World Bank2013-09-272013-09-272010-03https://hdl.handle.net/10986/15917The Bangladesh financial system, particularly banking and microfinance, has grown and developed since 2003 against the backdrop of 6 percent average Gross Domestic Product (GDP) growth. Banks' total assets and private credit ratios to GDP have each increased by about one-third since the 2003 Financial Sector Assessment Program (FSAP). Bank deposits, as a percentage of GDP, are comparable to other South Asian countries. Private domestic banks now hold a majority of bank assets; the shares of state-owned commercial banks (SCBs) and specialized banks (SBs) have declined correspondingly. Bank branches, access to banking, and microfinance services have expanded substantially. Nonbanking financial institutions have also grown but remain small; banks s till account for over 90 percent of financial institutions' assets. Equity market listings and capitalization have grown substantially; market capitalization was equivalent to about 14 percent of GDP in December 2008. A government bond market is developing. Further sound financial development in the various parts of the financial sector, and increased access, will benefit from improvement in fundamentals: better credit information and improved legal and judicial enforcement of creditors' rights and collateral execution.en-USCC BY 3.0 IGOACCOUNTINGACCOUNTING STANDARDSAMORTIZATIONSARBITRAGEASSET QUALITYASSET VALUESAUCTIONSBALANCE SHEETBALANCE SHEETSBANK ASSETSBANK BRANCHESBANK DEPOSITSBANK LOANSBANK PROFITABILITYBANKING ASSETSBANKING REGULATIONBANKING SECTORBANKING SYSTEMBOND MARKETSBONDSBROKERAGEBROKERAGE ACTIVITIESBROKERAGE HOUSESBROKERSCAPITAL ADEQUACYCAPITAL FLOWSCAPITAL MARKETCAPITAL MARKET DEVELOPMENTCAPITAL MARKETSCAPITAL REQUIREMENTSCAPITALIZATIONCASH ECONOMYCENTRAL DEPOSITORYCHECKSCLEARING HOUSECOLLATERALCOMMERCIAL BANKCOMMERCIAL BANKSCOMMERCIAL PAPERCOMMERCIAL PAPER MARKETSCOMMODITY PRICESCONSUMER CREDITCONSUMER PROTECTIONCORPORATE BONDCORPORATE BOND MARKETCORPORATE GOVERNANCECREDIBILITYCREDIT DERIVATIVESCREDIT GROWTHCREDIT HISTORIESCREDIT INFORMATIONCREDIT INFORMATION BUREAUCREDIT INFORMATION SYSTEMCREDIT RECORDCREDIT RISKCREDIT RISKSCREDITORCREDITOR RIGHTSCREDITORSDEBTDEBT MARKETDEBT SERVICEDEBT SERVICE PAYMENTSDEPOSITDEPOSIT ACCOUNTSDEPOSIT INSURANCEDIRECTED CREDITDOMESTIC BANKSECONOMIC DEVELOPMENTEMERGING MARKETSEQUITY MARKETEQUITY MARKET CAPITALIZATIONEQUITY MARKETSEXCESS LIQUIDITYEXCHANGE COMMISSIONEXCHANGE CONTROLSEXPORT GROWTHEXPORTERSEXTERNAL DEBTFINANCESFINANCIAL DEVELOPMENTFINANCIAL DEVELOPMENTSFINANCIAL INFORMATIONFINANCIAL INSTITUTIONSFINANCIAL SYSTEMFIXED EXCHANGE RATEFOREIGN BANKSFOREIGN EXCHANGEFOREIGN INVESTMENTFOREIGN INVESTORSFOREIGN PORTFOLIO INVESTMENTGOVERNMENT BONDGOVERNMENT BOND MARKETGOVERNMENT BONDSGOVERNMENT DEBTGOVERNMENT DEBT MARKETGOVERNMENT POLICIESGROSS DOMESTIC PRODUCTHOLDINGHOLDINGSHOUSING FINANCEHUMAN RESOURCESINCENTIVES FOR REPAYMENTINFLATIONARY PRESSURESINFORMATION TECHNOLOGYINSTITUTIONAL INVESTORSINSURANCEINSURANCE COMPANIESINSURANCE COMPANYINSURANCE CORPORATIONINSURANCE CORPORATIONSINSURANCE INDUSTRYINSURANCE PRODUCTINSURANCE PRODUCTSINTEREST RATEINTEREST RATESINTERNATIONAL FINANCIAL STATISTICSINTERNATIONAL STANDARDINTERNATIONAL STANDARDSINVENTORYINVESTMENT CAPITALINVESTMENT FUNDSINVESTMENT REGULATIONSISLAMIC BANKSISLAMIC INSURANCEJOINT STOCK COMPANIESJUDICIAL ENFORCEMENTLEGAL FRAMEWORKLEGAL OBLIGATIONSLEGAL REFORMSLENDERLENDER OF LAST RESORTLIFE INSURANCELIFE INSURANCE COMPANIESLIMITED LIABILITYLIMITED LIABILITY CORPORATIONSLIQUIDITYLIQUIDITY PROBLEMSLLCLOAN CLASSIFICATIONLOAN RATESLOANABLE FUNDSLOANS FROM BANKSLOCAL BANKSLOCAL FINANCIAL INSTITUTIONSLOCAL INVESTORSLONG-TERM BOND MARKETSLONG-TERM FINANCELONG-TERM INVESTORSMACROECONOMIC RISKSMARKET CAPITALIZATIONMARKET INTERMEDIARIESMARKET PARTICIPANTSMARKET RISKMARKET RISKSMARKET SHAREMARKET SHARESMATURITIESMICRO-INSURANCEMICROFINANCEMICROFINANCE INSTITUTIONMICROFINANCE INSTITUTIONSMICROFINANCE SECTORMOBILE PHONEMOBILE PHONESMORAL SUASIONMORTGAGEMUTUAL FUNDSNATIONAL SAVINGSNATURAL DISASTERSNEGOTIABLE INSTRUMENTSNONPERFORMING LOANOUTSTANDING LOANPAYMENT SYSTEMSPENSIONPENSION FUNDSPORTFOLIOPRIVATE BANKSPRIVATE BONDPRIVATE CREDITPRIVATE CREDIT BUREAUSPRIVATE SECTOR CREDITPRUDENTIAL REGULATIONPRUDENTIAL STANDARDSREGISTRATION SYSTEMREGULATORY AUTHORITYREGULATORY FRAMEWORKREMITTANCESRESERVESRETURNRETURN ON ASSETSRETURNSRISK EXPOSURESRISK MANAGEMENTRISK PROFILESAFETY NETSECONDARY MARKETSECURITIESSECURITIES MARKETSETTLEMENTSETTLEMENT RISKSSETTLEMENT SYSTEMSETTLEMENT SYSTEMSSHAREHOLDERSSHORT-TERM CAPITALSMALL LOANSSTOCK EXCHANGESTOCK EXCHANGESSTOCKSSWAPTAXTRADINGTRANSPARENCYTREASURYTREASURY BILLTURNOVERUNSECURED CREDITSWORKING CAPITALWorld Bank10.1596/15917