendaciones de política en relación con los principales desafíos en materia de capacidades financieras planteados en el documento.en-USCC BY 3.0 IGOABILITY OF CONSUMERSACCESS POINTSACCESS TO FINANCEACCESSIBILITYAMOUNT OF MONEYAUTOMATIC DEDUCTIONSBANK ACCOUNTSBANK BRANCHBANK BRANCHESBANK CREDITBANKING SERVICESBANKSBORROWINGBORROWING MONEYBUDGETINGCALCULATIONCALCULATIONSCAR LOANCAR LOANSCOMPOUND INTERESTCONCEPT OF COMPOUND INTERESTCONSUMERCONSUMER NEEDSCONSUMER PROTECTIONCONSUMERSCONTRIBUTIONSCOOPERATIVESCREDIT ASSOCIATIONSCREDIT CARDCREDIT CARD USECREDIT CARDSCREDIT PRODUCTSCURRICULADAILY EXPENSESDAY-TO-DAY MONEY MANAGEMENTDEBTDEBT BURDENDEBT LOADSDEBTORSDEBTSDEPOSITDEPOSIT ACCOUNTSDEVELOPMENT BANKDEVELOPMENT BANKSDIVERSIFICATIONECONOMIC SHOCKSEDUCATION DEVELOPMENTEDUCATION LEVELEDUCATION LEVELSEDUCATION TRUSTEDUCATIONAL ATTAINMENTEMPLOYEEEMPLOYEREMPLOYER PENSIONEMPLOYMENTEXCESSIVE DEBTFAMILIESFAMILY MEMBERFINANCIAL ACCESSFINANCIAL ASSETSFINANCIAL BEHAVIORFINANCIAL BEHAVIORSFINANCIAL CHOICESFINANCIAL CONCEPTSFINANCIAL CONSUMERSFINANCIAL CRISISFINANCIAL DATAFINANCIAL DECISIONFINANCIAL DECISIONSFINANCIAL EDUCATIONFINANCIAL EDUCATION INITIATIVESFINANCIAL EDUCATION PROGRAMSFINANCIAL INFRASTRUCTUREFINANCIAL INSTITUTIONFINANCIAL INSTITUTIONSFINANCIAL INTERMEDIARIESFINANCIAL INTERMEDIARYFINANCIAL INVESTMENTSFINANCIAL KNOWLEDGEFINANCIAL LITERACYFINANCIAL LITERACY SURVEYFINANCIAL LITERACY TRAININGFINANCIAL LIVESFINANCIAL MANAGERSFINANCIAL MATTERSFINANCIAL PLANNINGFINANCIAL PLANSFINANCIAL PRODUCTFINANCIAL PRODUCTSFINANCIAL SERVICEFINANCIAL SERVICESFINANCIAL SITUATIONSFINANCIAL STABILITYFINANCIAL SUPPORTFORMAL FINANCIAL INSTITUTIONFORMAL FINANCIAL SERVICESFORMAL SAVINGSGENDERGOVERNMENT PENSIONHEAD OF HOUSEHOLDHEALTH INSURANCEHOUSEHOLD EXPENDITUREHOUSEHOLD EXPENSESHOUSEHOLD FINANCESHOUSEHOLD FINANCIAL DECISIONHOUSEHOLD FINANCIAL DECISION MAKINGHOUSEHOLD FINANCIAL DECISIONSHOUSEHOLD FINANCIAL MANAGEMENTHOUSEHOLD INCOMESHOUSEHOLDSHOUSEWIVESINCOMEINCOME GROUPINCOME GROUPSINCOME LEVELINCOME LEVELSINCOME SOURCEINDIVIDUAL SAVINGSINFLATIONINFORMAL BORROWINGINFORMAL CREDITINFORMAL ECONOMYINFORMAL LOANSINFORMAL SAVINGSINFORMAL WORKERSINFORMATION SYSTEMINHERITANCEINSURANCEINTEREST RATEINTEREST RATESINTERNATIONAL BANKJOB LOSSKEY CHALLENGESKNOWLEDGE LEVELSLABOR FORCELESS FINANCIALLY LITERATELEVEL OF CONFIDENCELIFE EVENTLIFE EVENTSLIFE-CYCLE EVENTSLITERACYLIVING COSTSLOANLOAN INSURANCELOAN REPAYMENTLOANS FROM FAMILYLONG-TERM GOALSLOW INCOMELOW INCOMESLOW-INCOMELOW-INCOME INDIVIDUALSLOWER INCOMELOWER-INCOME INDIVIDUALSMARKETINGMASS MEDIAMICROFINANCEMICROFINANCE INSTITUTIONSMICROINSURANCEMIGRANT WORKERSMONEY MANAGEMENTMONEY MANAGERSMONEY MATTERSMONTHLY INCOMEMORTGAGEMORTGAGE CREDITMORTGAGE LOANMUTUAL FUNDSOTHER ASSETSOUTREACHPAWNPAWN SHOPPAWN SHOPSPENSIONPENSION ACCOUNTSPENSIONSPERSONAL FINANCEPOINT-OF-SALEPREDATORY LENDINGPRIMARY EDUCATIONPRIMARY SAVINGSPROSPERITYPUBLIC CREDITPUBLIC FINANCEPUBLIC SCHOOLQUESTIONNAIREREMITTANCESREPAYMENTRETIREDRETIREMENTRETIREMENT ACCOUNTRETIREMENT ACCOUNTSRETIREMENT AGERETIREMENT PLANNINGSALESAVERSSAVING BEHAVIORSAVINGSSAVINGS ACCOUNTSAVINGS ACCOUNTSSAVINGS FOR RETIREMENTSAVINGS MECHANISMSAVINGS PRODUCTSAVINGS PRODUCTSSAVINGS SERVICESSECONDARY EDUCATIONSECURITIESSOCIAL ASSISTANCESOCIAL SECURITYSOUND FINANCIAL DECISIONSOUND FINANCIAL DECISIONSSOURCE OF INFORMATIONSOURCES OF CREDITSTAKEHOLDERSSUBSIDIARYTRADITIONAL BANKINGUNEXPECTED EXPENSEUNEXPECTED EXPENSESURBAN AREASVALUABLEVALUE OF MONEYVOLUNTARY SAVINGWOMANYOUNG ADULTSWorld Bank10.1596/16756